Interest Rate
34%
Annual Fees
Free for life
Salary Transfer
No
Minimum Due (Minimum Balance Required)
5%
Debit Cards
Alinma Bank - Platinum Credit Card
Description :
Designed to provide exclusive benefits and discounts, ensuring a premium banking experience tailored to your lifestyle. With alinma Platinum Card, you can enjoy exceptional services along with unique rewards through "Akthr" loyalty program.
Fees & Costs:
• Primary Card Issuance/Renewal: SAR 100
• Additional Card Issuance/Renewal: SAR 100
• Primary Card Annual Fees: SAR 100
• Card Replacement: SAR 50
• Cash Withdrawal from ATMs/per transaction: SAR 75
• International Transactions Fees / per transaction: 2.70%
• Monthly Account Statement (Additional)Less than 1 year SAR 25/I-5 years SAR 35/More than 5 years SAR 50
• Invalid Objection: SAR 50
• Arbitration of Disputed Transaction: SAR 1,875 (USD 500)
• Monthly Profit Rate: 1.90%
Features:
• Sharia-compliant credit card.
• Enjoy 0% profit margin on installments.
• Earn various rewards and points on every
purchase when you register for “Akthr” loyalty program.
• Add your card seamlessly to e-wallets such
as Apple Pay and mada Pay.
Benefits:
• Free issuance with no annual fees (starting
from March 27 to April 30, 2025). The offer applies when you spend at least SAR
3,000 within the first three months of issuance and continued usage of the card
with a minimum annual spending of SAR 3,000 starting from the second year.
• Access to VIP lounges via Visa Companion
App.
• Earn 4 points per SAR 1 on local purchases
and 6 points per SAR 1 on international purchases with “Akthr” loyalty program.
• Receive approval via the Alinma app based
on your average balance.
• Make flexible payments with easy monthly
installments starting from just 5% of the outstanding amount on your monthly
statement.
• Earn 4 points per SAR 1 on local purchases
and 6 points per SAR 1 on international purchases with “Akthr” loyalty program.
• Enjoy worldwide access to 25 airport
lounges by downloading the Visa Airport Companion app and registering your
Alinma credit card.
• Benefit from exclusive offers and discounts
at a wide selection of hotels, restaurants, and stores.
• Get extended warranty coverage on all
purchases made with your Alinma Credit Card, doubling the warranty period to 24
months.
• Enjoy purchase protection for added
security against theft and damage.
• Travel with peace of mind with insurance
coverage for you and your family on all trips, for up to 90 days.
• Access YQ’s Meet-and-assist services, with
discounts of up to 25% on retail prices at over 450 destinations worldwide.
Alinma Bank - Signature credit card
Interest Rate
34%
Annual Fees
Free for life
Salary Transfer
No
Minimum Due (Minimum Balance Required)
5%
Description :
Designed to provide a range of exclusive benefits and services tailored to your lifestyle, along with a variety of offers, discounts, and exceptional rewards through the “Akthr” loyalty program. With alinma Signature Card, you can enjoy a premium experience that meets your needs wherever you go.
Fees & Costs:
• Primary Card Issuance/Renewal: SAR 250
• Additional Card Issuance/Renewal: SAR 250
• Primary Card Annual Fees: SAR 250
• Card Replacement: SAR 50
• Cash Withdrawal from ATMs/per transaction: SAR 75
• International Transactions Fees / per transaction: 2.70%
• Monthly Account Statement (Additional)Less than 1 year SAR 25/I-5 years SAR 35/More than 5 years SAR 50
• Invalid Objection: SAR 50
• Arbitration of Disputed Transaction: SAR 1,875 (USD 500)
• Monthly Profit Rate: 1.90%
Features:
• Sharia-compliant credit card.
• Enjoy 0% profit margin on installments.
• Earn various rewards and points on every
purchase when you register for the “Akthr” loyalty program.
• Add your card seamlessly to e-wallets such
as Apple Pay and mada Pay.
