Features:
• Sharia-compliant credit card.
• Enjoy 0% profit margin on installments.
• Earn various rewards and points on every
purchase when you register for the “Akthr” loyalty program.
• Add your card seamlessly to e-wallets such
as Apple Pay and mada Pay.
Alinma Bank - Infinite credit card :
Your perfect companion for exceptional banking services, exclusive offers, and worldwide benefits. With alinma Infinite Credit Card, you can also earn a variety of rewards through the “akthr” loyalty program.
Interest Rate
34%
Annual Fees
Free for life
Salary Transfer
No
Minimum Due (Minimum Balance Required)
5%
Fees & Costs:
• Primary Card Issuance/Renewal: SAR 300
• Additional Card Issuance/Renewal: SAR 300
• Primary Card Annual Fees: SAR 300
• Card Replacement: SAR 50
• Cash Withdrawal from ATMs/per transaction: SAR 75
• International Transactions Fees / per transaction: 2.70%
• Monthly Account Statement (Additional)Less than 1 year SAR 25/I-5 years SAR 35/More than 5 years SAR 50
• Invalid Objection: SAR 50
• Arbitration of Disputed Transaction: SAR 1,875 (USD 500)
• Monthly Profit Rate: 1.90%
Benefits:
• Free issuance with no annual fees (starting
from March 27 to April 30, 2025). The offer applies when you spend at least Ʀ
3,000 within the first three months of issuance and continued usage of the card
with a minimum annual spending of Ʀ 3,000 starting from the second year.
• Enjoy free worldwide access to over 1,200
VIP airport lounges via the Visa Companion App.
• Earn 6 points per Ʀ 1 on local purchases
and 7 points per Ʀ 1 on international purchases with the “Akthr” loyalty
program.
• Receive approval via the alinma app based
on your average balance.
• Earn 6 points per SAR 1 on local purchases
and 7 points per SAR 1 on international purchases with the “Akthr” loyalty
program.
• Make flexible payments with easy monthly
installments starting from just 5% of the outstanding amount on your monthly
statement.
• Enjoy free worldwide access to over 1,200
VIP airport lounges by downloading the Visa Airport Companion app and
registering your alinma credit card.
• Benefit from exclusive offers and discounts
at a wide selection of hotels, restaurants, and stores, both locally and
internationally.
• Access Global Visa Concierge service,
available 24/7.
• Get extended warranty coverage on all
purchases made with your alinma Credit Card, doubling the warranty period to 24
months.
• Enjoy purchase protection for added
security against theft and damage.
• Travel with peace of mind with insurance
coverage for you and your family on all trips, for up to 90 days.
• Access YQ’s Meet-and-assist services, with
discounts of up to 25% on retail prices at over 450 destinations worldwide.