Late Payment Fee 

SAR 100 

monthly profit margin 

2.25% 

Transaction Dispute Fee (unsuccessful) 

SAR 50 

Cash withdrawal fee (up to SAR 5,000) 

SAR 75 

Cash withdrawal fees (more than 5000 SAR) 

Maximum 3%,300 SAR 

Foreign currency conversion fee 

2.70% 

Additional copies of the account statement 

SAR 50 

Replacement card fee 

SAR 150 

Cash Transaction Financing Fee 

It is calculated from the date of the transaction 

Temporary Credit Limit Increase 

SAR 50

Current account with Banque Saudi Fransi

Age: Minimum 18 years, Maximum 60 years for non-priority clients

Signed copy of ID

Salary certificate Letter & Payslip

Last 3 months account statement reflecting salary (if salary not assigned)

Commercial registration (only for self-employed)

Company certificate (only for self-employed)

Copy of last 6 months bank statement (only for self-employed)

Complete and signed application and terms and conditions

For supplementary cards: a signed copy of the user’s ID

Current account with Banque Saudi Fransi 

Age: Minimum 18 years, Maximum 60 years for non-priority clients 

Signed copy of ID 

Salary certificate Letter & Payslip 

Last 3 months account statement reflecting salary (if salary not assigned) 

Commercial registration (only for self-employed) 

Company certificate (only for self-employed) 

Copy of last 6 months bank statement (only for self-employed) 

Complete and signed application and terms and conditions 

For supplementary cards: a signed copy of the user’s ID

Current account with Banque Saudi Fransi 

Age: Minimum 18 years, Maximum 60 years for non-priority clients 

Signed copy of ID 

Salary certificate Letter & Payslip 

Last 3 months account statement reflecting salary (if salary not assigned) 

Commercial registration (only for self-employed) 

Company certificate (only for self-employed) 

Copy of last 6 months bank statement (only for self-employed) 

Complete and signed application and terms and conditions 

For supplementary cards: a signed copy of the user’s ID

Rewards points 

Payment by credit card through digital channels 

Safe Shopping Service 

Electronic account statement

The comprehensive rewards program Jani

Pay utility bills

Exclusive offers and discounts

Easy Payment Program - Installments - Zero Interest

Hundreds of valuable offers via the VISA Explorer app

Late Payment Fee 

SAR 100 

monthly profit margin 

2.25% 

Transaction Dispute Fee (unsuccessful) 

SAR 50 

Cash withdrawal fee (up to SAR 5,000) 

SAR 75 

Cash withdrawal fees (more than 5000 SAR) 

Maximum 3%,300 SAR 

Foreign currency conversion fee 

2.70% 

Additional copies of the account statement 

SAR 50 

Replacement card fee 

SAR 150 

Cash Transaction Financing Fee 

It is calculated from the date of the transaction 

Temporary Credit Limit Increase 

SAR 50

Current account with Banque Saudi Fransi

Age: Minimum 18 years, Maximum 60 years for non-priority clients

Signed copy of ID

Salary certificate Letter & Payslip

Last 3 months account statement reflecting salary (if salary not assigned)

Commercial registration (only for self-employed)

Company certificate (only for self-employed)

Copy of last 6 months bank statement (only for self-employed)

Complete and signed application and terms and conditions

For supplementary cards: a signed copy of the user’s ID

Current account with Banque Saudi Fransi 

Age: Minimum 18 years, Maximum 60 years for non-priority clients 

Signed copy of ID 

Salary certificate Letter & Payslip 

Last 3 months account statement reflecting salary (if salary not assigned) 

Commercial registration (only for self-employed) 

Company certificate (only for self-employed) 

Copy of last 6 months bank statement (only for self-employed) 

Complete and signed application and terms and conditions 

For supplementary cards: a signed copy of the user’s ID

Current account with Banque Saudi Fransi 

Age: Minimum 18 years, Maximum 60 years for non-priority clients 

Signed copy of ID 

Salary certificate Letter & Payslip 

Last 3 months account statement reflecting salary (if salary not assigned) 

Commercial registration (only for self-employed) 

Company certificate (only for self-employed) 

Copy of last 6 months bank statement (only for self-employed) 

Complete and signed application and terms and conditions 

For supplementary cards: a signed copy of the user’s ID

Electronic statement of account: Available

Safe Shopping Service: Available

Reward Points: Available

Payment by credit card via digital channels: Available

Jani Comprehensive Rewards Program: Available 

Payment of utility bills: Available 

Easy Payment Program - Installments - Zero Interest: Available 

Late Payment Fee 

SAR 100 

monthly profit margin 

2.25% 

Transactional Dispute Fee (unsuccessful) 

SAR 50 

Cash withdrawal fee (up to SAR 5,000) 

SAR 75 

Cash withdrawal fees (more than 5000 SAR) 

Maximum 3%,300 SAR 

Foreign currency conversion fee 

2.70% 

Additional copies of the account statement 

SAR 50 

Replacement card fee 

SAR 150 

Cash Transaction Financing Fee 

It is calculated from the date of the transaction 

Temporary Credit Limit Increase 

SAR 50

Current account with Banque Saudi Fransi

Age: Minimum 18 years, Maximum 60 years for non-priority clients

Signed copy of ID

Salary certificate Letter & Payslip

Last 3 months account statement reflecting salary (if salary not assigned)

Commercial registration (only for self-employed)

Company certificate (only for self-employed)

Copy of last 6 months bank statement (only for self-employed)

Complete and signed application and terms and conditions

For supplementary cards: a signed copy of the user’s ID

Payment by credit card via digital channels: Available

Late Payment Fee 

SAR 100 

Monthly fee to pay 

2.25% 

Fee for disputes related to workers (unsuccessful) 

SAR 50 

Cash withdrawal fee (up to SAR 5,000) 

SAR 75 

Cash withdrawal fee (more than SAR 5,000) 

