• Annual fees for credit card: SAR 350

• Monthly profit margin: Salary Transfer Customer: 2.4%

                         Non- Salary Transfer Customer: 2.55%

• Total annual profit margin:Salary Transfer Customer: 32.92%

                             Non-Salary Transfer Customer: 35.28%

• Additional fee on non-Saudi Riyal transactions: 3%

• Dynamic transfer commission: 2.25%

• Supplementary credit card fees: Free

• Minimum monthly payments: 5% of the due amount, or SAR100. Whichever is higher

• Cash withdrawal fees: SAR 75 per transaction of amount up to SAR 5,000 and 3% or

  SAR 300, whichever is less, for transactions that exceed SAR 5,000

• Late payment: SAR 100

• Reactivating the card (Islamic card only): SAR 100

• Replacements card fees: SAR 50 (based on bank estimation)

• Credit Shield fees (optional): 0.49% of the total outstanding balance, adding it to Card account every month

• Issuing a Transaction: SAR 50

• Copy of valid Saudi National ID for Saudis.

• Copy of valid Iqama or passport for non-Saudis.

• Salary certificate mentioning the starting date.

• The Customer must be 18 years or older.

• Should be salaried or self-employed.

• Copy of valid Saudi national ID for Saudi nationals.

• Copy of valid resident Identity card or Passport for non-Saudi nationals.

• Should be 18 years or older.

• Should be salaried or self-employed.

• Copy of valid Saudi national ID for Saudi nationals.

• Copy of valid resident Identity card or Passport for non-Saudi nationals.

• Should be 18 years or older.

• Should be salaried or self-employed.

• Free delivery on the next day for Noon express purchases.

• Priority in Noon customer service.

• Exclusive offers for restaurants, entertainment and more.

• The card will be free of charges for the first year, and the fees will be waived in the following year when paying an amount of SAR 12,000 or more.

• 3.5% Cashback on noon, noon grocery and SIVVI

• 1% Cashback on all other transactions

• Free next day delivery on noon express items

• Without annual fees for the first year and the fees will be waived in the following year when paying an amount of SAR 12,000 or more

• Annual Membership Fee: SAR 1,500

            Free for Private Banking customers

• Annual Percentage Rate: 2.08% per month-28.02% per annul

• Late Payment: SAR 100

• Cash Withdrawal Fees: SAR 75 per transaction of amount up to SAR 5,000 and 3% or SAR 300, whichever is less, for transactions that exceed SAR 5,000

• Additional fee on international transactions: 2.69%

• Annual Membership Fee (Additional Credit Card): Free

• Annual Membership Fee (Supplementary Credit Card): SAR 50

• Replacement Card: SAR 50

• Credit Shield (Optional): 0.49% of the total outstanding balance

• Monthly Minimum Payment: 5% of the total due or SAR 100, whichever is higher

• Fee for issuing a Transaction doc: SAR 50

• VIP airports lounges access fee: Unlimited, complimentary free access for the cardholder and one guest to over 1000 LoungeKey, Marhaba, and CAC lounges in more than 450 cities in over 135 countries worldwide. ** in case of more than one guest it will counted as $32 fees per guest.

• Copy of valid Saudi national ID for Saudi nationals.

• Copy of valid resident Identity card or Passport for non-Saudi nationals.

• Salary certificate mentioning employment start date for salaried individuals.

• Should be 18 years or older.

• Should be salaried or self-employed.

• Copy of valid Saudi national ID for Saudi nationals.

• Copy of valid resident Identity card or Passport for non-Saudi nationals.

• Should be 18 years or older.

• Should be salaried or self-employed.

• No annual fees for life.

• Unlimited lounge access across at 850+ airports worldwide for the cardholder and one accompanying guest.

• Get free accommodation in more than 200 participant hotel of Marriott Bonvoy in the Middle East and Africa.

• World Elite Concierge service 24/7.

• Enjoy a great discounts on airlines, car rentals & retail stores.

• Discounted Fast track travel Visa service.

• An Unrivaled shopping experience & luxury spa discounts.

• Peace of mind during travel through comprehensive travel inconvenience, medical insurance & fraud protection.

• Receive your credit card PIN securely and instantly through your Riyad Online account. To know how all you need to do is to follow the steps shown in the video.

