Features:
Full Digital Experience
Start enjoying the benefits of your SAIB Credit
Card by activating it via “Flexx Touch” mobile application.
Contactless Payment Service
Pay your purchases safely and easily by swiping
your card on POS devices with Contactless Payment Service.
Apple Pay
Add your SAIB cards to Apple Pay and enjoy
secured and fast payments inside and outside the Kingdom (in stores and
online).
Purchase Protection
Shop with ease of mind. With Purchase Protection,
your purchases are insured in case of loss, accidental damage or theft.
Protection Against Fraud
Shop with ease of mind. With Purchase Protection,
your purchases are insured in case of loss, accidental damage or theft. For
details, please click here.
Extended Warranty
Extended warranty doubles the warranty period
offered by the merchant for up to 1 year.
Easy Payment Plan - 0% Profit Rate
Buy now and pay later with SAIB Easy Payment Plan
program! It is designed to enable credit cardholders of making large purchases
and converting them to easy and equal monthly payments in 3, 6, 9, or 12 months
at selected partners with 0% profit rate (either by shopping online or at
showrooms and stores).
The Saudi Investment Bank - Visa Signature Credit Card :
Your Visa Signature Credit Card from The Saudi Investment Bank pampers you with hand-picked privileges. A card that is up to every task, offering you an enhanced spending power, a high level of benefits, priority customer service, extended warranty coverage, in addition to exclusive benefits not found anywhere else. A card specially designed to exceed your expectations every time.
It is everything you have always wanted in your credit card.
Whatever your demand is, your Visa Signature Credit Card has it covered.
Minimum Salary
SAR 0
Interest Rate
2.49%
Annual Fees
SAR 500
Salary Transfer
No
Minimum Due (Minimum Balance Required)
5% or SAR 100 (Whichever is higher)
Fees & Costs:
• Annual Fees: Free
• Supplementary Card Fees: Free
• Tawarruq Profit Rate: 2.49%
• Card Replacement Fees: SAR 100
• Late Payment Fees: SAR 100
• Cash Advance Fees: SAR 75
• PIN Mailer Re-issuance Fees: SAR 40
• Dispute Fees (False Disputes): SAR 50
• Additional Statement Fees: SAR 40
• Foreign Currency Mark-up: 2.75%
• Minimum Payment Due: 5% or SAR 100 (Whichever is higher)
Eligibility:
• Customer’s age must range between 18-65 years.
• Customer must have an account with SAIB.
• Customer must be employed, self-employed, retired, or average balance accountholders.
• Note: The Bank reserves the right to accept or reject an application based on the policy in place at the time of the request.
Documents required:
• Filled and signed Credit Card Application form.
• A valid National ID for Saudis.
• Salary certificate.
• 3-month bank statement.
• Copy of ID for potential supplementary cardholder.
• Valid commercial registration for self-employed along with 12-month bank statement.
• For more information please call free number at 800 124 8000.
Benefits:
Travel and Lifestyle Benefits
Global Concierge Service
Enjoy a 24-hour global lifestyle premium service,
which includes travel information, arrangements, reservation assistance for
premium restaurants, bookings for entertainment events, shopping information,
gift arrangement and delivery, health clubs, business services and many more.
Now you can access the digital concierge channel
in addition to other means of communication. The digital concierge is a fully mobile
responsive portal, enabling you to search and book on-the-go. You will also be
able to talk to our Lifestyle Managers 24/7 via the Live Chat. Click here to
access the online platform and discover Visa Signature’s world.
International Numbers: +973
1667 5426 / +971 4361 1234 /+44 207 8502829
Local Number: 800 8443 488
Global Airport Lounge Access
Enjoy access to 1000+ luxurious airport lounges
over 300 cities across the globe with LoungeKey.
No registration is required to activate the
lounge benefit for your Visa Signature credit card
SAIB Visa Signature credit cardholder visits are
free for the first 12 visits per year (Gregorian year). Afterwards, cardholder
will be charged $32 per guest per visit.
After attending the first visit cardholder needs
to complete one (1) international transaction (of minimum of $1) in each
calendar year to avail from this feature
Cardholder should mention "LoungeKey"
to the lounge reception staff when showing his Visa Signature Credit Card as a
member of LoungeKey
Meet and Assist Service at Airports
Enjoy discounts of up to 15% off retail rates at
over 450 destinations globally by booking with your Visa Platinum credit card
Cardholders can book from here and the discount
will be applied directly
Services must be booked at least 72 hours prior
to commencement of travel
Offer not to be used in conjunction with other
promotions
Cardholders can also book other services such as
limo transfer, visa on arrival, baggage porters, etc.
International Medical and Travel Assistance
Visa Signature Credit Card provides you and your
family a free International Medical and Travel Assistance while traveling
outside the Kingdom for up to 90 days. Complimentary services include helping
you to get medical telephone advice, putting you in touch with a local medical
service provider and with someone to monitor your medical condition both during
and after hospitalization -God forbids.
Money Back on Entertainment Subscriptions
Enjoy 50% Money Back on entertainment
subscriptions (Up to $5 per month.
Jumeirah Offers
Up to 25% off stays at the following Jumeirah
properties:
Madinat Jumeirah
Jumeirah Royal Saray
Jumeirah Messilah Beach Hotel
Jumeirah Port Soller Hotel & Spa
Jumeirah Frankfurt
Grosvenor House Suites by Jumeirah Living
Jumeirah Lowndes Hotel
Capri Palace Jumeirah
DragonPass
Enjoy special offers at over 200 airport
restaurants globally. Please download the app "Dine & Travel
Companion" and register in order to view the offers and the DragonPass
Terms and Conditions
Travel Insurance
Use your Visa Signature credit card to pay for
your travel expenses, and you and your family will be provided with
complementary Travel Insurance with a maximum trip duration of 90 days.
For any claims, please email the VISA team at
creditcardclaims@crawco.me with the following information:
Cardholder’s name
First 9 digits of card number
Cardholder’s address
The policy or section under which the claim
applies
The Entertainer
Incredible experiences await you with The
Entertainer! Download "Xperience with the ENTERTAINER" mobile
application and register using your Visa Signature credit card to treat
yourself to exclusive 2-for-1 deals on food and entertainment in addition to
over 5,000 travel discounts.
Visa Luxury Hotels Collection
VLHC includes over 900 intriguing and prestigious
properties, providing a premium collection of benefits specially designed to
offer an unparalleled experience.
Offers:
Best available rate
Automatic Room Upgrade upon arrival
Complimentary in-room Wi-Fi
Complimentary breakfast daily
$25 USD food or beverage credit
VIP guest status
3PM check out (upon request)
Careem Airport Transfers
Enjoy discounted airport transfers with Careem
when you pay with your Visa Signature credit card.