Maximum 3%,300 SAR 

Foreign currency conversion fee 

2.70% 

Additional copies of the account statement 

SAR 50 

Replacement card fee 

SAR 150 

Cash Transaction Financing Fee 

It is calculated from the date of the transaction 

Temporary Credit Limit Increase 

SAR 50 

Credit limit (example) 10,000 

Annual Percentage Rate 

38.53% 

All product and service fees are in addition to VAT at 5%*

Current account with Banque Saudi Fransi 

Age: Minimum 18 years, Maximum 60 years for non-priority clients 

Signed copy of ID 

Salary certificate Letter & Payslip 

Last 3 months account statement reflecting salary (if salary not assigned) 

Commercial registration (only for self-employed) 

Company certificate (only for self-employed) 

Copy of last 6 months bank statement (only for self-employed) 

Complete and signed application and terms and conditions 

For supplementary cards: a signed copy of the user’s ID

Secure Fransi Plus and Fransi mobile 

Replacement for lost/stolen credit card 

Cash advance up to %30 of the credit limit 

Special discount

Late Payment Fee 

SAR 100 

Monthly fee to pay 

2.20% 

Fee for disputes related to workers (unsuccessful) 

SAR 50 

Cash withdrawal fee (up to SAR 5,000) 

SAR 75 

Cash withdrawal fee (more than SAR 5,000) 

Maximum 3%,300 SAR 

Foreign currency conversion fee 

2.70% 

Additional copies of the account statement 

SAR 50 

Replacement card fee 

SAR 150 

Cash Transaction Financing Fee 

It is calculated from the date of the transaction 

Temporary Credit Limit Increase 

SAR 50 

Credit limit (example) 10,000 

Annual Percentage Rate 

37.71 .% 

All product and service fees are in addition to VAT at 5%*

This is the card for your everyday purchases with extra peace of mind. May it be for groceries, restaurants and the needed vacations.

Late Payment Fee 

SAR 100 

monthly profit margin 

2.25% 

Transactional Dispute Fee (unsuccessful) 

SAR 50 

Cash withdrawal fee (up to SAR 5,000) 

SAR 75 

Cash withdrawal fees (more than 5000 SAR) 

Maximum 3%,300 SAR 

Foreign currency conversion fee 

2.70% 

Additional copies of the account statement 

SAR 50 

Replacement card fee 

SAR 150 

Cash Transaction Financing Fee 

It is calculated from the date of the transaction 

Temporary Credit Limit Increase 

SAR 50 

Credit limit (example) 10,000 

Annual Percentage Rate 

41.35% 

All product and service fees are in addition to VAT at 5%*

Current account with Banque Saudi Fransi

Age: Minimum 18 years, Maximum 60 years for non-priority clients

Signed copy of ID

Salary certificate Letter & Payslip

Last 3 months account statement reflecting salary (if salary not assigned)

Commercial registration (only for self-employed)

Company certificate (only for self-employed)

Copy of last 6 months bank statement (only for self-employed)

Complete and signed application and terms and conditions

For supplementary cards: a signed copy of the user’s ID

For more info, please visit www.mastercard.com/sa

Or download “Mastercard For You” application

Extended Warranty 

Credit Card Payment through Electronic Channels 

Secure online transactions 

E-Statement 

Free Lounge Access 

JANA Reward Program Points

SADAD Pay utility billsSpecial offers and discounts Easy Payment plan ( 0% margin) 

Mastercard Buy 1 Get 1 App to browse the best offers with 900+ offers across 90+ destinations and 600+ merchants get up to 30% off on your flights and hotel bookings around the 

world with Cleartrip 

Enjoy your first ride free (for new Careem customers only) and 20% OFF three rides every month 

Visa cardholders enjoy a 30% discount on shipping from the USA for an entire year with MyUs.comPurchases protection

Late Payment Fee

SAR 100

monthly profit margin

2.25%

Transactional Dispute Fee (unsuccessful)

SAR 50

Cash withdrawal fee (up to SAR 5,000)

SAR 75

Cash withdrawal fees (more than 5000 SAR)

Maximum 3%,300 SAR

Foreign currency conversion fee

2.70%

Additional copies of the account statement

SAR 50

Replacement card fee

SAR 150

Cash Transaction Financing Fee

It is calculated from the date of the transaction

Temporary Credit Limit Increase

SAR 50

Credit limit (example) 10,000

Annual Percentage Rate

41.35%

All product and service fees are in addition to VAT at 5%*

Current account with Banque Saudi Fransi

Age: Minimum 18 years, Maximum 60 years for non-priority clients

Signed copy of ID

Salary certificate Letter & Payslip

Last 3 months account statement reflecting salary (if salary not assigned)

Commercial registration (only for self-employed)

Company certificate (only for self-employed)

Copy of last 6 months bank statement (only for self-employed)

Complete and signed application and terms and conditions

For supplementary cards: a signed copy of the user’s ID

For more info, please visit www.mastercard.com/sa

Or download “Mastercard For You” application

Extended Warranty 

Credit Card Payment through Electronic Channels 

Secure online transactions 

E-Statement 

Free Lounge Access 

JANA Reward Program Points

SADAD Pay utility billsSpecial offers and discounts Easy Payment plan ( 0% margin) 

Mastercard Buy 1 Get 1 App to browse the best offers with 900+ offers across 90+ destinations and 600+ merchants get up to 30% off on your flights and hotel bookings around the 

world with Cleartrip 

Enjoy your first ride free (for new Careem customers only) and 20% OFF three rides every month 

Visa cardholders enjoy a 30% discount on shipping from the USA for an entire year with MyUs.comPurchases protection

Late Payment Fee

SAR 100

monthly profit margin

2.25%

Transactional Dispute Fee (unsuccessful)

SAR 50

Cash withdrawal fee (up to SAR 5,000)

SAR 75

Cash withdrawal fees (more than 5000 SAR)

Maximum 3%,300 SAR

Foreign currency conversion fee

2.70%

Additional copies of the account statement

SAR 50

Replacement card fee

SAR 150

Cash Transaction Financing Fee

It is calculated from the date of the transaction

Temporary Credit Limit Increase

SAR 50

Credit limit (example) 10,000

Annual Percentage Rate

41.35%

All product and service fees are in addition to VAT at 5%*

Current account with Banque Saudi Fransi

Age: Minimum 18 years, Maximum 60 years for non-priority clients

Signed copy of ID

Salary certificate Letter & Payslip

Last 3 months account statement reflecting salary (if salary not assigned)