• Contactless Payment service.

• Emergency services to meet your needs, such as credit cards delivery inside & outside the kingdom and emergency cash while travelling.

• As World Elite MasterCard credit cardholder, you will automatically enroll to Hassad rewards program, where points redemption can be made through Riyad Online, and Riyad Mobile and earn 4000 Hassad points as bonus when spending SAR 40,000 within the first three months.

• Annual Membership Fee: SAR 750 - Free for Diamond Banking customers

• Annual Percentage Rate: 2.08% per month-28.02% per annul

• Late Payment: SAR 100

• Cash Withdrawal Fees: SAR 75 per transaction of amount up to SAR 5,000 and 3% or SAR 300, whichever is less, for transactions that exceed SAR 5,000

• Additional fee on international transactions: 2.69%

• Annual Membership Fee (Additional Credit Card): Free

• Annual Membership Fee (Supplementary Credit Card): SAR 50

• Replacement Card: SAR 50

• Credit Shield (Optional): 0.49% of the total outstanding balance

• Monthly Minimum Payment: 5% of the total due or SAR 100, whichever is higher

• Fee for issuing a Transaction doc: SAR 50

• VIP airports lounges access fee: Unlimited, complimentary free access for the cardholder and one guest to over 1000 LoungeKey, Marhaba, and CAC lounges in more than 450 cities in over 135 countries worldwide. ** in case of more than one guest it will counted as $32 fees per guest.

• Copy of valid Saudi national ID for Saudi nationals

• Copy of valid resident Identity card or Passport for non-Saudi nationals

• Salary certificate mentioning employment start date for salaried individuals

• Should be 18 years or older

• Should be salaried or self-employed

• Copy of valid Saudi national ID for Saudi nationals

• Copy of valid resident Identity card or Passport for non-Saudi nationals

• Should be 18 years or older

• Should be salaried or self-employed

• As a Diamond Banking customer you are exempted from the annual fees for the credit card, but if you lose your program membership you will be charged for the annual fees

• As World MasterCard Credit cardholder, you have unlimited Lounge access at 850+ airports worldwide

• Complimentary nights at more than 200 hundreds participant hotels in the middle east and Africa of Bonvoy Marriott

• Discounts on airlines, car rentals & retail stores

• Online shopping privileges & luxury spa discounts

• Peace of mind during travel through comprehensive travel inconvenience, medical insurance & fraud protection

• Receive your credit card PIN securely and instantly through your Riyad Online account. To know how all you need to do is to follow the steps shown in the video.

• Contactless Payment service for purchases below SAR 300

• Emergency services to meet your needs, such as credit cards delivery inside & outside the kingdom and emergency cash while travelling

• Automatic enrollment into "Hassad" rewards program with Hassad points redemption through Riyad Online and Riyad Mobile with variety of merchants

• Earn 1,600 Hassad points as bonus when spending SAR 25,000 within the first three months from the date of activation of the card

• Visit World MasterCard website for the latest World MasterCard credit card offers

• No annual fees for Diamond Banking customers if they continue with the program’s membership.

• Unlimited Lounge access at airports worldwide.

• Travel Insurance.

• Annual Membership Fee: SAR 500

• Monthly Term Cost: Relationship: 2.35 % - Non-Relationship: 2.50 %

• Annual Profit Rate:Relationship: 32.15 % - Non-Relationship: 34.48 %

• Late Payment: SAR 100

• Cash Withdrawal Fees: SAR 75 per transaction of amount up to SAR 5,000 and 3% or SAR 300, whichever is less, for transactions that exceed SAR 5,000

• Additional fee on international transactions: 2.69%

• Annual Membership Fee (Supplementary Credit Card):Free

• Replacement Card: SAR 50

• Credit Shield (Optional):0.49% of the total outstanding balance

• Monthly Minimum Payment: 5% of the total due or SAR 100, whichever is higher

• Fee for issuing a Transaction doc: 50 SAR

• VIP airports lounges access fee:Free VIP lounge access to 1100+ airports around the world for the cardholder only. ** And for additional guest it will counted as $32 fees per guest.

• Copy of valid Saudi National ID for Saudis.

• Copy of valid Iqama or passport for non-Saudis.

• Salary certificate mentioning the starting date.

• The Customer must be 18 years or older.