Benefits:
• Free issuance with no annual fees (starting
from March 27 to April 30, 2025). The offer applies when you spend at least SAR
3,000 within the first three months of issuance and continued usage of the card
with a minimum annual spending of SAR 3,000 starting from the second year.
• Issue your card via alinma app with an
instant upgrade to Signature.
• Enjoy free worldwide access to over 1,200
VIP airport lounges via Visa Companion App.
• Receive approval via alinma app based on
your average balance.
• Make flexible payments with easy monthly
installments starting from just 5% of the outstanding amount on your monthly
statement.
• Earn 5 points per SAR 1 on local purchases
and 7 points per SAR 1 on international purchases with “Akthr” loyalty program.
• Enjoy worldwide free access to over 1,200
VIP airport lounges by downloading the Visa Airport Companion app and
registering your alinma credit card.
• Benefit from exclusive offers and discounts
at a wide selection of hotels, restaurants, and stores.
• Access Global Visa Concierge service,
available 24/7.
• Get extended warranty coverage on all
purchases made with your alinma Credit Card, doubling the warranty period to 24
months.
• Enjoy purchase protection for added
security against theft and damage.
• Travel with peace of mind with insurance
coverage for you and your family on all trips, for up to 90 days.
• Access YQ’s Meet-and-assist services, with
discounts of up to 25% on retail prices at over 450 destinations worldwide.
Alinma Bank - Infinite credit card
Interest Rate
34%
Annual Fees
Free for life
Salary Transfer
No
Minimum Due (Minimum Balance Required)
5%
Description :
Your perfect companion for exceptional banking services, exclusive offers, and worldwide benefits. With alinma Infinite Credit Card, you can also earn a variety of rewards through the “akthr” loyalty program.
Fees & Costs:
• Primary Card Issuance/Renewal: SAR 300
• Additional Card Issuance/Renewal: SAR 300
• Primary Card Annual Fees: SAR 300
• Card Replacement: SAR 50
• Cash Withdrawal from ATMs/per transaction: SAR 75
• International Transactions Fees / per transaction: 2.70%
• Monthly Account Statement (Additional)Less than 1 year SAR 25/I-5 years SAR 35/More than 5 years SAR 50
• Invalid Objection: SAR 50
• Arbitration of Disputed Transaction: SAR 1,875 (USD 500)
• Monthly Profit Rate: 1.90%
Features:
• Sharia-compliant credit card.
• Enjoy 0% profit margin on installments.
• Earn various rewards and points on every
purchase when you register for the “Akthr” loyalty program.
• Add your card seamlessly to e-wallets such
as Apple Pay and mada Pay.
Benefits:
• Free issuance with no annual fees (starting
from March 27 to April 30, 2025). The offer applies when you spend at least Ʀ
3,000 within the first three months of issuance and continued usage of the card
with a minimum annual spending of Ʀ 3,000 starting from the second year.
• Enjoy free worldwide access to over 1,200
VIP airport lounges via the Visa Companion App.
• Earn 6 points per Ʀ 1 on local purchases
and 7 points per Ʀ 1 on international purchases with the “Akthr” loyalty
program.
• Receive approval via the alinma app based
on your average balance.
• Earn 6 points per SAR 1 on local purchases
and 7 points per SAR 1 on international purchases with the “Akthr” loyalty
program.
• Make flexible payments with easy monthly
installments starting from just 5% of the outstanding amount on your monthly
statement.
• Enjoy free worldwide access to over 1,200
VIP airport lounges by downloading the Visa Airport Companion app and
registering your alinma credit card.
• Benefit from exclusive offers and discounts
at a wide selection of hotels, restaurants, and stores, both locally and
internationally.
• Access Global Visa Concierge service,
available 24/7.
• Get extended warranty coverage on all
purchases made with your alinma Credit Card, doubling the warranty period to 24
months.
• Enjoy purchase protection for added
security against theft and damage.
• Travel with peace of mind with insurance
coverage for you and your family on all trips, for up to 90 days.
• Access YQ’s Meet-and-assist services, with
discounts of up to 25% on retail prices at over 450 destinations worldwide.