Commercial registration (only for self-employed)

Company certificate (only for self-employed)

Copy of last 6 months bank statement (only for self-employed)

Complete and signed application and terms and conditions

For supplementary cards: a signed copy of the user’s ID

For more info, please visit www.mastercard.com/sa

Or download “Mastercard For You” application

SADAD Pay utility billsSpecial offers and discounts Easy Payment plan ( 0% margin) 

Mastercard Buy 1 Get 1 App to browse the best offers with 900+ offers across 90+ destinations and 600+ merchants get up to 30% off on your flights and hotel bookings around the 

world with Cleartrip 

Enjoy your first ride free (for new Careem customers only) and 20% OFF three rides every month 

Visa cardholders enjoy a 30% discount on shipping from the USA for an entire year with MyUs.comPurchases protection

Late Payment Fee

SAR 100

Monthly fee to pay

2.20%

Fee for disputes related to workers (unsuccessful)

SAR 50

Cash withdrawal fee (up to SAR 5,000)

SAR 75

Cash withdrawal fee (more than SAR 5,000)

Maximum 3%,300 SAR

Foreign currency conversion fee

2.70%

Additional copies of the account statement

SAR 50

Replacement card fee

SAR 150

Cash Transaction Financing Fee

It is calculated from the date of the transaction

Temporary Credit Limit Increase

SAR 50

Credit limit (example) 10,000

Annual Percentage Rate

37.71 .%

All product and service fees are in addition to VAT at 5%*

Current account with Banque Saudi Fransi

Minimum salary: 3,500 riyals (for Saudis), 5,000 riyals (for non-Saudis), 10,000 riyals (for self-employed)

Age: a minimum of 18 years and a maximum of 60 years for non-Tamayouz clients

A signed copy of ID

Salary definition letter and salary slip document

Account statement for the last 3 months showing salary (if salary has not been transferred)

Commercial Register (for self-employed persons)

Company identification certificate (for self-employed persons)

Account statement for the last 6 months showing salary (for self-employed persons)

Complete and sign the application form and terms and conditions

For additional cards, you must bring a signed copy of the user's ID

Extended Warranty 

Credit Card Payment through Electronic Channels 

Secure online transactions 

E-Statement 

Free Lounge Access 

JANA Reward Program Points

SADAD Pay utility billsSpecial offers and discounts Easy Payment plan ( 0% margin) 

Mastercard Buy 1 Get 1 App to browse the best offers with 900+ offers across 90+ destinations and 600+ merchants get up to 30% off on your flights and hotel bookings around the 

world with Cleartrip 

Enjoy your first ride free (for new Careem customers only) and 20% OFF three rides every month 

Visa cardholders enjoy a 30% discount on shipping from the USA for an entire year with MyUs.comPurchases protection

Late Payment Fee

SAR 100

monthly profit margin

2.25%

Transactional Dispute Fee (unsuccessful)

SAR 50

Cash withdrawal fee (up to SAR 5,000)

SAR 75

Cash withdrawal fees (more than 5000 SAR)

Maximum 3%,300 SAR

Foreign currency conversion fee

2.70%

Additional copies of the account statement

SAR 50

Replacement card fee

SAR 150

Cash Transaction Financing Fee

It is calculated from the date of the transaction

Temporary Credit Limit Increase

SAR 50

Credit limit (example) 10,000

Annual Percentage Rate

41.35%

All product and service fees are in addition to VAT at 5%*

Current account with Banque Saudi Fransi

Age: a minimum of 18 years and a maximum of 60 years for non-Tamayouz clients

A signed copy of ID

Salary definition letter and salary slip document

Account statement for the last 3 months showing salary (if salary has not been transferred)

Commercial Register (for self-employed persons)

Company identification certificate (for self-employed persons)

Account statement for the last 6 months showing salary (for self-employed persons)

Complete and sign the application form and terms and conditions

For additional cards, you must bring a signed copy of the user's ID

For more information please visit:

Everywhere you want to be | Visa (visamiddleeast.com)

Entering the airport lounges 

With AlFransi's Visa Signature and Infinite credit cards, you will get access to more than 900 airport lounges around the world to put your mind at ease during your travels. 

All you need is to download the Lounge Key application on your mobile to see all the lounges that you can enter around the world 

From 1/1/2019, you will have free access to the airport lounges, and it will be renewed every year if the minimum conditions for using the card (for each year) are met. 

The condition will apply if the card holder uses the equivalent of one US dollar annually through points of sale outside the Kingdom or through a transaction via websites located outside the Kingdom. Any entry that exceeds the free entry limit will be charged a fee of $27 per person per entry. Your free entry will be renewed at the beginning of each year.

Late Payment Fee

SAR 100

monthly profit margin

2.25%

Transactional Dispute Fee (unsuccessful)

SAR 50

Cash withdrawal fee (up to SAR 5,000)

SAR 75

Cash withdrawal fees (more than 5000 SAR)

Maximum 3%,300 SAR

Foreign currency conversion fee

2.70%

Additional copies of the account statement

SAR 50

Replacement card fee

SAR 150

Cash Transaction Financing Fee

It is calculated from the date of the transaction

Temporary Credit Limit Increase

SAR 50

Credit limit (example) 10,000

Annual Percentage Rate

41.35%

All product and service fees are in addition to VAT at 5%*

Current account with Banque Saudi Fransi

Age: Minimum 18 years, Maximum 60 years for non-priority clients

Signed copy of ID

Salary certificate Letter & Payslip

Last 3 months account statement reflecting salary (if salary not assigned)

Commercial registration (only for self-employed)

Company certificate (only for self-employed)

Copy of last 6 months bank statement (only for self-employed)

Complete and signed application and terms and conditions

For supplementary cards: a signed copy of the user’s ID

For more info, please visit www.mastercard.com/sa

Or download “Mastercard For You” application

Covers purchases made locally or internationally. 

Suitable for people who travel frequently.