• Should be salaried or self-employed.

• Copy of valid Saudi national ID for Saudi nationals

• Copy of valid resident Identity card or Passport for non-Saudi nationals

• Should be 18 years or older

• Should be salaried or self-employed

• As a Golden Banking Customer the annual fees for the Credit card will be waived, unless the membership is no longer valid annual fees will be considered

• Free Access to the Visa Signature Concierge service 24/7 for your travel plans, reservations, and many more

• As a Visa Signature Card holder, register and enjoy lounge key services that allows you a complimentary airport VIP lounge access to 1100+ airports around the world

• Free travel insurance on purchase of tickets using the Riyad Bank's credit card

• Extended warranty on items bought using the card

• Purchase protection on items bought using the card

• 3D Secure for safe online shopping

• Credit Shield for outstanding balance in case of any unforeseen events (may God forbid)

• Medical and legal referral service while travelling abroad for up to 90 days

• Contactless Payment service

• Additional card for any of your family members

• Automatic enrolment into Hassad Rewards Program

• As a cardholder of Visa Signature Credit card you will be able to purchases goods and convert them to Qasset Program

• Enjoy 50 complimentary Hassad points upon activating your credit card, and earn 1,200 Hassad points as bonus when spending SAR 10,000 within the first three months

• Visa Signature card special offers (provided by Visa Int’l)

• Receive your credit card PIN securely and instantly through your Riyad Online account

• Get up to USD $5.00 (or equivalent in Saudi Riyals) as money back on monthly subscription payments for Satellite and Other Pay Television / Radio / Streaming Services

• Settlement period extends to a maximum of 10 days from the date of the transaction

• Free Travel Insurance

• Extended warranty

• Annual waived fees for Golden Banking membership

• Annual Membership Fee: SAR 500

• Monthly Term Cost: Relationship: 2.35 % - Non-Relationship: 2.50 %

• Annual Profit Rate:Relationship: 32.15 % - Non-Relationship: 34.48 %

• Late Payment: SAR 100

• Cash Withdrawal Fees: SAR 75 per transaction of amount up to SAR 5,000 and 3% or SAR 300, whichever is less, for transactions that exceed SAR 5,000

• Additional fee on international transactions: 2.69%

• Annual Membership Fee (Supplementary Credit Card):Free

• Replacement Card: SAR 50

• Credit Shield (Optional):0.49% of the total outstanding balance

• Monthly Minimum Payment: 5% of the total due or SAR 100, whichever is higher

• Fee for issuing a Transaction doc: 50 SAR

• VIP airports lounges access fee:Free VIP lounge access to 1100+ airports around the world for the cardholder only. ** And for additional guest it will counted as $32 fees per guest.

• Copy of valid Saudi national ID for Saudi nationals

• Copy of valid resident Identity card or Passport for non-Saudi nationals

• Salary certificate mentioning employment start date for salaried individual

• Should be 18 years or older

• Should be salaried or self-employed

• Copy of valid Saudi national ID for Saudi nationals

• Copy of valid resident Identity card or Passport for non-Saudi nationals

• Should be 18 years or older

• Should be salaried or self-employed

• Cashback Visa Signature gives you up to 10% Cashback on the eligible categories. For more please check the Cashback program’s terms and conditions

• Free access to more than 1100 airport lounges around 300 cities

• Cashback Visa Signature gives you a wide range of benefits including discounts and benefits on hotels

• Complimentary 24 hour Concierge Services, call within Saudi: 8008443488 , outside Saudi: +97143611234 / +442078502829

• Discounted rides with Careem, promo code: KSAVS

• Enjoy a variety of Dining offers in the Region

• Discounts and world wide access to Visa Golf

• Automatic enrolment into Qasset Program

• Free travel insurance on purchasing of tickets using the Riyad Bank’s Credit Card

• Extended warranty on purchases

• Cashback Reward Program

• Free access to airport lounges

• Travel insurance

• Annual Membership Fee: SAR 500

• Monthly Term Cost: Relationship: 2.35 % - Non-Relationship: 2.50 %

• Annual Profit Rate:Relationship: 32.15 % - Non-Relationship: 34.48 %

• Late Payment: SAR 100

• Cash Withdrawal Fees: SAR 75 per transaction of amount up to SAR 5,000 and 3% or SAR 300, whichever is less, for transactions that exceed SAR 5,000

• Additional fee on international transactions: 2.69%

• Annual Membership Fee (Supplementary Credit Card):Free

• Replacement Card: SAR 50

• Credit Shield (Optional):0.49% of the total outstanding balance

• Monthly Minimum Payment: 5% of the total due or SAR 100, whichever is higher

• Fee for issuing a Transaction doc: 50 SAR

• VIP airports lounges access fee:Free VIP lounge access to 1100+ airports around the world for the cardholder only. ** And for additional guest it will counted as $32 fees per guest.