Alinma Bank - Classic Credit Card (Charge Card)
Interest Rate
Nil (Non - Revolving Credit Card) Annual APR (Profit Rate)
Annual Fees
SAR 200
Salary Transfer
No
Minimum Due (Minimum Balance Required)
30%
Description :
Discover the alinma Classic Credit Card (Charge Card), designed with a credit limit tailored to your needs. Experience the convenience of managing your purchases both inside and outside the Kingdom through POS devices and online platforms, all while enjoying a simple and secure banking experience with Discover the Alinma Classic Credit Card (Charge Card).
Fees & Costs:
• Primary Issuance Fee: SAR 250
• Supplementary Issuance Fee: SAR 100
• Replacement Fee: SAR 50
• Primary Annual Fee: SAR 200
• Supplementary Annual Fee: SAR 100
• Primary Renewal Fee: SAR 250
• Supplementary Renewal Fee: SAR 100
• Cash Withdrawal Fee - Alinma ATM: SAR 15
• Cash Withdrawal Fee - Local ATM: SAR 6.5 + (% 0.38) from the transaction amount
• Cash Withdrawal Fee - International ATM: SAR 3.45 + 1.615 % from the transaction amount
• International purchases/per transaction: 1.15% from the transaction amount
• Dispute Fee: SAR 30.00
• Late Fee: Nil
• Visa’s Pre-Arbitration chargeback Fee: SAR 937.50 (US$ 250)
Features:
• Get competitive prices when using your card
internationally, whether for cash withdrawals at ATMs or purchases via POS
devices.
• Activate and deactivate online purchasing
(CVV2) easily whenever you need.
• Use the entire credit limit for your
purchases via POS devices.
• Withdraw cash up to 30% of your credit
limit through Alinma ATMs.
• Request supplementary cards for your family
members (additional charges apply).
• Add your card seamlessly to e-wallets such
as Apple Pay and mada Pay.
• Earn rewards and points on every purchase
with the “Akthr” loyalty program.
• Benefit from a wide range of offers with
Alinma cards.
Alinma Bank - Gold Credit Card (Charge Card)
Interest Rate
Nil (Non - Revolving Credit Card) Annual APR (Profit Rate)
Annual Fees
SAR 200
Salary Transfer
No
Minimum Due (Minimum Balance Required)
30%
Description :
Designed with a flexible credit limit to make settling your purchases effortless both inside and outside the Kingdom. Combining simplicity and efficiency, alinma Gold Credit Card (Charge Card) is crafted to meet your daily needs at POS devices and online platforms.
Fees & Costs:
• Primary Issuance Fee: SAR 250
• Supplementary Issuance Fee: SAR 100
• Replacement Fee: SAR 50
• Primary Annual Fee: SAR 200
• Supplementary Annual Fee: SAR 100
• Primary Renewal Fee: SAR 250
• Supplementary Renewal Fee: SAR 100
• Cash Withdrawal Fee - Alinma ATM: SAR 15
• Cash Withdrawal Fee - Local ATM: SAR 6.5 + (% 0.38) from the transaction amount
• Cash Withdrawal Fee - International ATM: SAR 3.45 + 1.615 % from the transaction amount
• International purchases/per transaction: 1.15% from the transaction amount
• Dispute Fee: SAR 30.00
• Late Fee: Nil
• Visa’s Pre-Arbitration chargeback Fee: SAR 937.50 (US$ 250)
Features:
• Get competitive prices when using your card
internationally, whether for cash withdrawals at ATMs or purchases via POS
devices.
• Activate and deactivate online purchasing
(CVV2) easily whenever you need.
• Withdraw cash up to 30% of your credit
limit through alinma ATMs.
• Request supplementary cards for your family
members (additional charges apply).
• Add your card seamlessly to e-wallets such
as Apple Pay and mada Pay.
• Earn rewards and points on every purchase
with the “Akthr” loyalty program.
• Benefit from a wide range of offers with
alinma cards.