Late Payment Fee

SAR 100

monthly profit margin

2.20%

Transactional Dispute Fee (unsuccessful)

SAR 50

Cash withdrawal fee (up to SAR 5,000)

SAR 75

Cash withdrawal fees (more than 5000 SAR)

Maximum 3%,300 SAR

Foreign currency conversion fee

2.70%

Additional copies of the account statement

SAR 50

Replacement card fee

SAR 150

Cash Transaction Financing Fee

It is calculated from the date of the transaction

Temporary Credit Limit Increase

SAR 50

Credit limit (example) 10,000

Annual Percentage Rate

41.35%

All product and service fees are in addition to VAT at 5%*

Current account with Banque Saudi Fransi

Age: a minimum of 18 years and a maximum of 60 years for non-Tamayouz clients

A signed copy of ID

Salary definition letter and salary slip document

Account statement for the last 3 months showing salary (if salary has not been transferred)

Commercial Register (for self-employed persons)

Company identification certificate (for self-employed persons)

Account statement for the last 6 months showing salary (for self-employed persons)

Complete and sign the application form and terms and conditions

For additional cards, you must bring a signed copy of the user's ID

For more information please visit:

Everywhere you want to be | Visa (visamiddleeast.com)

Entering the airport lounges 

With AlFransi's Visa Signature and Infinite credit cards, you will get access to more than 900 airport lounges around the world to put your mind at ease during your travels. 

All you need is to download the Lounge Key application on your mobile to see all the lounges that you can enter around the world 

From 1/1/2019, you will have free access to the airport lounges, and it will be renewed every year if the minimum conditions for using the card (for each year) are met. 

The condition will apply if the card holder uses the equivalent of one US dollar annually through points of sale outside the Kingdom or through a transaction via websites located outside the Kingdom. Any entry that exceeds the free entry limit will be charged a fee of $27 per person per entry. Your free entry will be renewed at the beginning of each year.

Card Issuance / Annual Fees (primary card) SAR 750

Supplementary Card Fee SAR 100

Monthly Profit Rate 2.75%

Late Payment Fee SAR 100 (not exceeding the outstanding amount)

Cash Withdrawal Fee SAR 75 for transactions up to SAR 5,000 and 3% for transactions above SAR 5,000 with a cap of SAR 300

International Transaction Fee (Foreign Exchange) 2.75%

Card Replacement Fee SAR 50

Duplicate Statement Fee Free

Temporary Limit Increase Fee SAR 50

Transaction Dispute Fee (unsuccessful) SAR 50

It introduces 8 cashback categories. 

Receive up to 5% cashback from the category of your choice. 

Flexibility to choose categories based on your future purchases on FransiPlus or FransiMobile . 

Receive instant cashback on the daily spends once the transaction appears on the card statement. 

No minimum spends required to avail cashback. 

Access to 25+ airport lounges in the Middle East and Levant

Access to airport lounges 

Lifestyle Credit Card allows you access 25+ airport lounges in the Middle East & Levant. For more information, please click here 

Special Offers and Discounts: 

You can benefit from the discounts at prestigious merchants tied up with Banque Saudi Fransi from dining to shopping, travel to entertainment, and much more. For details, please click here 

Global acceptance 

Enjoy the flexibility and convenience of using your card at more than 30 million merchants worldwide 

Easy Payment Plans – 0% Profit Rate Instalment Plan 

Easy Payment Plan is a 0% profit rate program designed for Banque Saudi Fransi credit cardholders to make large purchases easier by converting them into equal monthly instalments up to 12 months at selected partners. For details click here 

Supplementary cards for your family members 

Lifestyle Credit Card allows you to have additional supplementary cards for all your family members without a need for a separate account, which helps facilitate and monitor your family's spending. Supplementary cards will enjoy the same features and benefits as the primary card.. 

SADAD & MOI utility bill payment 

You may pay all your SADAD and MOI utility bills using Banque Saudi Fransi Credit Card for your convenience and flexibility. 

Chip-and-PIN card safety feature 

The card is secured with a Chip-and-PIN safety feature giving more comfort to the cardholder during financial transactions. 

Secure online shopping – supported by 3D secure (MasterCard SecureCode) 

You can rest and shop without having to worry about your online transactions knowing that all transactions done online using any Banque Saudi Fransi card is supported by 3D secure (MasterCard SecureCode) security feature. 

mada Pay service 

mada Pay is a mobile application that provides Banque Saudi Fransi cardholders a convenient and new way to pay for purchases at stores through Android-based mobile devices by simply adding their cards into this application safely and securely. 

Online access to view your card account 

Banque Saudi Fransi offers you innovative online banking solutions to save you time and effort, and help you carry out your banking transactions anywhere and around the clock without having to visit the branch. 

Apple Pay Service 

Apple Pay is a mobile payment service that provides Banque Saudi Fransi cardholders a convenient and new way to pay for purchases at stores through Apple devices by simply adding their cards into Apple Wallet safely and securely. 

SMS Notification for Each Transaction 

Get additional security with free SMS alerts for every transaction made on your card to provide you with more comfort, security and protection. 

Instant Cash 

Instant cash withdrawal from any ATM worldwide. In addition to easy cash Cash and Balance Transfer up to 30% of Credit Limit 

Minimum Payment Options 

5% or SAR 100 (whichever is higher). 

Customer service around the clock 

Fransi Phone team is available around to clock to serve you. Simply, call 800 124 2121 (if within the Kingdom), or +966 92 0000 576 (if overseas)"

Personal data

Work data

Global acceptance

Enjoy the flexibility and convenience of using your card at more than 30 million merchants worldwide.

Sharia compliant

Rest assure that Banque Saudi Fransi offers an Islamic Sharia-compliant credit card product based on Tawarruq principle.

Supplementary cards for your family members

Visa Al Fursan Platinum Credit Card allows you to have additional supplementary cards for all your family members without a need for a separate account, which helps facilitate and monitor your family’s spending. Supplementary cards will enjoy the same features and benefits as the primary card.

Global airport lounge access

Your Visa Al Fursan Platinum Credit Card allows you to access over 20 international airport lounges. Travel with comfort and joy around the world in more than 300 cities. To know more about the airport lounges subscribed, please visit Visa Middle East website or download the DragonPass application. Terms and conditions apply – please revert to FAQ section

Easy payment plans - 0% profit rate

Easy payment plans without profit rate (0%) is a program designed for Banque Saudi Fransi credit cardholders to make large purchases easier by converting them into equal monthly installment up to 12 months at selected partners. For details, please visit Easy Payment Plan page

Attractive offers and discounts

You can benefit from the discounts at prestigious merchants tied up with Banque Saudi Fransi from dining to shopping, travel to entertainment and much more.

