1- Opening an account with SNB 

2- Salary certificate 

3- Mudad and Wages certificate (for private sector employees)

1- Opening an account with SNB1- Opening an account with SNB

2- Salary certificate

3- Mudad and Wages certificate (for private sector employees)

4- PPA letter (for retirees)

Monthly Tawaroq Fees  0.30%

Cash Withdrawal Fees  76 SAR Per Transaction

Foreign Exchange Conversion Mark up  2.75%

Supplementary Card Fees  200 SAR above 3 Cards

1- Opening an account with SNB 

2- Salary certificate

1- Opening an account with SNB 

2- Salary certificate 

3- Mudad and Wages certificate (for private sector employees)

1- Opening an account with SNB1- Opening an account with SNB

2- Salary certificate

3- Mudad and Wages certificate (for private sector employees)

4- PPA letter (for retirees)

The World is yours with AlAhli credit card! Offering the best loyalty program in the Kingdom, with flexibility of using the card and redeeming points in any form AlAhli credit card is truly special, With AlAhli credit card you will have the chance to conveniently redeem your earned points in any of the following options at any time: Transfer points to our partners (Saudia Airlines, Hilton Honors, Mobily Neqaty, Etihad Airlines, Shukrans Land Mark), Book airline tickets or make hotel reservations, Transfer your points as cashback, Request an e-gift card​

Monthly Tawaroq Fees    0.30%

Cash Withdrawal Fees   77 SAR Per Transaction

Foreign Exchange Conversion Mark up   2.75%

Supplementary Card Fees  300 SAR above 3 Cards

1- Opening an account with SNB 

2- Salary certificate

1- Opening an account with SNB 

2- Salary certificate 

3- Mudad and Wages certificate (for private sector employees)

1- Opening an account with SNB1- Opening an account with SNB

2- Salary certificate

3- Mudad and Wages certificate (for private sector employees)

4- PPA letter (for retirees)

The World is yours with AlAhli credit card! Offering the best loyalty program in the Kingdom, with flexibility of using the card and redeeming points in any form AlAhli credit card is truly special, With AlAhli credit card you will have the chance to conveniently redeem your earned points in any of the following options at any time: Transfer points to our partners (Saudia Airlines, Hilton Honors, Mobily Neqaty, Etihad Airlines, Shukrans Land Mark), Book airline tickets or make hotel reservations, Transfer your points as cashback, Request an e-gift card​.

Monthly Tawaroq Fees    0.30%

Cash Withdrawal Fees   78 SAR Per Transaction

Foreign Exchange Conversion Mark up   2.75%

Supplementary Card Fees  300 SAR above 3 Cards

1- Opening an account with SNB 

2- Salary certificate

1- Opening an account with SNB1- Opening an account with SNB

2- Salary certificate

3- Mudad and Wages certificate (for private sector employees)

4- PPA letter (for retirees)

FEATURES AND B​ENEFITS includes: Worldwide acceptance at over 32 million merchants, Instant cash from all ATMs across the globe, Interest-free payments for up to 50 days, Flexible payment options from 5% of the total to monthly installments, Free travel insurance of up to SAR 750,000 against personal accident, flight cancellation, and luggage delay and loss, Additional protection with Himayati and Himayati Plus, SMS notification for every transaction, Full transparency with your monthly statement, Cash withdrawals of up to 30% of the credit limit through ATMs and financial institutions around the world, E-secure shopping service to provide greater protection when using a credit card online, Special offers and discounts, Complimentary airport lounge access at select airports, Higher credit limits, Higher travel coverage, Mastercard and Visa Premium credit card benefits worldwide.

The World is yours with AlAhli credit card! Offering the best loyalty program in the Kingdom, with flexibility of using the card and redeeming points in any form AlAhli credit card is truly special, With AlAhli credit card you will have the chance to conveniently redeem your earned points in any of the following options at any time: Transfer points to our partners (Saudia Airlines, Hilton Honors, Mobily Neqaty, Etihad Airlines, Shukrans Land Mark), Book airline tickets or make hotel reservations, Transfer your points as cashback, Request an e-gift card​.