• Copy of valid Saudi national ID for Saudi nationals

• Copy of valid resident Identity card or Passport for non-Saudi nationals

• Salary certificate mentioning employment start date for salaried individual

• Should be 18 years or older

• Should be salaried or self-employed

• Copy of valid Saudi national ID for Saudi nationals

• Copy of valid resident Identity card or Passport for non-Saudi nationals

• Should be 18 years or older

• Should be salaried or self-employed

• Free access to more than 1100 airport lounges around 300 cities

• Complimentary 24 hour Concierge Services:

• Call within Saudi: 8008443488

• Outside Saudi: +9714 361 1234 / +44 2078502829

• As Ladies Visa Signature card holder, you will get 25% discount on Jumeirah properties around the world

• Ladies Visa Signature card gives you 8% discount on selected hotels

• Ladies Visa Signature gives you discounts on more than 900 luxurious hotels around the world

• 12% discounts on reservations on agoda.com

• As Ladies Visa Signature card holder, you will have free rides with Careem

• Enjoy discounts on Green Fees at golf clubs across the globe using your Ladies Visa Signature card

• As Ladies Visa Signature card holder, you will be able to enjoy a variety of Dining offers in the Region

• Enjoy 20% on Jumeirah Dining world wide

• Get 20% on Meraas Dining using your Ladies Visa Signature card

• As Ladies Visa Signature card holder, you will be able to convert your purchases to Riyad Bank Qasset Program

• As ladies Visa signature holder, you earn 10% Cashback on retail Fashion and Accessories

• Free travel insurance on purchase of tickets using the Riyad Bnak's credit card

• Extended warranty on purchases

• As ladies Visa Signature holder, you earn up to 10% Cashback on retail Fashion and Accessories.

• Free access to more than 1100 airport lounges around 300 cities

• Ladies Visa signature gives you a wide range of benefits including discounts and benefits on hotels

• Complimentary 24 hour Concierge Services, call within Saudi: 8008443488 , outside Saudi: +9714 361 1234/+44 2078502829

• Discounted rides with Careem

• Enjoy a variety of Dining offers in the Region

• Discounts and world wide access to Visa Golf

• Automatic enrolment into Qasset Program

• Free travel insurance on purchase of tickets using the Riyad Bnak's credit card

• Extended warranty on purchases

• Get up to USD $5.00 (or equivalent in Saudi Riyals) as money back on monthly subscription payments for Satellite and Other Pay Television / Radio / Streaming Services

• Settlement period extends to a maximum of 10 days from the date of the transaction

• Annual Membership Fee: SAR 390

• Monthly Term Cost: Relationship: 2.40 %-Non-Relationship: 2.55 %

• Annual Profit Rate: Relationship: 32.92 %-Non-Relationship: 35.28 %

• Late Payment: SAR 100

• Cash Withdrawal Fees: SAR 75 per transaction of amount up to SAR 5,000 and 3% or SAR 300, whichever is less, for transactions that exceed SAR 5,000

• Additional fee on international transactions: 2.69%

• Annual Membership Fee (Supplementary Credit Card):Free

• Replacement Card: SAR 50

• Credit Shield (Optional):0.49% of the total outstanding balance

• Monthly Minimum Payment: 5% of the total due or SAR 100, whichever is higher

• Fee for issuing a Transaction doc: 50 SAR

• VIP airports lounges access fee:Free VIP lounge access to 1100+ airports around the world for the cardholder only. ** And for additional guest it will counted as $32 fees per guest.

• Copy of valid Saudi national ID for Saudi nationals

• Copy of valid resident Identity card or Passport for non-Saudi nationals

• Salary certificate mentioning employment start date for salaried individuals

• Should be 18 years or older

• Should be salaried or self-employed

• Copy of valid Saudi national ID for Saudi nationals.