Al Fursan air miles for every transaction

Al Fursan loyalty program for Saudia Airlines will offer you air miles on all transactions done using Visa Al Fursan Platinum Credit Card, which can be redeemed against attractive travel bookings and many more. 

Travel Insurance

When using your Visa Al Fursan Platinum Card from Banque Saudi Fransi to pay for your travel expenses, you will receive a complimentary travel insurance policy for the respective trip, which can be used for visa application purposes as evidence of travel insurance. For more information on coverage and printing the insurance policy certificate and the terms and conditions, please visit Visa Middle East website

Luxurious lifestyle and collection of luxury hotels

Enjoy best offers and promotions provided by Visa Al Fursan Platinum Card from Banque Saudi Fransi and relish every moment with pleasure from spa retreats, to sea excursions, hotel stays and other luxurious experiences. Also, a group of exclusive deals for a handpicked selection of +900 finest hotels around the world, with your Visa Al Fursan Platinum Card from Banque Saudi Fransi, you can enjoy attractive discounts and offers. For more information and to stay tuned on the latest offers, please visit Visa Middle East website

Extended Warranty

Your Visa Al Fursan Platinum from Banque Saudi Fransi provides an extended warranty up to 12 months in addition to the manufacturer warranty on items purchased using the card. For more information and terms and conditions, please visit Visa Middle East website

Purchase Protection

Your Visa Al Fursan Platinum Card from Banque Saudi Fransi provides a purchase protection on items purchased using the card. For more information and terms and conditions, please visit Visa Middle East website

Instant Cash

Instant cash withdrawal up to 30% of your credit limit from any ATM worldwide.

SADAD & MOI utility bill payment

For your convenience and flexibility, you may pay all your SADAD & MOI utility bills using Banque Saudi Fransi Credit Card.

Chip-and-PIN card safety feature

The card is secured with a Chip-and-PIN safety feature giving more comfort to the cardholder during financial transactions.

Secure online shopping - supported by 3D secure (verified by visa)

You can rest and shop without having to worry about your online transactions knowing that all transactions done online using any Banque Saudi Fransi card is supported by 3D secure (verified by visa) security feature.

mada Pay service

mada Pay is a mobile application that provides Banque Saudi Fransi cardholders a convenient and new way to pay for purchases at stores through Android-based mobile devices by simply adding their cards into this application safely and securely. For more information, please visit Mada Pay page

Online access to view your card account

Banque Saudi Fransi offers you innovative online banking solutions to save you time and effort, and help you carry out your banking transactions anywhere and around the clock without having to visit the branch.

SMS notification for each transaction

Get additional security with free SMS alerts for every transaction made on your card to provide you with more comfort, security and protection.

Customer service around the clock

Fransi Phone team is available around to clock to serve you. Simply, call 800 124 2121 (if within the Kingdom), or +966 92 0000 576 (if overseas).

"Card Issuance / Annual Fees (primary card) SAR 1,000

Supplementary Card Fee SAR 75

Monthly Profit Rate 2.2%

Late Payment Fee SAR 100 (not exceeding the outstanding amount)

Cash Withdrawal Fee SAR 75 for transactions up to SAR 5,000 and 3% for transactions above SAR 5,000 with a cap of SAR 300

International Transaction Fee (FX Markup) 2.70%

Card Replacement Fee SAR 50

Transaction Dispute Fee (unsuccessful) SAR 50

Personal data

Work data

Global acceptance

Enjoy the flexibility and convenience of using your card at more than 30 million merchants worldwide.

Sharia compliant

Rest assure that Banque Saudi Fransi offers an Islamic Sharia-compliant credit card product based on Tawarruq principle.

Supplementary cards for your family members

Visa Al Fursan Platinum Credit Card allows you to have additional supplementary cards for all your family members without a need for a separate account, which helps facilitate and monitor your family’s spending. Supplementary cards will enjoy the same features and benefits as the primary card.

Global airport lounge access

Your Visa Al Fursan Platinum Credit Card allows you to access over 20 international airport lounges. Travel with comfort and joy around the world in more than 300 cities. To know more about the airport lounges subscribed, please visit Visa Middle East website or download the DragonPass application. Terms and conditions apply – please revert to FAQ section

Easy payment plans - 0% profit rate

Easy payment plans without profit rate (0%) is a program designed for Banque Saudi Fransi credit cardholders to make large purchases easier by converting them into equal monthly installment up to 12 months at selected partners. For details, please visit Easy Payment Plan page

Attractive offers and discounts

You can benefit from the discounts at prestigious merchants tied up with Banque Saudi Fransi from dining to shopping, travel to entertainment and much more.

Al Fursan air miles for every transaction

Al Fursan loyalty program for Saudia Airlines will offer you air miles on all transactions done using Visa Al Fursan Platinum Credit Card, which can be redeemed against attractive travel bookings and many more. 

Travel Insurance

When using your Visa Al Fursan Platinum Card from Banque Saudi Fransi to pay for your travel expenses, you will receive a complimentary travel insurance policy for the respective trip, which can be used for visa application purposes as evidence of travel insurance. For more information on coverage and printing the insurance policy certificate and the terms and conditions, please visit Visa Middle East website

Luxurious lifestyle and collection of luxury hotels

Enjoy best offers and promotions provided by Visa Al Fursan Platinum Card from Banque Saudi Fransi and relish every moment with pleasure from spa retreats, to sea excursions, hotel stays and other luxurious experiences. Also, a group of exclusive deals for a handpicked selection of +900 finest hotels around the world, with your Visa Al Fursan Platinum Card from Banque Saudi Fransi, you can enjoy attractive discounts and offers. For more information and to stay tuned on the latest offers, please visit Visa Middle East website

Extended Warranty

Your Visa Al Fursan Platinum from Banque Saudi Fransi provides an extended warranty up to 12 months in addition to the manufacturer warranty on items purchased using the card. For more information and terms and conditions, please visit Visa Middle East website

Purchase Protection

Your Visa Al Fursan Platinum Card from Banque Saudi Fransi provides a purchase protection on items purchased using the card. For more information and terms and conditions, please visit Visa Middle East website

Instant Cash

Instant cash withdrawal up to 30% of your credit limit from any ATM worldwide.

