Features:
- Fully Sharia’h-compliant.
- Repayment period of up to 60 months.
- Available to Saudi customers only.
- The minimum age requirement is 18 years.
- Minimum net salary starts at SAR 6,000
depending on the sector classification.
- Available to employees of Alinma-approved
entities.
- Administrative fees are 1% of the financed
amount, with a maximum limit of SAR 5,000.
- Profit margin starting from 8% APR, with
an annual percentage rate of 14.13%.
Alinma Bank - Personal Finance without Salary Transfer :
Get Sharia-compliant personal financing without the need for a salary transfer, offering you the flexibility to manage your financial commitments with ease. Benefit from a competitive profit margin that supports your financial planning and provides greater control over your finances.
Flat Rate
14.13%
Minimum Salary
SAR 6,000
Monthly Payment
Salary Transfer
No
Eligibility:
• Available for Saudi clients only.
• Minimum age: 18 years.
• Minimum net salary SAR 6,000, depending on sector classification.
• Available for the employees of approved entities.
• Administrative fees equal 1% of the finance amount (maximum SAR 5,000).