Features:
· Fully Sharia’h-compliant financing based on Murabaha (goods).
· Initial financing estimates to support better financial planning.
· No property evaluation required.
· Lower monthly installments during the construction phase (up to 36
months).
· Freedom to choose a unit from accredited projects.
· Financing up to SAR 10 million and available until the age of 75.
· Financing may be accessible for non-accredited entities.
· Flexible repayment terms of up to 25 years.
· Option to apply the flexible installment feature.
· Salary transfer not required for financing.
· Early payment option to ease financial commitments.
· Debt waiver in case of death or total disability (terms and
conditions apply).
· APR starting from 5.62%.
Alinma Bank - Off Plan :
A financing product that enables you to own a property unit before or during the construction phase from a selection of projects approved by Alinma. Based on Murabaha financing, Off-Plan is available to all customers—both subsidized and non-subsidized—offering flexible financing solutions designed to meet your needs at every stage of homeownership.
Flat Rate
5.89%
Down Payment
5% if the value of the property is less than SAR 800,000
Monthly Payment
Minimum Salary
Fees & Cost
Eligibility:
• The beneficiary has to have an approval from the Ministry of Housing on off-plan sale product.
• Aligned with the bank's credit terms and policies.
Documents required:
• Provide a copy of documents of the selected unit (price offer).
• ID Copy.