SADAD & MOI utility bill payment

For your convenience and flexibility, you may pay all your SADAD & MOI utility bills using Banque Saudi Fransi Credit Card.

Chip-and-PIN card safety feature

The card is secured with a Chip-and-PIN safety feature giving more comfort to the cardholder during financial transactions.

Secure online shopping - supported by 3D secure (verified by visa)

You can rest and shop without having to worry about your online transactions knowing that all transactions done online using any Banque Saudi Fransi card is supported by 3D secure (verified by visa) security feature.

mada Pay service

mada Pay is a mobile application that provides Banque Saudi Fransi cardholders a convenient and new way to pay for purchases at stores through Android-based mobile devices by simply adding their cards into this application safely and securely. For more information, please visit Mada Pay page

Online access to view your card account

Banque Saudi Fransi offers you innovative online banking solutions to save you time and effort, and help you carry out your banking transactions anywhere and around the clock without having to visit the branch.

SMS notification for each transaction

Get additional security with free SMS alerts for every transaction made on your card to provide you with more comfort, security and protection.

Customer service around the clock

Fransi Phone team is available around to clock to serve you. Simply, call 800 124 2121 (if within the Kingdom), or +966 92 0000 576 (if overseas).

"Card Issuance / Annual Fees (primary card) SAR 2,000

Supplementary Card Fee SAR 75

Monthly Profit Rate 2.2%

Late Payment Fee SAR 100 (not exceeding the outstanding amount)

Cash Withdrawal Fee SAR 75 for transactions up to SAR 5,000 and 3% for transactions above SAR 5,000 with a cap of SAR 300

International Transaction Fee (FX Markup) 2.70%

Card Replacement Fee SAR 50

Transaction Dispute Fee (unsuccessful) SAR 50

Personal data

Work data

Global acceptance

Enjoy the flexibility and convenience of using your card at more than 30 million merchants worldwide.

Sharia compliant

Rest assure that Banque Saudi Fransi offers an Islamic Sharia-compliant credit card product based on Tawarruq principle.

Supplementary cards for your family members

Visa Al Fursan Platinum Credit Card allows you to have additional supplementary cards for all your family members without a need for a separate account, which helps facilitate and monitor your family’s spending. Supplementary cards will enjoy the same features and benefits as the primary card.

Global airport lounge access

Your Visa Al Fursan Platinum Credit Card allows you to access over 20 international airport lounges. Travel with comfort and joy around the world in more than 300 cities. To know more about the airport lounges subscribed, please visit Visa Middle East website or download the DragonPass application. Terms and conditions apply – please revert to FAQ section

Easy payment plans - 0% profit rate

Easy payment plans without profit rate (0%) is a program designed for Banque Saudi Fransi credit cardholders to make large purchases easier by converting them into equal monthly installment up to 12 months at selected partners. For details, please visit Easy Payment Plan page

Attractive offers and discounts

You can benefit from the discounts at prestigious merchants tied up with Banque Saudi Fransi from dining to shopping, travel to entertainment and much more.

Al Fursan air miles for every transaction

Al Fursan loyalty program for Saudia Airlines will offer you air miles on all transactions done using Visa Al Fursan Platinum Credit Card, which can be redeemed against attractive travel bookings and many more. 

Travel Insurance

When using your Visa Al Fursan Platinum Card from Banque Saudi Fransi to pay for your travel expenses, you will receive a complimentary travel insurance policy for the respective trip, which can be used for visa application purposes as evidence of travel insurance. For more information on coverage and printing the insurance policy certificate and the terms and conditions, please visit Visa Middle East website

Luxurious lifestyle and collection of luxury hotels

Enjoy best offers and promotions provided by Visa Al Fursan Platinum Card from Banque Saudi Fransi and relish every moment with pleasure from spa retreats, to sea excursions, hotel stays and other luxurious experiences. Also, a group of exclusive deals for a handpicked selection of +900 finest hotels around the world, with your Visa Al Fursan Platinum Card from Banque Saudi Fransi, you can enjoy attractive discounts and offers. For more information and to stay tuned on the latest offers, please visit Visa Middle East website

Extended Warranty

Your Visa Al Fursan Platinum from Banque Saudi Fransi provides an extended warranty up to 12 months in addition to the manufacturer warranty on items purchased using the card. For more information and terms and conditions, please visit Visa Middle East website

Purchase Protection

Your Visa Al Fursan Platinum Card from Banque Saudi Fransi provides a purchase protection on items purchased using the card. For more information and terms and conditions, please visit Visa Middle East website

Instant Cash

Instant cash withdrawal up to 30% of your credit limit from any ATM worldwide.

SADAD & MOI utility bill payment

For your convenience and flexibility, you may pay all your SADAD & MOI utility bills using Banque Saudi Fransi Credit Card.

Chip-and-PIN card safety feature

The card is secured with a Chip-and-PIN safety feature giving more comfort to the cardholder during financial transactions.

Secure online shopping - supported by 3D secure (verified by visa)

You can rest and shop without having to worry about your online transactions knowing that all transactions done online using any Banque Saudi Fransi card is supported by 3D secure (verified by visa) security feature.

mada Pay service

mada Pay is a mobile application that provides Banque Saudi Fransi cardholders a convenient and new way to pay for purchases at stores through Android-based mobile devices by simply adding their cards into this application safely and securely. For more information, please visit Mada Pay page

Online access to view your card account

Banque Saudi Fransi offers you innovative online banking solutions to save you time and effort, and help you carry out your banking transactions anywhere and around the clock without having to visit the branch.

SMS notification for each transaction

Get additional security with free SMS alerts for every transaction made on your card to provide you with more comfort, security and protection.

Customer service around the clock

Fransi Phone team is available around to clock to serve you. Simply, call 800 124 2121 (if within the Kingdom), or +966 92 0000 576 (if overseas).

