Conditions:

• Al-Hilal Platinum Mastercard cardholders are entitled to participate in Al-Hilal Credit Card cashback program, and the program does not apply to other credit cards unless mentioned.

• Riyad Bank has the right, at any time after notifying the cardholders in any way at least 30 days prior to its implementation, to terminate the cashback program and/or cancel and/or change its benefits or features, and/or change, add or deleting any of the terms and conditions described herein and/or amending or limiting the value of the cashback granted and/or the manner in which the cashback is to be made, the Cardholder shall be bound by such changes and amendments. Terms and conditions will be updated in this regard on the official Riyad Bank website. It is also the responsibility of the cardholders to ensure that they are aware of the provisions and any changes made to the card at all times with the possibility of objection if the cardholder does not agree.

• Minimum cap per transaction to be eligible for cashback is SAR 100

• The cashback program applies to the eligible transactions, and the cashback amount will be in Saudi Riyals.

• The following cashback value will be applied to eligible transactions made within the following (Domestic transactions, International transactions, E-Commerce transactions, Online Gaming platforms transactions).

• The customer must be at least 18 years old.

Fees and Costs:

• Annual fees for credit card: 300 SAR

• Annual profit margin: 40.57%

• Late Payment: SAR 100

• Cash Withdrawal Fees, Digital Wallet top up: SAR 75 per transaction of amount up to SAR 5,000 and 3% or SAR 300, whichever is less, for transactions that exceed SAR 5,000

• Additional fee on Interational transactions:2.75%

• Monthly Minimum Payment: 5% of the total due or SAR 100, whichever is higher

• Reactivation fees: 100 SAR

• Dispute fees: 50 SAR