• Copy of valid resident Identity card or Passport for non-Saudi nationals.

• Should be 18 years or older.

• Should be salaried or self-employed.

• 3D Secure for safe online shopping.

• Purchase protection for items bought using the card.

• Fraud protection for items bought using the card.

• Available as a Shari'a compliant card.

• Special offers for the Platinum Credit card provided by Mastercard.

• Free additional credit cards for family members.

• Credit Shield for outstanding balance in case of any unforeseen events (may God forbid).

• Contactless Payment service for purchases below SAR 300.

• Automatic enrolment into Hassad Rewards Program.

• As a cardholder of Mastercard Platinum Credit card you will be able to purchases goods and convert them to Qasset Program.

• Unlimited, complimentary access to over 25 regional and international lounges.

• Fraud protection.

• No annual fee for the first year.

• Annual Membership Fee: SAR 290

• Monthly Term Cost: Relationship: 2.40 %-Non-Relationship: 2.55 %

• Annual Profit Rate: Relationship: 32.92 %-Non-Relationship: 35.28 %

• Late Payment: SAR 100

• Cash Withdrawal Fees: SAR 75 per transaction of amount up to SAR 5,000 and 3% or SAR 300, whichever is less, for transactions that exceed SAR 5,000

• Additional fee on international transactions: 2.69%

• Annual Membership Fee (Supplementary Credit Card):Free

• Replacement Card: SAR 50

• Credit Shield (Optional):0.49% of the total outstanding balance

• Monthly Minimum Payment: 5% of the total due or SAR 100, whichever is higher

• Fee for issuing a Transaction doc: 50 SAR

• VIP airports lounges access fee:Free VIP lounge access to 1100+ airports around the world for the cardholder only. ** And for additional guest it will counted as $32 fees per guest.

• Copy of valid Saudi National ID for Saudis.

• Copy of valid Iqama or passport for non-Saudis.

• Salary certificate mentioning the starting date.

• The Customer must be 18 years or older.

• Should be salaried or self-employed.

• Copy of valid Saudi national ID for Saudi nationals.

• Copy of valid resident Identity card or Passport for non-Saudi nationals.

• Should be 18 years or older.

• Should be salaried or self-employed.

• Free access into airport VIP lounges (Cairo, Abu Dhabi, Dubai, Jeddah, Kuwait, and Amman).

• Shari'a compliant card.

• Free additional credit cards for any of your family members.

• Credit Shield for outstanding balance in case of any unforeseen events (may God forbid).

• 3D Secure for safe online shopping.

• Fraud protection for items bought using the card.

• Automatic enrolment into Hassad Rewards Program.

• As a cardholder of Ttanium Credit card you will be able to purchases goods and convert them to Qasset Program.

• Contactless Payment service for purchases below SAR 300.

• Enjoy 20 complimentary Hassad points upon activating your credit card, and earn 400 Hassad points as bonus when spending SAR 5000 within the first three months.

• Enjoy special discounts at selected shops, restaurants and hotels.

• Special discounts at selected shops, restaurants and hotels.

• Automatic enrolment into Hassad Rewards Program.

• Your family members will benefit from Qasset Program where they can convert their purchases and enjoy payment plans of their choice.

• 3D Secure login for safe online shopping.

• Credit Shield for outstanding balance in case of any unforeseen events (may God forbid).

• Contactless Payment service for purchases below SAR 300.

• Free access to VIP lounges at airports.

• Fraud protection.

• Copy of valid Saudi national ID for Saudi nationals

• Copy of valid resident Identity card or Passport for non-Saudi nationals

• Salary certificate mentioning employment start date for salaried individual

• Should be 18 years or older

• Should be salaried or self-employed

• Copy of valid Saudi national ID for Saudi nationals

• Copy of valid resident Identity card or Passport for non-Saudi nationals

• Should be 18 years or older

• Should be salaried or self-employed

• Cash Withdrawal up to 30%.

• Protection and security while shopping online.

• No annual fee for the first year.

• credit advisor.

