• Applicant must be a Saudi National.

• The applicant must be 21 years old when applying, and not more than 60 years old at financing maturity.

• Property must be a fully completed Villa/Apartment within Riyadh, Jeddah and Eastern Province.

• Applicant’s length of service should not be less than 6 months.

• Minimum monthly salary of SAR 12,000 for salary transfer customers and SAR 15,000 for non- salary transfer customers.

• Copy of Title Deed.

• A copy of building permit, and the building completion certificate.

• A filled and signed seller’s proposal by the property owner.

• A copy of the seller’s valid ID

• Property location sketch.

• Filling the home financing application form.

• A detailed salary slip that includes the allowances “if any”.

• A copy of the valid ID.

• A statement of account for the last 3 months that shows receiving the salary.

• An approved product by the Shariah committee in the form of Home Finance 

• Available in fixed or variable* pricing and competitive annual percentage rate 

• Available for government, semi-government, and private sectors

• Loan to value starts from 85% up to 90%** 

• Maximum financing amount up to 5,000,000 Saudi Riyals 

• Financing period up to 30 years 

• Waiver of outstanding amount in case of death or permanent disability, God forbid 

• Fast and easy processing 

• Home financing product with a promise to grant property

• Applicant must be a Saudi National

• The applicant must be 21 years old

• Property must be a within the boarders of the Kingdom of Saudi Arabia

• Applicant’s length of service should not be less than 3 months

• Minimum monthly salary of SAR 9,000 for salary transfer customers and SAR 12,000 for non- salary transfer customers.

• The proof pf ownership.

• A copy of building permit, and the building completion certificate.

• A filled and signed seller’s proposal by the property owner.

• A copy of the seller’s valid ID

• Property location sketch.

• Filling the home financing application form.

• A detailed salary slip that includes the allowances “if any”.

• A copy of the valid ID.

• A statement of account for the last 3 months that shows receiving the salary.

• An approved product by the Shariah committee in the form of Murabaha 

• Available in fixed pricing and financing with a fixed competitive annual percentage rate  

• Available for government, semi-government, and private sectors

• Loan to value starts from 85% up to 90%* 

• Maximum financing amount up to 5,000,000 Saudi Riyals 

• Financing period up to 30 years 

• Waiver of outstanding amount in case of death or permanent disability, God forbid 

• Fast and easy processing