Alinma Bank - Land and build

Alinma Bank

Features:

·        Fully Sharia-compliant financing based on Murabaha (goods).

·        Freedom to select land anywhere in the Kingdom.

·        Freedom to design and build your property.

·        Option to purchase an old property, demolish it, and rebuild according to your needs.

·        Initial financing estimates to support better financial planning.

·        Financing up to SAR 10 million and available until the age of 75.

·        Financing may be accessible for non-accredited entities.

·        Flexible repayment terms of up to 25 years.

·        Option to apply the flexible installment feature.

·        Salary transfer not required for financing.

·        Early payment option.

·        Debt waiver in case of death or total disability (terms and conditions apply).

·        APR starting from 5.62%.

Alinma Bank - Land and build :

designed to help you purchase land and construct your property with structured payments disbursed according to approved construction completion stages. With the option to mortgage the property, Land and Construction Financing is available to all customers—both subsidized and non-subsidized—offering financial flexibility and a smooth journey to homeownership.

Flat Rate

5.89%

Down Payment

Monthly Payment

Minimum Salary

Fees & Cost

Eligibility:

• An active current account at Alinma bank.

• Assessment of the customer's creditworthiness.

Documents required:

Submitting the application through the bank's channels, providing the required documents.