TERMS & CONDITIONS

• Should be 18 years of age or older

• Should be compliant with Riyad Bank’s and SIMAH’s policies for issuance credit cards

Fees and Costs:

• Annual fees for credit card: SAR 2,000

• Monthly profit margin: 2.2%

• Additional fees on international transactions: 2.75%

• Supplementary credit card fees: Free

• Minimum monthly payments: 5% of the due amount, or SAR 100. Whichever is higher

• Cash withdrawal fees,Digital Wallet Top Up: SAR 75 per transaction of amount up to SAR 5,000 and 3% or SAR 300, whichever is less, for transactions that exceed SAR 5,000

• Late payment: SAR 100

• Reactivating the card (Islamic card only): SAR 100

• Replacements card fees: SAR 50 (based on bank estimation)

• Credit Shield fees (optional): 0.49% of the total outstanding balance, adding it to Card account every month

• Issuing a Transaction: SAR 50

• Annual Profit Rate: 35.97%

• Access to 1000+ airport lounges in more than 300 cities through the Lounge KeyApp with unlimited visits for cardholder and one guest

• Discounts and offers in 200+ restaurants across the world through the Visa Dine and Travel app

• 25% discount on YQ Meet and Assist at 450 destinations globally

• 12% discount on Agoda and 10% cashback on Booking.com

• 15% discount on IHG Hotels and Resorts

• Benefits and discounts at over 900 prestigious properties through Visa Luxury Hotel Collections

• Up to 25% discount on Jumeriah Hotels

• Up to 35% discount on Avis Car Rental

• Up to 10% off on rentalcars.com

• Up to USD 50,000 Rental Car Collision Damage Insurance

• Multi Trip Travel Insurance with coverage of:

• Up to USD 500,000 Personal Accident

• Up to USD 2,500,000 Emergency Medical Expenses

• Up to USD 2,000,000 Repatriation"

• 24-hour concierge service, Global customer assistance services along with medical and travel assistance services

• 2 for 1 offers on Entertainer App

• Visa Golf Access - discounts on green fees for participating golf courses

Eligibility:

Should be 18 years of age or older

Should be compliant with Riyad Bank’s and SIMAH’s policies for issuance credit cards

Fees and Costs

• Annual Membership Fee: SAR 390

• Monthly Term Cost: 2.55 %

• Annual Profit Rate: 36.75%

• Late Payment: SAR 100

• Cash Withdrawal, Digital Wallet Top Up: SAR 75 per transaction of amount up to SAR 5,000 and 3% or SAR 300, whichever is less, for transactions that exceed SAR 5,000

• Additional fee on International Transaction: 2.75%

• Annual Membership Fee (Supplementary Credit Card): Free

• Replacement Card: SAR 50

• Credit Shield (Optional): 0.49% of the total outstanding balance

• Monthly Minimum Payment: 5% of the total due or SAR 100, whichever is higher

• VIP airports lounges access fees: Unlimited, complimentary access to over 25 regional and international lounges. Free access for the cardholder and 32$ for each visit per person

• Fee for issuing a Transaction doc: SAR 50

• Dragon Pass offers you a free access to VIP lounges at selected airports around the world. Simply mention the word “Dragon Pass” to the reception

• Shari'a compliant

• Purchase protection and Extended warranty for items bought using the card

• Free additional card for your family members

• Special discounts from Riyad Bank partners & VISA

• Credit Shield for outstanding balance in case of any unforeseen events (may God forbid)

• 3D Secure for safe online shopping

• Contactless Payment service up to SAR 300

• Automatic enrollment into Hassad Rewards Program

• As a cardholder for Visa Plattinum Credit Card you will be able to purchases goods and convert them to Qasset Program

• Enjoy 50 complimentary Hassad points upon activating your credit card, and earn 800 Hassad points as bonus when spending SAR 8000 within the first three months

• Dedicated customer care helpline 24 hours a day

• Receive your credit card PIN securely and instantly through your Riyad’s Digital channels. Follow the steps shown in the video.

Conditions:

• Al-Hilal Platinum Mastercard cardholders are entitled to participate in Al-Hilal Credit Card cashback program, and the program does not apply to other credit cards unless mentioned.

