Alinma Bank - Real Estate Re Finance Product

Alinma Bank

Features:

       Fully Sharia-compliant financing based on Murabaha (goods).

       Access the difference in amount after settling your existing real estate debt.

       Initial financing estimates to support better financial planning.

       Financing up to SAR 10 million and available until the age of 75.

       Financing may be accessible for non-accredited entities.

       Flexible repayment terms of up to 25 years.

       Acceptance of ready properties up to 30 years old.

       Option to apply the flexible installment feature.

       Nationwide property acceptance.

       No down payment required.

       Exemption from real estate transaction tax.

       Salary transfer not required for financing.

       Structured monthly repayment schedule for better financial planning.

       Early payment option to ease financial commitments.

       Debt waiver in case of death or total disability (terms and conditions apply).

       Administrative and property evaluation fees of 1%, capped at SAR 5,000.

       APR starting from 7.50%.

Alinma Bank - Real Estate Re Finance Product :

A financing product that allows you to refinance your existing real estate loan with Alinma, providing access to additional funds. Available to all non-subsidized customers, the Real Estate Refinance Product offers flexible repayment options designed to suit your financial needs.

Flat Rate

5.89%

Down Payment

No down payment required

Monthly Payment

Minimum Salary

Fees & Cost

Administrative and property evaluation fees of 1%, capped at SAR 5,000