Monthly Tawaroq Fees    0.30%

Cash Withdrawal Fees   80 SAR Per Transaction

Foreign Exchange Conversion Mark up   2.75%

Supplementary Card Fees  500 SAR, above 3 Cards

1- Opening an account with SNB 

2- Salary certificate

1- Opening an account with SNB 

2- Salary certificate 

3- Mudad and Wages certificate (for private sector employees)

1- Opening an account with SNB1- Opening an account with SNB

2- Salary certificate

3- Mudad and Wages certificate (for private sector employees)

4- PPA letter (for retirees)

Wessam Gold has been designed specifically for the special clients providing them with a new concept for innovative banking services, which cope with their aspirations.

Monthly Tawaroq Fees    0.30%

Cash Withdrawal Fees   81 SAR Per Transaction

Foreign Exchange Conversion Mark up   2.75%

Supplementary Card Fees  500 SAR, above 3 Cards

1- Opening an account with SNB 

2- Salary certificate

1- Opening an account with SNB 

2- Salary certificate 

3- Mudad and Wages certificate (for private sector employees)

1- Opening an account with SNB1- Opening an account with SNB

2- Salary certificate

3- Mudad and Wages certificate (for private sector employees)

4- PPA letter (for retirees)

The World is yours with AlAhli credit card! Offering the best loyalty program in the Kingdom, with flexibility of using the card and redeeming points in any form AlAhli credit card is truly special, With AlAhli credit card you will have the chance to conveniently redeem your earned points in any of the following options at any time: Transfer points to our partners (Saudia Airlines, Hilton Honors, Mobily Neqaty, Etihad Airlines, Shukrans Land Mark), Book airline tickets or make hotel reservations, Transfer your points as cashback, Request an e-gift card​.

Monthly Tawaroq Fees    0.30%

Cash Withdrawal Fees   82 SAR Per Transaction

Foreign Exchange Conversion Mark up   2.75%

Supplementary Card Fees  750 SAR, above 3 Cards

1- Opening an account with SNB 

2- Salary certificate

1- Opening an account with SNB 

2- Salary certificate 

3- Mudad and Wages certificate (for private sector employees)

1- Opening an account with SNB1- Opening an account with SNB

2- Salary certificate

3- Mudad and Wages certificate (for private sector employees)

4- PPA letter (for retirees)

The Wessam Platinum Privileges includes: A "Dedicated Relation Manager" which Ready at all times to cater for your banking needs. You may contact your RM directly or request a call through AlAhliOnline or AlAhliMobile. Being well-equipped and experienced, your RM is capable to guide you in choosing the best financial options and suitable solutions that fit for your daily financial transactions. and A "Wealth Manager" Through AlAhli Capital offers consultations related to investment and financial planning to find a bundle of traditional and alternative investment products to better meet your needs and aspirations, A priority of service in Wessam lounges, A dedicated teller at your service, For your convenience, More than 200 Wessam lounges, Dedicated contact center 24/7, Waived fees for your banking transactions, Special and exclusive offers on banking products, Special exchange rates, Daily transfer limit 1,000,000 through our digital channels, Special prices on treasury product upon request, Fees-free SNB Credit Card, "Lak" Reward Program, offering more points, Customized designed cheques book, Fees free safety deposit box, e-shopping and usage outside Saudi Arabia, in addition to travel Insurance, Enjoy airport lounges around the world, beside discounts and many other features and benefits.

Monthly Tawaroq Fees    0.30%

Cash Withdrawal Fees   83 SAR Per Transaction

Foreign Exchange Conversion Mark up   2.75%

Supplementary Card Fees  750 SAR, above 3 Cards

1- Opening an account with SNB 

2- Salary certificate

1- Opening an account with SNB 

2- Salary certificate 

3- Mudad and Wages certificate (for private sector employees)

1- Opening an account with SNB1- Opening an account with SNB

2- Salary certificate

3- Mudad and Wages certificate (for private sector employees)

4- PPA letter (for retirees)

FEATURES AND B​ENEFITS includes: Worldwide acceptance at over 32 million merchants, Instant cash from all ATMs across the globe, Interest-free payments for up to 50 days, Flexible payment options from 5% of the total to monthly installments, Free travel insurance of up to SAR 750,000 against personal accident, flight cancellation, and luggage delay and loss, Additional protection with Himayati and Himayati Plus, SMS notification for every transaction, Full transparency with your monthly statement, Cash withdrawals of up to 30% of the credit limit through ATMs and financial institutions around the world, E-secure shopping service to provide greater protection when using a credit card online, Special offers and discounts, Complimentary airport lounge access at select airports, Higher credit limits, Higher travel coverage, Mastercard and Visa Premium credit card benefits worldwide.