Alinma Bank - Platinum Credit Card (Charge Card)
Interest Rate
Nil (Non - Revolving Credit Card) Annual APR (Profit Rate)
Annual Fees
SAR 200
Salary Transfer
No
Minimum Due (Minimum Balance Required)
30%
Description :
We offer you the (Alinma charge card) a credit card with all features it was designed for your ease of use and peace of mind. You can start using the card inside or outside the kingdom for your purchases through point-of-sale devices and your online purchases.
Fees & Costs:
• Primary Issuance Fee: SAR 250
• Supplementary Issuance Fee: SAR 100
• Replacement Fee: SAR 50
• Primary Annual Fee: SAR 200
• Supplementary Annual Fee: SAR 100
• Primary Renewal Fee: SAR 250
• Supplementary Renewal Fee: SAR 100
• Cash Withdrawal Fee - Alinma ATM: SAR 15
• Cash Withdrawal Fee - Local ATM: SAR 6.5 + (% 0.38) from the transaction amount
• Cash Withdrawal Fee - International ATM: SAR 3.45 + 1.615 % from the transaction amount
• International purchases/per transaction: 1.15% from the transaction amount
• Dispute Fee: SAR 30.00
• Late Fee: Nil
• Visa’s Pre-Arbitration chargeback Fee: SAR 937.50 (US$ 250)
Features:
- Access to VIP lounges with the Alinma Platinum via DragonPass or for Alinma Infinite and Signature credit card holders via LoungeKey.
- Competitive prices when using the card internationally either for cash withdrawal from ATMs or for POS transactions.
- Ability to Activate and deactivate Online Purchasing (CVV2)
- Ability to use full credit limit for your purchases through POS devises.
- Ability to withdraw cash from ATMs up to 30% of the credit limit.
- Supplementary Card can be issued for family members (surcharge).
- Card can be easily added to e-wallets (i.e., Apple Pay and mada Pay).
- Enjoy various rewards and earning points from Mazaya Alinma Program.
Alinma Bank - Signature Credit Card (Charge Card)
Interest Rate
Nil (Non - Revolving Credit Card) Annual APR (Profit Rate)
Annual Fees
SAR 200
Salary Transfer
No
Minimum Due (Minimum Balance Required)
30%
Description :
We offer you the (Alinma charge card) a credit card with all features it was designed for your ease of use and peace of mind. You can start using the card inside or outside the kingdom for your purchases through point-of-sale devices and your online purchases.
Fees & Costs:
• Primary Issuance Fee: SAR 250
• Supplementary Issuance Fee: SAR 100
• Replacement Fee: SAR 50
• Primary Annual Fee: SAR 200
• Supplementary Annual Fee: SAR 100
• Primary Renewal Fee: SAR 250
• Supplementary Renewal Fee: SAR 100
• Cash Withdrawal Fee - Alinma ATM: SAR 15
• Cash Withdrawal Fee - Local ATM: SAR 6.5 + (% 0.38) from the transaction amount
• Cash Withdrawal Fee - International ATM: SAR 3.45 + 1.615 % from the transaction amount
• International purchases/per transaction: 1.15% from the transaction amount
• Dispute Fee: SAR 30.00
• Late Fee: Nil
• Visa’s Pre-Arbitration chargeback Fee: SAR 937.50 (US$ 250)
Features:
- Access to VIP lounges with the Alinma Platinum via DragonPass or for Alinma Infinite and Signature credit card holders via LoungeKey.
- Competitive prices when using the card internationally either for cash withdrawal from ATMs or for POS transactions.
- Ability to Activate and deactivate Online Purchasing (CVV2)
- Ability to use full credit limit for your purchases through POS devises.
- Ability to withdraw cash from ATMs up to 30% of the credit limit.
- Supplementary Card can be issued for family members (surcharge).
- Card can be easily added to e-wallets (i.e., Apple Pay and mada Pay).
- Enjoy various rewards and earning points from Mazaya Alinma Program.
