FEATURES AND B​ENEFITS includes: Worldwide acceptance at over 32 million merchants, Instant cash from all ATMs across the globe, Interest-free payments for up to 50 days, Flexible payment options from 5% of the total to monthly installments, Free travel insurance of up to SAR 750,000 against personal accident, flight cancellation, and luggage delay and loss, Additional protection with Himayati and Himayati Plus, SMS notification for every transaction, Full transparency with your monthly statement, Cash withdrawals of up to 30% of the credit limit through ATMs and financial institutions around the world, E-secure shopping service to provide greater protection when using a credit card online, Special offers and discounts, Complimentary airport lounge access at select airports, Higher credit limits, Higher travel coverage, Mastercard and Visa Premium credit card benefits worldwide.