Features:
• As a Diamond Banking customer you are exempted from the annual fees for the credit card, but if you lose your program membership you will be charged for the annual fees
• As World MasterCard Credit cardholder, you have unlimited Lounge access at 850+ airports worldwide
• Complimentary nights at more than 200 hundreds participant hotels in the middle east and Africa of Bonvoy Marriott
• Discounts on airlines, car rentals & retail stores
• Online shopping privileges & luxury spa discounts
• Peace of mind during travel through comprehensive travel inconvenience, medical insurance & fraud protection
• Receive your credit card PIN securely and instantly through your Riyad Online account. To know how all you need to do is to follow the steps shown in the video.
• Contactless Payment service for purchases below SAR 300
• Emergency services to meet your needs, such as credit cards delivery inside & outside the kingdom and emergency cash while travelling
• Automatic enrollment into "Hassad" rewards program with Hassad points redemption through Riyad Online and Riyad Mobile with variety of merchants
• Earn 1,600 Hassad points as bonus when spending SAR 25,000 within the first three months from the date of activation of the card
• Visit World MasterCard website for the latest World MasterCard credit card offers
Riyad Bank - World Islamic MasterCard Credit Card :
World MasterCard Credit Card from Riyad Bank empowers you to pursue your dreams, wherever they take you. Enjoy a bundle of benefits designed to you and experience the unique perspective. In addition to a variety of merchants and a selection of travel benefits.
Minimum Salary
SAR 0
Interest Rate
Monthly 2.35% - Annual 34.62%
Annual Fees
SAR 750
Salary Transfer
No
Minimum Due (Minimum Balance Required)
5% or SAR 100, whichever is higher
Fees & Costs:
• Annual Membership Fee: SAR 750 - Free for Diamond Banking customers
• Annual Percentage Rate: 2.08% per month-28.02% per annul
• Late Payment: SAR 100
• Cash Withdrawal Fees: SAR 75 per transaction of amount up to SAR 5,000 and 3% or SAR 300, whichever is less, for transactions that exceed SAR 5,000
• Additional fee on international transactions: 2.69%
• Annual Membership Fee (Additional Credit Card): Free
• Annual Membership Fee (Supplementary Credit Card): SAR 50
• Replacement Card: SAR 50
• Credit Shield (Optional): 0.49% of the total outstanding balance
• Monthly Minimum Payment: 5% of the total due or SAR 100, whichever is higher
• Fee for issuing a Transaction doc: SAR 50
• VIP airports lounges access fee: Unlimited, complimentary free access for the cardholder and one guest to over 1000 LoungeKey, Marhaba, and CAC lounges in more than 450 cities in over 135 countries worldwide. ** in case of more than one guest it will counted as $32 fees per guest.
Employed Documents:
• Copy of valid Saudi national ID for Saudi nationals
• Copy of valid resident Identity card or Passport for non-Saudi nationals
• Salary certificate mentioning employment start date for salaried individuals
• Should be 18 years or older
• Should be salaried or self-employed
Self Employed and Professional Documents:
• Copy of valid Saudi national ID for Saudi nationals
• Copy of valid resident Identity card or Passport for non-Saudi nationals
• Should be 18 years or older
• Should be salaried or self-employed
Benefits:
• No annual fees for Diamond Banking customers if they continue with the program’s membership.
• Unlimited Lounge access at airports worldwide.
• Travel Insurance.