Management Fees: 1.15% of the finance amount or SAR. 5,750 whichever is lower

Applicant’s Salary SAR 5,000 or more.

Filling the finance application.

Fixed installments

with repayment term up to 25 years.

Financing up to 5 million SR

with easy requirements and effortless process.

Fixed profit margin

throughout the repayment term for any loan.

An array of loan options

Home loan, apartment, land, building, off-plan, mortgage, and self-construction

• Management Fees: 1.15% of the finance amount or SAR. 5,750 whichever is lower

• Early Termination (after the end of second year): The Term cost for 3 months following the payment of the early settlement

• Late instalment payment: SAR 75

• Minimum salary SR 5,000.

• Minimum land lot size 250 square meters.

• The land shall be located within boundaries of bank approved cities.

• Amount of finance applied for SR. 200,000 or more.

• Filling the finance application.

• Personal data sheet.

• Promise of purchase certified by ANB branch.

• Bank statement for the last 3 months (for new customer).

• Customer's signature on finance contracts and promissory note (once received from the Consumer Credit Department).

• Copy of applicant’s national identification card/commercial register (for companies).

• Partitioning minutes if the property is divided.

• Property appraisal form.

• Offer and acceptance.

• Price quotation and commission statement.

• Construction cost quotation

• Copy of the POA and agent’s national identification card (if any).

• Sketch showing the location of the property.

• Copy of the building permit.

• Salary assignment letter (if not transferred to ANB) and salary confirmation.

• Salary certificate.

• Customer disclosure form.

• Completion of medical questionnaire form (If the applicant is 65 years or older at the time of applying for the finance, or if the finance amount is SR. 3 Million or higher).

• Passport copy, Ministry of Interior approval and salary certificate attested by the chamber of commerce (for non-Saudis).

• Finance amount up to SR 3,000,000.

• Repayment period up to 30 years.

• Fixed profit margin during the repayment period.

• Exemption of heirs from paying the remaining installments in the event of death "God forbid”.

• Management Fees: 1.15% of the finance amount or SAR. 5,750 whichever is lower

• Early Termination (after the end of second year): The Term cost for 3 months following the payment of the early settlement

• Late instalment payment: SAR 75

• The applicant must be an employee at an approved entity by ANB or a pensioner.

• Monthly salary starts from SR. 5,000

• Minimum one year in service at current employer.

• Minimum age of applicant 23 years.

• Transfer the salary to ANB.

• Filling the finance application.

• Employer certificate specifying the salary and number of years in service.

• Filling the offer & acceptance form.

• Sketch showing the location of the property.

• Copy of title deed.

• Copy of building license (for the house or apartment).

• Measurement confirmation (for the house or apartment).

• Copy of national identification card / Iqama.

• Bank account statement of the last 3 months.

c• Financing programs for the purchase of all types of residential real estate (House - Building - Off-plan - Land - Mortgage - Apartment - Self-construction)

• Financing up to SR 5,000,000

• Payment in fixed and easy installments for 30 years.

• Choosing the property you desire to own.

• Exemption of heirs from paying the remaining installments in the event of death "God forbid".

• Management Fees: 1.15% of the finance amount or SAR. 5,750 whichever is lower

• Early Termination (after the end of second year): The Term cost for 3 months following the payment of the early settlement

• Late instalment payment: SAR 75

• Available to all employees of sectors approved by the bank, bank employees and doctors in the private sector that are not approved.

• Monthly salary starting from SAR 10,000.

• The minimum age of the applicant is 18 years.

• The period of service in the current job for workers in the private sector should be 3 months and 12 months in social insurance.

• Filling the finance application.

• Employer certificate specifying the salary and number of years in service.

• Filling the offer & acceptance form.

• Sketch showing the location of the property.

• Copy of title deed.

• Copy of building license (for the house or apartment).

• Measurement confirmation (for the house or apartment).

• Copy of national identification card / Iqama.

• Bank account statement of the last 3 months.

• Financing up to SAR 3,000,000.

• Payment in fixed and easy installments for a period of 30 years (25 years for fund support beneficiaries)

• Maximum age at the end of the financing is 70 years

• Exempting the heirs from paying the remaining installments in the event of death "God forbid".

• Management Fees: 1.15% of the finance amount or SAR. 5,750 whichever is lower

• Early Termination (after the end of second year): The Term cost for 3 months following the payment of the early settlement

• Late instalment payment: SAR 75

Fill out the forms for the Arab National Bank.

Granting clients of approved and non-accredited entities.

• Management Fees: 1.15% of the finance amount or SAR. 5,750 whichever is lower

• Early Termination (after the end of second year): The Term cost for 3 months following the payment of the early settlement

• Late instalment payment: SAR 75

• The minimum salary starts from 3500 riyals.

• Minimum age is 18 years.

• The minimum service period starts from 3 months.

• An employee of an approved entity of the bank or a retiree.

• Approval of the project by the Arab National Bank (for the housing unit under construction program).

• The minimum land area is 180 square meters.

• Fill out the forms for the Arab National Bank.

• Bank statement for the last three months (for the new customer).

• Real estate deed copy.

• The minutes of the division in the event that the property is fragmented.

• A copy of the building permit.

• Salary transfer letter (if not transferred to the Arab National Bank) and salary confirmation if the financing is with salary transfer.

• Residential support contract by allocating the land (for the land and loan program).

• A unit reservation form by the real estate developer (for a housing unit under construction program).

• Istisna'a agreement signed by the client and the real estate developer (for a housing unit under construction program).

• Financing programs for the purchase of all types of residential real estate (House - Building - Off-plan - Land - Mortgage - Apartment - Self-construction)

• Financing up to 3,000,000 riyals

• Pay in fixed and easy installments for 30 years

• Mortgage the property you desire, provided that the customer owns the property.

• Funding is granted to all employees in the government, military, private sector, bank employees and retirees.

• Exempting the heirs from paying the remaining installments in the event of death “God forbid”

• Sharia-compliant financing.

• Repayment in fixed and easy installments over 25 years

• Finance is granted to all workers in the government, military, private sector and retired bank employees

• Exempting the heirs from the remaining installments in the event of death

• Sharia-compliant financing

• Granting financing in several installments according to the stages of construction completion