Alinma Bank - Signature credit card

Alinma Bank

Features:

•       Sharia-compliant credit card.

•       Enjoy 0% profit margin on installments.

•       Earn various rewards and points on every purchase when you register for the “Akthr” loyalty program.

•       Add your card seamlessly to e-wallets such as Apple Pay and mada Pay.

Alinma Bank - Signature credit card :

Designed to provide a range of exclusive benefits and services tailored to your lifestyle, along with a variety of offers, discounts, and exceptional rewards through the “Akthr” loyalty program. With alinma Signature Card, you can enjoy a premium experience that meets your needs wherever you go.

Interest Rate

34%

Annual Fees

Free for life

Salary Transfer

No

Minimum Due (Minimum Balance Required)

5%

Fees & Costs:

• Primary Card Issuance/Renewal: SAR 250

• Additional Card Issuance/Renewal: SAR 250

• Primary Card Annual Fees: SAR 250

• Card Replacement: SAR 50

• Cash Withdrawal from ATMs/per transaction: SAR 75

• International Transactions Fees / per transaction: 2.70%

• Monthly Account Statement (Additional)Less than 1 year SAR 25/I-5 years SAR 35/More than 5 years SAR 50

• Invalid Objection: SAR 50

• Arbitration of Disputed Transaction: SAR 1,875 (USD 500)

• Monthly Profit Rate: 1.90%


Benefits:

•       Free issuance with no annual fees (starting from March 27 to April 30, 2025). The offer applies when you spend at least SAR 3,000 within the first three months of issuance and continued usage of the card with a minimum annual spending of SAR 3,000 starting from the second year.

•       Issue your card via alinma app with an instant upgrade to Signature.

•       Enjoy free worldwide access to over 1,200 VIP airport lounges via Visa Companion App.

•       Receive approval via alinma app based on your average balance.

•       Make flexible payments with easy monthly installments starting from just 5% of the outstanding amount on your monthly statement.

•       Earn 5 points per SAR 1 on local purchases and 7 points per SAR 1 on international purchases with “Akthr” loyalty program.

•       Enjoy worldwide free access to over 1,200 VIP airport lounges by downloading the Visa Airport Companion app and registering your alinma credit card.

•       Benefit from exclusive offers and discounts at a wide selection of hotels, restaurants, and stores.

•       Access Global Visa Concierge service, available 24/7.

•       Get extended warranty coverage on all purchases made with your alinma Credit Card, doubling the warranty period to 24 months.

•       Enjoy purchase protection for added security against theft and damage.

•       Travel with peace of mind with insurance coverage for you and your family on all trips, for up to 90 days.

•       Access YQ’s Meet-and-assist services, with discounts of up to 25% on retail prices at over 450 destinations worldwide.