Login to Albilad App

Click on the shopping cart at the bottom of the page 

Choose Personal Financing 

Click on Finance type

Choose the mechanism for applying for the commodity

Fill in the required information then submit the request

Salary Transferred to Bank Albilad

Age must be 18 or older

Customer must be employee in one of the approved employers at Bank Albilad

Monthly net income should not be below 

SAR3000 for Saudi 

SAR3500 for non-Saudi

Here is an example of how the profit margin is calculated:

New Financing

​ Finance amount SAR 100,000 Total profit margin SAR 7,750 APR 3.5% Management fees Management fees is 1% of the Financing Amount with Cap. of SAR 5,000 Finance duration 60 months Total finance cost SAR 107,750 Monthly installment SAR 1,795.8

APR may differ depending on the amount, maturity period and credit scoring of the customer

Personal Finance Benefits

Fast finance applying process around the clock via Albilad App

Sharia compliant 

Financing period up to 60 months

Early settlement is available 

Finance amounts up to SAR 2,000,000

No salary transfer required for other banks employee

Finance for retired customers

Top-Up Finance Benefits 

Fast finance applying process around the clock via Albilad App 

Sharia compliant 

Early settlement is available

One click away from requesting personal financing at anytime and anywhere via Albilad App and without the need to visit the branch ,You can apply for all types of Murabaha Financing through Albilad App (Personal Finance - Top Up Finance - Refinancing) ​

If you are a new customer of Bank Albilad and do not have an account, open your account and request your financing now online via Albilad app.

If you are an existing customer, login to Albilad application, then click on the shopping cart at the bottom of the application, choose Personal Financing and complete the steps...