• Riyad Bank has the right, at any time after notifying the cardholders in any way at least 30 days prior to its implementation, to terminate the cashback program and/or cancel and/or change its benefits or features, and/or change, add or deleting any of the terms and conditions described herein and/or amending or limiting the value of the cashback granted and/or the manner in which the cashback is to be made, the Cardholder shall be bound by such changes and amendments. Terms and conditions will be updated in this regard on the official Riyad Bank website. It is also the responsibility of the cardholders to ensure that they are aware of the provisions and any changes made to the card at all times with the possibility of objection if the cardholder does not agree.

• Minimum cap per transaction to be eligible for cashback is SAR 100

• The cashback program applies to the eligible transactions, and the cashback amount will be in Saudi Riyals.

• The following cashback value will be applied to eligible transactions made within the following (Domestic transactions, International transactions, E-Commerce transactions, Online Gaming platforms transactions).

• The customer must be at least 18 years old.

Fees and Costs:

• Annual fees for credit card: 300 SAR

• Annual profit margin: 40.57%

• Late Payment: SAR 100

• Cash Withdrawal Fees, Digital Wallet top up: SAR 75 per transaction of amount up to SAR 5,000 and 3% or SAR 300, whichever is less, for transactions that exceed SAR 5,000

• Additional fee on Interational transactions:2.75%

• Monthly Minimum Payment: 5% of the total due or SAR 100, whichever is higher

• Reactivation fees: 100 SAR

• Dispute fees: 50 SAR

• Up to 5% cashbacks on various categories

• Welcome gifts by Al-Hilal Club

• Enjoy discounts up to 10% in Al-Hilal stores

• 3 months Blu Store (Pro) membership

• Priority access to Al-Hilal matches tickets

• Up to 5% cashback from Floward

• Prime subscription from Jahez

Conditions:

• Al-Hilal Mastercard World Elite cardholders are entitled to participate in Al-Hilal Credit Card cashback program, and the program does not apply to other credit cards unless mentioned.

• Minimum cap per transaction to be eligible for cashback is SAR 100

• The cashback program applies to the eligible transactions, and the cashback amount will be in Saudi Riyals.

• The following cashback value will be applied to eligible transactions made within the following (Domestic transactions, International transactions, E-Commerce transactions, Online Gaming platforms transactions).

• The customer must be at least 18 years old.

Fees and Costs

• Annual fees for credit card: 3,000 SAR

• Annual profit margin: 49.32%

• Late Payment: SAR 100

• Cash Withdrawal Fees, Digital Wallet top up: SAR 75 per transaction of amount up to SAR 5,000 and 3% or SAR 300, whichever is less, for transactions that exceed SAR 5,000

• Additional fee on international transactions: 2.75%

• Monthly Minimum Payment: 5% of the total due or SAR 100, whichever is higher

• Reactivation fees: 100 SAR

• Replacement Card: 50 SAR

• Dispute fees: 50 SAR

• Up to 10% cashbacks on various categories

• Welcoming gifts by Al-Hilal Club

• Enjoy discounts up to 15% in Al Hilal stores

• One-year Blu Store (Black) membership

• Priority access to Al-Hilal matches tickets

• Up to 15% cashback from Floward

• Prime subscription from Jahez

Conditions:

• Al-Hilal World Mastercard cardholders are entitled to participate in Al-Hilal Credit Card cashback program, and the program does not apply to other credit cards unless mentioned.

• Minimum cap per transaction to be eligible for cashback is SAR 100

• The cashback program applies to the eligible transactions, and the cashback amount will be in Saudi Riyals.

• The customer must be at least 18 years old.

Fees and Costs:

• Annual fees for credit card: 1,500 SAR

• Annual profit margin: 44.36%

• Late Payment: SAR 100

• Cash Withdrawal Fees, Digital Wallet top up: SAR 75 per transaction of amount up to SAR 5,000 and 3% or SAR 300, whichever is less, for transactions that exceed SAR 5,000

• Additional fee on international transactions: 2.75%

• Monthly Minimum Payment: 5% of the total due or SAR 100, whichever is higher

• Replacement Card: 50 SAR

• Dispute fees: 50 SAR

• Up to 7.5% cashbacks on various categories

• Welcoming gifts by Al-Hilal Club

• Enjoy discounts up to 10% in Al-Hilal stores

• 6 months Blu Store (Pro) membership

• Priority access to Al-Hilal matches tickets

• Up to 10% cashback from Floward

• Prime subscription from Jahez