Features:
Eligibility:
Should be 18 years of age or older
Should be compliant with Riyad Bank’s and SIMAH’s policies for issuance credit cards
Fees and Costs
• Annual Membership Fee: SAR 390
• Monthly Term Cost: 2.55 %
• Annual Profit Rate: 36.75%
• Late Payment: SAR 100
• Cash Withdrawal, Digital Wallet Top Up: SAR 75 per transaction of amount up to SAR 5,000 and 3% or SAR 300, whichever is less, for transactions that exceed SAR 5,000
• Additional fee on International Transaction: 2.75%
• Annual Membership Fee (Supplementary Credit Card): Free
• Replacement Card: SAR 50
• Credit Shield (Optional): 0.49% of the total outstanding balance
• Monthly Minimum Payment: 5% of the total due or SAR 100, whichever is higher
• VIP airports lounges access fees: Unlimited, complimentary access to over 25 regional and international lounges. Free access for the cardholder and 32$ for each visit per person
• Fee for issuing a Transaction doc: SAR 50
Riyad Bank - Visa platinum Islamic Credit Card :
Visa platinum Islamic Credit Card, Variety of offers that meet your needs.
Shari’a compliant
Purchase Protection
Interest Rate
Monthly 2.55% - Annually 36.75%
Annual Fees
SAR 390
Salary Transfer
No
Minimum Due (Minimum Balance Required)
5% of the total due or SAR 100, whichever is higher
Benefits:
• Dragon Pass offers you a free access to VIP lounges at selected airports around the world. Simply mention the word “Dragon Pass” to the reception
• Shari'a compliant
• Purchase protection and Extended warranty for items bought using the card
• Free additional card for your family members
• Special discounts from Riyad Bank partners & VISA
• Credit Shield for outstanding balance in case of any unforeseen events (may God forbid)
• 3D Secure for safe online shopping
• Contactless Payment service up to SAR 300
• Automatic enrollment into Hassad Rewards Program
• As a cardholder for Visa Plattinum Credit Card you will be able to purchases goods and convert them to Qasset Program
• Enjoy 50 complimentary Hassad points upon activating your credit card, and earn 800 Hassad points as bonus when spending SAR 8000 within the first three months
• Dedicated customer care helpline 24 hours a day
• Receive your credit card PIN securely and instantly through your Riyad’s Digital channels. Follow the steps shown in the video.