Features:
• As a Golden Banking Customer the annual fees for the Credit card will be waived, unless the membership is no longer valid annual fees will be considered
• Free Access to the Visa Signature Concierge service 24/7 for your travel plans, reservations, and many more
• As a Visa Signature Card holder, register and enjoy lounge key services that allows you a complimentary airport VIP lounge access to 1100+ airports around the world
• Free travel insurance on purchase of tickets using the Riyad Bank's credit card
• Extended warranty on items bought using the card
• Purchase protection on items bought using the card
• 3D Secure for safe online shopping
• Credit Shield for outstanding balance in case of any unforeseen events (may God forbid)
• Medical and legal referral service while travelling abroad for up to 90 days
• Contactless Payment service
• Additional card for any of your family members
• Automatic enrolment into Hassad Rewards Program
• As a cardholder of Visa Signature Credit card you will be able to purchases goods and convert them to Qasset Program
• Enjoy 50 complimentary Hassad points upon activating your credit card, and earn 1,200 Hassad points as bonus when spending SAR 10,000 within the first three months
• Visa Signature card special offers (provided by Visa Int’l)
• Receive your credit card PIN securely and instantly through your Riyad Online account
• Get up to USD $5.00 (or equivalent in Saudi Riyals) as money back on monthly subscription payments for Satellite and Other Pay Television / Radio / Streaming Services
• Settlement period extends to a maximum of 10 days from the date of the transaction
Riyad Bank - Visa Signature Islamic Card :
The Riyad Bank Visa Signature Credit Card offers you outstanding benefits and luxurious rewards. Whether you're going out for a gourmet dinner, traveling to explore the world, shopping for yourself or a loved one, or even treating yourself to a relaxing massage, you're sure to get even more with your Riyad Bank Visa Signature Card.
Minimum Salary
SAR 0
Interest Rate
Monthly 2.50% - Annually 36.28%
Annual Fees
SAR 500
Salary Transfer
No
Minimum Due (Minimum Balance Required)
5% or SAR 100 (Whichever is higher)
Fees & Costs:
• Annual Membership Fee: SAR 500
• Monthly Term Cost: Relationship: 2.35 % - Non-Relationship: 2.50 %
• Annual Profit Rate:Relationship: 32.15 % - Non-Relationship: 34.48 %
• Late Payment: SAR 100
• Cash Withdrawal Fees: SAR 75 per transaction of amount up to SAR 5,000 and 3% or SAR 300, whichever is less, for transactions that exceed SAR 5,000
• Additional fee on international transactions: 2.69%
• Annual Membership Fee (Supplementary Credit Card):Free
• Replacement Card: SAR 50
• Credit Shield (Optional):0.49% of the total outstanding balance
• Monthly Minimum Payment: 5% of the total due or SAR 100, whichever is higher
• Fee for issuing a Transaction doc: 50 SAR
• VIP airports lounges access fee:Free VIP lounge access to 1100+ airports around the world for the cardholder only. ** And for additional guest it will counted as $32 fees per guest.
Employed Documents:
• Copy of valid Saudi National ID for Saudis.
• Copy of valid Iqama or passport for non-Saudis.
• Salary certificate mentioning the starting date.
• The Customer must be 18 years or older.
• Should be salaried or self-employed.
Self Employed and Professional Documents:
• Copy of valid Saudi national ID for Saudi nationals
• Copy of valid resident Identity card or Passport for non-Saudi nationals
• Should be 18 years or older
• Should be salaried or self-employed
Benefits:
• Free Travel Insurance
• Extended warranty
• Annual waived fees for Golden Banking membership