Alinma Bank - Infinite Credit Card (Charge Card)
Interest Rate
Nil (Non - Revolving Credit Card) Annual APR (Profit Rate)
Annual Fees
SAR 200
Salary Transfer
No
Minimum Due (Minimum Balance Required)
30%
Description :
We offer you the (Alinma charge card) a credit card with all features it was designed for your ease of use and peace of mind. You can start using the card inside or outside the kingdom for your purchases through point-of-sale devices and your online purchases.
Fees & Costs:
• Primary Issuance Fee: SAR 250
• Supplementary Issuance Fee: SAR 100
• Replacement Fee: SAR 50
• Primary Annual Fee: SAR 200
• Supplementary Annual Fee: SAR 100
• Primary Renewal Fee: SAR 250
• Supplementary Renewal Fee: SAR 100
• Cash Withdrawal Fee - Alinma ATM: SAR 15
• Cash Withdrawal Fee - Local ATM: SAR 6.5 + (% 0.38) from the transaction amount
• Cash Withdrawal Fee - International ATM: SAR 3.45 + 1.615 % from the transaction amount
• International purchases/per transaction: 1.15% from the transaction amount
• Dispute Fee: SAR 30.00
• Late Fee: Nil
• Visa’s Pre-Arbitration chargeback Fee: SAR 937.50 (US$ 250)
Features:
- Access to VIP lounges with the Alinma Platinum via DragonPass or for Alinma Infinite and Signature credit card holders via LoungeKey.
- Competitive prices when using the card internationally either for cash withdrawal from ATMs or for POS transactions.
- Ability to Activate and deactivate Online Purchasing (CVV2)
- Ability to use full credit limit for your purchases through POS devises.
- Ability to withdraw cash from ATMs up to 30% of the credit limit.
- Supplementary Card can be issued for family members (surcharge).
- Card can be easily added to e-wallets (i.e., Apple Pay and mada Pay).
- Enjoy various rewards and earning points from Mazaya Alinma Program.
Alinma Bank - AlFursan Platinum Card
Interest Rate
42%
Annual Fees
SAR 150
Salary Transfer
No
Minimum Due (Minimum Balance Required)
5% of the total payable amount or SAR 100 (whichever is higher)
Description :
Crafted to elevate your travel experience, unlock exclusive Miles and benefits through the AlFursan program by Saudi Arabian Airlines. With the alinma AlFursan Platinum Credit Card, enjoy seamless booking options and earn Miles on every purchase, both inside and outside the Kingdom.
Features:
• Enjoy
exclusive access to Alfursan lounges.*
• Gain
access to VIP lounges at 25 airports using the alinma Alfursan Platinum Credit
Card through Visa Companion Airport App..
• Receive
instant approval via the alinma app based on your average balance.
• Apply
for alinma Alfursan Credit Card effortlessly via the alinma App based on your
salary, with no need for salary transfer (subject to client credit evaluation).
• Pay
your credit card dues in easy monthly installments starting from just 5% of the
outstanding amount or SAR 100, whichever is higher.
• Easily
transfer any additional unused balance to your current account.
• Transfer
up to 30% of your credit card balance to your current account via the alinma
Internet or withdraw cash up to 30% through alinma ATMs.
• Add
your card seamlessly to e-wallets such as Apple Pay and mada Pay.
• Enjoy
a variety of ongoing and seasonal offers and discounts.
• Fully
Sharia-compliant.
• Benefit
from a wide range of offers with alinma cards.
Benefits:
• Enjoy up to 24,500 Miles as welcome, monthly, and annual bonuses.
• Enjoy 5,000 Miles as a welcome bonus.
• Earn 1,500 additional Miles monthly, totaling up to 18,000 Miles annually.
• Receive an additional 1,500 Miles annually.*
• Earn 1 Mile for every SAR 3 spent on international purchases.
• Earn 1 Mile for every SAR 4 spent on local purchases.
