Features:
The Tamkeen Plus Platinum Credit Card is your ideal choice, enabling you to shop online, at points of sale, or withdraw cash with ease, both inside and outside the Kingdom. The card also features a higher credit limit and the ability to repay used amounts in easy monthly installments of 5% or SAR 200, whichever is higher, all in compliance with Sharia Committee guidelines.
Tamkeen Plus Platinum Credit Card Benefits
Compliant with Sharia Committee guidelines
Lowest profit margin in the Kingdom for flexible payment of card dues (1.8%).
The welcome bonus points offer upon use is available for new applications until May 5, 2025.
The welcome points offer is available for new orders until May 31, 2025.
The return offer of up to 1.49% on everyday purchases with Albilad Rewards is available until May 31, 2025.
The free-for-life Tamkeen Plus card is available until May 31, 2025.
The card can be used for online purchases, in stores, or at ATMs in Saudi Arabia and abroad.
Easily add the card to Apple Pay and Mada Pay.
Access to some premium airport lounges with the Tamkeen Plus Platinum credit card through the Visa Airport Companion program, provided by Visa International. For more information, click here.
Protection: The card provides protection for its holder, covering medical and legal referrals, as well as purchase protection.
Receive regular account statements.
Track your purchases via text messages.
Benefit from the Albilad Rewards Program to earn travel and tourism rewards, vouchers, or even cashback.
Many ongoing and seasonal offers and discounts.
Competitive foreign currency exchange rates when shopping around the world.
Salary transfer is not required to obtain the card.
The Smart Delay service provides you with free access to one of more than 1,300 airport lounges in more than 500 airports in over 100 countries in the event your flight is delayed
Bank Albilad - Tamkeen Plus Platinum Credit Card :
Minimum Salary
3,000 SAR
Interest Rate
2.15%
Annual Fees
SAR 550
Salary Transfer
No
Minimum Due (Minimum Balance Required)
200 SAR
Fees & Costs
Tamkeen Card Fees
Credit Card Type
Tamkeen Credit Card
Issuance fees*
SAR 400
Annual fee for main card SAR 388
Annual fee for supplementary card SAR 100
Replacement card fees SAR 34
Fees for issuing an international replacement card SAR 50-148
Cash withdrawal fees
SAR 20
Cash withdrawal ON-US
SAR 20 + OIF+15% on the OIF
Additional statement SAR 20
Transaction dispute SAR 50
Optional Issuer Fees (OIF) for any transaction other than SAR 1.15%
All Fees are VAT exclusive.
Documents required
Benefits:
Apply for the Tamkeen Plus Credit Card (Visa) through the Albilad app, free for life, and enjoy the following offers:
✅ 15,000 welcome points upon issuance and activation.
✅ 15,000 additional points upon card use.
✅ Up to 1.49% return on your daily purchases.