Features:
TERMS & CONDITIONS
• Should be 18 years of age or older
• Should be compliant with Riyad Bank’s and SIMAH’s policies for issuance credit cards
Fees and Costs:
• Annual fees for credit card: SAR 2,000
• Monthly profit margin: 2.2%
• Additional fees on international transactions: 2.75%
• Supplementary credit card fees: Free
• Minimum monthly payments: 5% of the due amount, or SAR 100. Whichever is higher
• Cash withdrawal fees,Digital Wallet Top Up: SAR 75 per transaction of amount up to SAR 5,000 and 3% or SAR 300, whichever is less, for transactions that exceed SAR 5,000
• Late payment: SAR 100
• Reactivating the card (Islamic card only): SAR 100
• Replacements card fees: SAR 50 (based on bank estimation)
• Credit Shield fees (optional): 0.49% of the total outstanding balance, adding it to Card account every month
• Issuing a Transaction: SAR 50
• Annual Profit Rate: 35.97%
Riyad Bank - Al Fursan Visa Infinite Credit Card :
Riyad Bank AlFursanVisa infinite Credit Card, offers you a wide range of convenient features that will elevate your traveling experience , by earning Miles in the AlFursan program on every purchase.
Interest Rate
Monthly 2.2%
Annual Fees
2,000 SAR
Salary Transfer
No
Minimum Due (Minimum Balance Required)
5% of the due amount, or SAR 100. Whichever is higher
Benefits:
• Access to 1000+ airport lounges in more than 300 cities through the Lounge KeyApp with unlimited visits for cardholder and one guest
• Discounts and offers in 200+ restaurants across the world through the Visa Dine and Travel app
• 25% discount on YQ Meet and Assist at 450 destinations globally
• 12% discount on Agoda and 10% cashback on Booking.com
• 15% discount on IHG Hotels and Resorts
• Benefits and discounts at over 900 prestigious properties through Visa Luxury Hotel Collections
• Up to 25% discount on Jumeriah Hotels
• Up to 35% discount on Avis Car Rental
• Up to 10% off on rentalcars.com
• Up to USD 50,000 Rental Car Collision Damage Insurance
• Multi Trip Travel Insurance with coverage of:
• Up to USD 500,000 Personal Accident
• Up to USD 2,500,000 Emergency Medical Expenses
• Up to USD 2,000,000 Repatriation"
• 24-hour concierge service, Global customer assistance services along with medical and travel assistance services
• 2 for 1 offers on Entertainer App
• Visa Golf Access - discounts on green fees for participating golf courses