Features:
• Sharia-compliant credit card.
• Enjoy 0% profit margin on installments.
• Earn various rewards and points on every
purchase when you register for “Akthr” loyalty program.
• Add your card seamlessly to e-wallets such
as Apple Pay and mada Pay.
Alinma Bank - Platinum Credit Card :
Designed to provide exclusive benefits and discounts, ensuring a premium banking experience tailored to your lifestyle. With alinma Platinum Card, you can enjoy exceptional services along with unique rewards through "Akthr" loyalty program.
Interest Rate
34%
Annual Fees
Free for life
Salary Transfer
No
Minimum Due (Minimum Balance Required)
5%
Fees & Costs:
• Primary Card Issuance/Renewal: SAR 100
• Additional Card Issuance/Renewal: SAR 100
• Primary Card Annual Fees: SAR 100
• Card Replacement: SAR 50
• Cash Withdrawal from ATMs/per transaction: SAR 75
• International Transactions Fees / per transaction: 2.70%
• Monthly Account Statement (Additional)Less than 1 year SAR 25/I-5 years SAR 35/More than 5 years SAR 50
• Invalid Objection: SAR 50
• Arbitration of Disputed Transaction: SAR 1,875 (USD 500)
• Monthly Profit Rate: 1.90%
Benefits:
• Free issuance with no annual fees (starting
from March 27 to April 30, 2025). The offer applies when you spend at least SAR
3,000 within the first three months of issuance and continued usage of the card
with a minimum annual spending of SAR 3,000 starting from the second year.
• Access to VIP lounges via Visa Companion
App.
• Earn 4 points per SAR 1 on local purchases
and 6 points per SAR 1 on international purchases with “Akthr” loyalty program.
• Receive approval via the Alinma app based
on your average balance.
• Make flexible payments with easy monthly
installments starting from just 5% of the outstanding amount on your monthly
statement.
• Earn 4 points per SAR 1 on local purchases
and 6 points per SAR 1 on international purchases with “Akthr” loyalty program.
• Enjoy worldwide access to 25 airport
lounges by downloading the Visa Airport Companion app and registering your
Alinma credit card.
• Benefit from exclusive offers and discounts
at a wide selection of hotels, restaurants, and stores.
• Get extended warranty coverage on all
purchases made with your Alinma Credit Card, doubling the warranty period to 24
months.
• Enjoy purchase protection for added
security against theft and damage.
• Travel with peace of mind with insurance
coverage for you and your family on all trips, for up to 90 days.
• Access YQ’s Meet-and-assist services, with
discounts of up to 25% on retail prices at over 450 destinations worldwide.