• For Saudis only.

• Minimum monthly salary of SAR 5,000.

• For government, semi-government and private sectors, as well as other bank employees.

• Salary transfer is a must (excluding other bank employees).

• Copy of valid Saudi national ID.

• Completed application form for Home Finance.

• Completed applicant undertaking form.

• Completed applicant health declaration.

• Salary certificate with salary details.

• Bank statement.

• Deposit of valuation fees.

• Financing amount up to SAR 5 million

• Possibility of joint finance between the primary applicant + 3 first degree relatives

• Possibility of having more than one finance

• Ability to add/cancel joint applicants

• Possibility of early settlement / transfer ownership (Ihlal)/selling to a third party

• Cooperative insurance against all risks

• Exemption in case of death or permanent disability and transfer of ownership of the property to the heirs in accordance with the insurance coverage

• The possibility to calculate the financing amount to 77 years for the Governmental and Private sector, and 75 years to the Military sector

• Shari’a compliant.

• Competitive profit margin rates.

• Flexible payment plan.

• Sending the authorized evaluator within the same day.

• Ability to fund before Salary depositing.

• For Saudis only.

• Minimum monthly salary of SAR 5,000.

• For government, semi-government and private sectors, as well as other bank employees.

• Salary transfer is a must (excluding other bank employees).

• Copy of valid Saudi national ID

• Completed application form for Home Finance

• Completed applicant undertaking form

• Completed applicant health declaration

• Salary certificate with salary details

• Bank statement

• Deposit of valuation fees

• Financing amount up to SAR 5 million

• Possibility of joint finance between the primary applicant + 3 first degree relatives

• Possibility of having more than one finance

• Ability to add/cancel joint applicants

• Possibility of early settlement / transfer ownership (Ihlal)/selling to a third party

• Cooperative insurance against all risks

• Exemption in case of death or permanent disability and transfer of ownership of the property to the heirs in accordance with the insurance coverage

• The possibility to calculate the financing amount to 77 years for the Governmental and Private sector, and 75 years to the Military sector

• Shari’a compliant

• Competitive profit margin rates

• Flexible payment plan

• Sending the authorized evaluator within the same day

• Ability to fund before Salary depositing

• Copy of valid Saudi national ID

• Completed application form for Home Finance

• Completed applicant undertaking form

• Completed applicant health declaration

• Financing amount up to SAR 5 million.

• Possibility of having more than one finance.

• Possibility of early settlement.

• Cooperative insurance against all risks.

• Shari’a compliant.

• Competitive profit margin rates.

• Flexible payment plan.

• Sending the authorized evaluator within the same day.

• Available for Saudi citizens only.

• The customer must be on the lists of the Ministry of Housing or the Real Estate Development Fund.

• Minimum net salary of 3000 SAR *according to terms and conditions

• Available to workers in the governmental, semi-governmental and private sectors approved within the financing programs.

• Agreeing with the bank's credit policies and terms.

• The property is complete.

• The possibility of calculating the support as an additional allowance to increase the amount of financing.

• Flexible Installment Possibility.

• A definition of the salary that mentions the date of starting work on the job.

• bank statement.

• Family Card.

• A copy of the real estate deed.

• A copy of the building permit.

• The repayment period is up to 20 years

• Financing the beneficiaries of housing support

• Cooperative insurance against all risks

• Exemption in the event of death or total disability, God forbid, and assignment of the property directly to the heirs according to the insurance coverage criteria

• Shari’a compliant

• Competitive profit margin rates

• Flexible payment plan

• Sending the authorized evaluator within the same day

• Ability to fund before Salary depositing

• Available for Saudi citizens only.

• The client must be on the lists of the Ministry of Housing or the Real Estate Development Fund.

• The minimum net salary is 3000 riyals* as per the terms and conditions.

• For workers in the governmental, semi-governmental and private sectors approved within the financing programs.

• Complies with the terms and credit policies of the bank.

• The possibility of calculating the support as an additional allowance to increase the amount of financing.

• Flexible Installment Possibility.

• A definition of the salary that mentions the date of starting work on the job.

• Bank statement.

• Family Card.

• A copy of the real estate deed.

• A copy of the building permit.

• A copy of the property owner's ID.

• Financing the value of the building permit

• The possibility of financing all regions of the Kingdom

• In the event that the customer builds from his own account, Riyad Bank will compensate him for the amounts that were paid in addition to the remaining amount to complete the construction.

• Available to clients benefiting from the Real Estate Development Fund support and clients who do not benefit from the housing support initiative.

• The possibility of applying the flexible installment feature to reduce the monthly deduction of the client after retirement in proportion to his new monthly income upon retirement

• The possibility of financing the customer up to the age of 77 years

• Financing the beneficiaries of housing support

• Cooperative insurance against all risks

• Exemption in the event of death or total disability (God forbid) and assignment of the property directly to the heirs according to the terms and conditions. The client is also compensated if the house is damaged, God forbid, and that is also according to the terms and conditions.

• Competitive profit margin

• Financing the value of the building permit

• The possibility of financing the customer up to the age of 77 years

• Financing all regions of the Kingdom

• Financing amount up to 5 million

• Flexible Payment Plans

• Available to clients benefiting from the Real Estate Development Fund support and clients who do not benefit from the housing support initiative.

• Sharia compliant