Alinma Bank - AlFursan Signature Card
Interest Rate
42%
Annual Fees
SAR 500
Salary Transfer
No
Minimum Due (Minimum Balance Required)
5% of the total payable amount or SAR 100 (whichever is higher)
Description :
Designed to enhance your travel experience with exclusive Miles and benefits through the AlFursan program by Saudi Arabian Airlines. With the alinma AlFursan Signature Credit Card, enjoy flexible booking options and seamless travel while earning additional Miles on every purchase, both inside and outside the Kingdom.
Features:
• Enjoy exclusive access to Alfursan lounges.*
• Gain worldwide access to over 1,000 VIP airport lounges with the alinma Alfursan Signature Credit Card via Visa Companion Airport App..
• Receive instant approval via the alinma app based on your average balance.
• Apply for alinma Alfursan Credit Card effortlessly via the alinma App based on your salary, with no need for salary transfer (subject to client credit evaluation).
• Pay your credit card dues in easy monthly installments starting from just 5% of the outstanding amount or SAR 100, whichever is higher.
• Easily transfer any additional unused balance to your current account.
• Transfer up to 30% of your credit card balance to your current account via the alinma Internet or withdraw cash up to 30% through alinma ATMs.
• Add your card seamlessly to e-wallets such as Apple Pay and mada Pay.
• Enjoy a variety of ongoing and seasonal offers and discounts.
• Fully Sharia-compliant.
• Benefit from a wide range of offers with alinma cards.
Benefits:
• Enjoy 25,000 Miles as a welcome bonus.*
• Earn 5,500 additional Miles monthly,
totaling up to 66,000 Miles annually.
• Receive an additional 5,500 Miles
annually.*
• Earn 1 Mile for every 1.5 SAR spent on
international purchases with the alinma AlFursan Signature Credit Card.
• Earn 1 Mile for every 3 SAR spent on local
purchases with the alinma AlFursan Signature Credit Card (starting from 1
March,2025).
• Enjoy exclusive access to AlFursan lounges as an alinma AlFursan Signature Credit Cardholder.
Alinma Bank - AlFursan Infinite Card
Interest Rate
42%
Annual Fees
SAR 1000
Salary Transfer
No
Minimum Due (Minimum Balance Required)
5% of the total payable amount or SAR 100 (whichever is higher)
Description :
Designed to elevate your travel experience with exclusive Miles and benefits through the AlFursan program by Saudi Arabian Airlines. With the alinma AlFursan Infinite Credit Card, enjoy effortless travel and flexible booking options while earning additional Miles on every purchase, both inside and outside the Kingdom.
Features:
• Enjoy exclusive access to Alfursan
lounges.*
• Gain worldwide access to over 1,000 VIP
airport lounges with the alinma Alfursan Infinite Credit Card via Visa
Companion Airport App.
• Receive instant approval via the alinma app
based on your average balance.
• Apply for alinma Alfursan Credit Card
effortlessly via the alinma App based on your salary, with no need for salary
transfer (subject to client credit evaluation).
• Pay your credit card dues in easy monthly
installments starting from just 5% of the outstanding amount or SAR 100,
whichever is higher.
• Easily transfer any additional unused
balance to your current account.
• Transfer up to 30% of your credit card
balance to your current account via the alinma Internet or withdraw cash up to
30% through alinma ATMs.
• Add your card seamlessly to e-wallets such
as Apple Pay and mada Pay.
• Enjoy a variety of ongoing and seasonal
offers and discounts.
• Fully Sharia-compliant.
• Benefit from a wide range of offers with
alinma cards.
Benefits:
• Enjoy 45,000 Miles as a welcome bonus.*
• Earn 7,500 additional Miles monthly,
totaling up to 90,000 Miles annually.
• Receive an additional 7,500 Miles
annually.*
• Earn 1 Mile for every 1 SAR spent on
international purchases with the alinma AlFursan Infinite Credit Card.
• Earn 1 Mile for every 2.5 Riyal spent on
local purchases with the alinma AlFursan Infinite Credit Card (starting from 1
March 2025).
• Enjoy exclusive access to AlFursan lounges
as an alinma AlFursan Infinite Credit Cardholder.