*All product and service fees are subject to VAT rate of 5%

Using the service with a merchant who provides it when they do their purchase through POS 

Cashback’s minimum value is 1 SAR and maximum value is 400 SAR per day 

This service is available with merchants that display “Purchase with Cashback” sign/poster in their outlets. Cashback service is free of charge

Household staff can withdraw cash with a limit of SAR 5,000 from their accounts by using the Payday Card: 

At any Banque Saudi Fransi ATMs across the Kingdom 

At any local bank ATMs that have the MADA network logo

Primary Issuance Fees SAR 100 

Primary Renewal / Annual Fees SAR 100 

Supplementary / Additional Card Issuance Fees SAR 75 

Supplementary / Additional Renewal / Annual Fees SAR 50 

International Transaction Fee (FX Markup) 2.7% 

Cash Withdrawal Fee 

BSF ATMs: SAR 5 

Non-BSF Local ATMs: SAR 25 

International ATMs: SAR 35 

Card Replacement Fee SAR 50 

Duplicate Statement Fee 

Account statement less than 1 year: 25 SR 

Account Statement from 1-5 years: 30 SR 

Account statement for more than 5 years: 50 SR 

Transaction Dispute Fee (unsuccessful) SAR 50

Personal data

Work data

Easy card request 

“My Space” card can be easily requested via e-channels and can also be instantly issued via branches. Cards requested through e-channels will be delivered via courier within 5 business days. 

Global acceptance 

Enjoy the flexibility and convenience of using your card at more than 30 million merchants worldwide. 

Additional cards for your family members 

“My Space” Card allows you to have additional supplementary cards for all your family members without a need for a separate account, which helps facilitate and monitor your family’s spending. Additional cards will enjoy the same features and benefits as the primary card. 

Attractive offers and discounts 

You can benefit from the discounts at prestigious merchants tied up with Banque Saudi Fransi from dining to shopping, travel to entertainment and much more. For details, please click here 

Jana points for every transaction 

Jana loyalty program will offer you points on all transactions done using Banque Saudi Fransi cards, which can be redeemed against attractive travel bookings, gifts, charity and many more. For more information, please click here 

Instant Cash 

Instant cash withdrawal from any ATM worldwide. 

Chip-and-PIN card safety feature 

The card is secured with a Chip-and-PIN safety feature giving more comfort to the cardholder during financial transactions. 

Secure online shopping – supported by 3D secure (verified by visa) 

You can rest and shop without having to worry about your online transactions knowing that all transactions done online using any Banque Saudi Fransi card is supported by 3D secure (verified by visa) security feature. 

Apple Pay service 

Apple Pay is a mobile payment service that provides Banque Saudi Fransi cardholders a convenient and new way to pay for purchases at stores through Apple devices by simply adding their cards into Apple Wallet safely and securely. For more information, please click here 

mada Pay service 

mada Pay is a mobile application that provides Banque Saudi Fransi cardholders a convenient and new way to pay for purchases at stores through Android-based mobile devices by simply adding their cards into this application safely and securely. For more information, please click here 

Online access to view your card account 

Banque Saudi Fransi offers you innovative online banking solutions to save you time and effort, and help you carry out your banking transactions anywhere and around the clock without having to visit the branch. 

SMS notification for each transaction 

Get additional security with free SMS alerts for every transaction made on your card to provide you with more comfort, security and protection. 

Customer service around the clock 

Fransi Phone team is available around to clock to serve you. Simply, call 800 124 2121 (if within the Kingdom), or +966 92 0000 576 (if overseas)

Easy card request 

“My Space” card can be easily requested via e-channels and can also be instantly issued via branches. Cards requested through e-channels will be delivered via courier within 5 business days. 

Global acceptance 

Enjoy the flexibility and convenience of using your card at more than 30 million merchants worldwide. 

Additional cards for your family members 

“My Space” Card allows you to have additional supplementary cards for all your family members without a need for a separate account, which helps facilitate and monitor your family’s spending. Additional cards will enjoy the same features and benefits as the primary card. 

Attractive offers and discounts 

You can benefit from the discounts at prestigious merchants tied up with Banque Saudi Fransi from dining to shopping, travel to entertainment and much more. For details, please click here 

Jana points for every transaction 

Jana loyalty program will offer you points on all transactions done using Banque Saudi Fransi cards, which can be redeemed against attractive travel bookings, gifts, charity and many more. For more information, please click here 

Instant Cash 

Instant cash withdrawal from any ATM worldwide. 

Chip-and-PIN card safety feature 

The card is secured with a Chip-and-PIN safety feature giving more comfort to the cardholder during financial transactions. 

Secure online shopping – supported by 3D secure (verified by visa) 

You can rest and shop without having to worry about your online transactions knowing that all transactions done online using any Banque Saudi Fransi card is supported by 3D secure (verified by visa) security feature. 

Apple Pay service 

Apple Pay is a mobile payment service that provides Banque Saudi Fransi cardholders a convenient and new way to pay for purchases at stores through Apple devices by simply adding their cards into Apple Wallet safely and securely. For more information, please click here 

mada Pay service 

mada Pay is a mobile application that provides Banque Saudi Fransi cardholders a convenient and new way to pay for purchases at stores through Android-based mobile devices by simply adding their cards into this application safely and securely. For more information, please click here 

Online access to view your card account 

Banque Saudi Fransi offers you innovative online banking solutions to save you time and effort, and help you carry out your banking transactions anywhere and around the clock without having to visit the branch. 

SMS notification for each transaction 

Get additional security with free SMS alerts for every transaction made on your card to provide you with more comfort, security and protection. 

Customer service around the clock 

Fransi Phone team is available around to clock to serve you. Simply, call 800 124 2121 (if within the Kingdom), or +966 92 0000 576 (if overseas)

Issuance fee 100 SAR 

Annual Fees 100 SAR 

Additional Card 75 SAR 

Additional Renewal / Annual fees 50 SAR 

Card replacement fee 50 SAR 

Add Currency 25 SAR 

Cash withdrawal fee from Banque Saudi Fransi ATM 5 SAR 

Cash withdrawal fee from Local ATMs 25 SAR or equivalent in that currency 

Cash withdrawal from international ATM 35 SAR or equivalent in that currency 

Additional Statement Fee Free 

Dispute fee 50 SAR 

Transfer to or from card Free of charge 

Purchase fee if one of the card’s currencies is insufficient 1% of the transaction value 

Purchase fee in currencies to be deducted from SAR wallet 2.7% of the transaction value

Personal data

Work data

Global acceptance 

Enjoy the flexibility and convenience of using your card through online websites worldwide. 

Instant issuance 

Immediate virtual issuance, with all the information you need appearing on your screen. 

Instant Cash 

Instant cash withdrawal up to 30% of your credit limit from any ATM worldwide. 

Chip-and-PIN card safety feature 

The card is secured with a Chip-and-PIN safety feature giving more comfort to the cardholder during financial transactions. 

Secure online shopping – supported by 3D secure (verified by visa) 

You can chill and shop without having to worry about your online transactions knowing that all transactions done online by any Banque Saudi Fransi card is supported by 3D secure (verified by visa) security feature. A text message is going to be sent to your registered mobile number to complete the transaction. 

Easy Currency Conversion 

You can transfer currencies with ease and speed through the electronic channels ""Fransi Plus"" or ""Fransi Mobile"" without having to visit the branch and without transfer fees. 

Adding Currencies 

My Currencies Card enables you to add more than 15 currencies to the card in addition to a basket of the main currencies, which are Saudi Riyal, US dollar, Pound Sterling, Euro, Emirati Dirham.

Converting Rate 

My Currency Card allows you to convert with fixed rate for the USD at 3.75 SAR for each 1 USD; additionally to the competitive rate for the other currencies. 

Apple Pay & Mada Pay services 

Apple Pay & Mada Pay are mobile applications that provide Banque Saudi Fransi cardholders convenient and new way to pay for purchases at stores whether locally or internationally using Apple or Android applications by simply adding their cards into the applications safely and securely. 

Online access to view your card account 

Banque Saudi Fransi offers you innovative online banking solutions to save you time and effort, and help you carry out your banking transactions anywhere and around the clock without having to visit the branch. 

SMS notification for each transaction 

Get additional security with free SMS alerts for every transaction conducted on your card to provide you with more comfort, security and protection. 

Customer service around the clock 

Fransi Phone team is available around to clock to serve you. Simply, call 800 124 2121 (if within the Kingdom), or +966 92 0000 576 (if overseas) 

Enjoy the flexibility and ease of using your card at more than 30 million points of sale around the world.

Compliant with Sharia provisions

.Exchanging “Jana” program points for a wide variety of gifts and cashback when exchanging points

The Visa Signature credit card enables you to obtain additional cards for your family members without the need for a separate account to facilitate and monitor your family members’ spending.

You can benefit from the credit card installment program from Banque Saudi Fransi, which allows cardholders to installment purchases of large amounts into comfortable and equal monthly installments without a profit margin for up to 12 months at participating stores.

Access to international airport lounges

Enjoy the best features and benefits of the Visa Signature Card from Banque Saudi Fransi at every moment, such as health resorts, sea excursions, luxury hotels, and other services and enjoyable moments. In addition to exclusive offers for more than 900 luxury hotels around the world, carefully selected to suit your upscale lifestyle

You can enjoy a special 20% discount on meet and assist service at more than 450 international airports through our partner YQ. YQ is a world-class network of international airport meet and assist professionals that provide the personalized and exceptional experience you deserve.

Enjoy the “Concierge” service for personal assistance from Visa wherever you are around the world to benefit from travel and trip services and arrangements, restaurant reservations and many events.

When you use your Banque Saudi Fransi Visa Signature card to pay for travel, you will receive free travel insurance for this trip. This insurance can be used as proof of travel insurance and for the purposes of obtaining a travel visa.

The Banque Saudi Fransi Visa Signature Card provides you with protection on purchases made with the card

Withdraw cash up to 30% of your credit card limit through all ATMs around the world.

In order to provide convenience and flexibility, you can pay utility bills and government payments via the payment service using a credit card from Banque Saudi Fransi.

Enjoy the flexibility and ease of using your card at more than 30 million points of sale around the world.

Redeem points from the “Jana” program for a wide variety of gifts and cash back when redeeming points

You can take advantage of the installment program for credit cards from Banque Saudi Fransi, which allows cardholders to install purchases in large amounts into convenient and equal monthly installments without a profit margin for up to 12 months at participating stores.

To plan luxurious travel, to go to the finest restaurants and to attend the best entertainment events, let Mastercard World Elite Concierge Service take care of everything for you while you make the most of your time. Our dedicated concierge team is ready to help you plan the perfect vacation and enjoy unforgettable experiences. Our team will help you book a special restaurant table for a special anniversary, arrange a celebrity reception at a private party, buy event tickets, make restaurant reservations, rent a limousine or find a babysitter.

Our dedicated concierge team can also help you purchase hard-to-find concert tickets, view limited-edition designer work, and attend VIP events and premieres.

The travel experience should always be comfortable and enjoyable, and that is what the airport lounge access program seeks with the World Elite card from MasterCard. World MasterCard cardholders will get the following benefits:

Unlimited free access for you and one accompanying guest (per visit) to more than 1,200 regional and international lounges, including Marhaba and CAC lounges, in more than 450 cities in more than 135 countries around the world.

- Access to business facilities - email, internet, phones, fax machines, and conference space in some lounges. Free snacks and drinks

- Free snack drinks.

The Travel Visa Clearance Service is a fully digital solution that allows you to submit an application and book appointments for your travel visa needs from the UAE, Saudi Arabia, Bahrain, Oman, Kuwait, Kenya and Nigeria.

As a World Elite MasterCard cardholder, you are automatically eligible for Hertz Gold Plus membership, which is otherwise only obtainable with eligible 20 Hertz Gold Plus in a 12-month period. With Hertz Gold Plus, you get preferred benefits, such as:

-   Bypass the rental queue at many of the world's busiest airports

-   Guaranteed one car class upgrade at participating locations

-   Faster returns with Hertz Instant Return®

- Discounted prices

The Priceless Cities program offers a unique package that includes thousands of exclusive offers and experiences designed specifically for MasterCard cardholders in more than 40 cities and countries around the world.