The World is yours with AlAhli credit card! Offering the best loyalty program in the Kingdom, with flexibility of using the card and redeeming points in any form AlAhli credit card is truly special, With AlAhli credit card you will have the chance to conveniently redeem your earned points in any of the following options at any time: Transfer points to our partners (Saudia Airlines, Hilton Honors, Mobily Neqaty, Etihad Airlines, Shukrans Land Mark), Book airline tickets or make hotel reservations, Transfer your points as cashback, Request an e-gift card​.

Monthly Tawaroq Fees    0.30%

Cash Withdrawal Fees   84 SAR Per Transaction

Foreign Exchange Conversion Mark up   2.75%

Supplementary Card Fees  1000 SAR, above 3 Cards

1- Opening an account with SNB 

2- Salary certificate

1- Opening an account with SNB 

2- Salary certificate 

3- Mudad and Wages certificate (for private sector employees)

1- Opening an account with SNB1- Opening an account with SNB

2- Salary certificate

3- Mudad and Wages certificate (for private sector employees)

4- PPA letter (for retirees)

FEATURES AND B​ENEFITS includes: Worldwide acceptance at over 32 million merchants, Instant cash from all ATMs across the globe, Interest-free payments for up to 50 days, Flexible payment options from 5% of the total to monthly installments, Free travel insurance of up to SAR 750,000 against personal accident, flight cancellation, and luggage delay and loss, Additional protection with Himayati and Himayati Plus, SMS notification for every transaction, Full transparency with your monthly statement, Cash withdrawals of up to 30% of the credit limit through ATMs and financial institutions around the world, E-secure shopping service to provide greater protection when using a credit card online, Special offers and discounts, Complimentary airport lounge access at select airports, Higher credit limits, Higher travel coverage, Mastercard and Visa Premium credit card benefits worldwide.

The World is yours with AlAhli credit card! Offering the best loyalty program in the Kingdom, with flexibility of using the card and redeeming points in any form AlAhli credit card is truly special, With AlAhli credit card you will have the chance to conveniently redeem your earned points in any of the following options at any time: Transfer points to our partners (Saudia Airlines, Hilton Honors, Mobily Neqaty, Etihad Airlines, Shukrans Land Mark), Book airline tickets or make hotel reservations, Transfer your points as cashback, Request an e-gift card​.

Monthly Tawaroq Fees    0.30%

Cash Withdrawal Fees   85 SAR Per Transaction

Foreign Exchange Conversion Mark up   2.75%

Supplementary Card Fees  1000 SAR, above 3 Cards

1- Opening an account with SNB 

2- Salary certificate

1- Opening an account with SNB 

2- Salary certificate 

3- Mudad and Wages certificate (for private sector employees)

1- Opening an account with SNB1- Opening an account with SNB

2- Salary certificate

3- Mudad and Wages certificate (for private sector employees)

4- PPA letter (for retirees)

FEATURES AND B​ENEFITS includes: Worldwide acceptance at over 32 million merchants, Instant cash from all ATMs across the globe, Interest-free payments for up to 50 days, Flexible payment options from 5% of the total to monthly installments, Free travel insurance of up to SAR 750,000 against personal accident, flight cancellation, and luggage delay and loss, Additional protection with Himayati and Himayati Plus, SMS notification for every transaction, Full transparency with your monthly statement, Cash withdrawals of up to 30% of the credit limit through ATMs and financial institutions around the world, E-secure shopping service to provide greater protection when using a credit card online, Special offers and discounts, Complimentary airport lounge access at select airports, Higher credit limits, Higher travel coverage, Mastercard and Visa Premium credit card benefits worldwide.

• Supplementary Card: Free

• Foreign Transaction Fee: 2.75%

• Replacement Fee: SAR 50

• Cash Withdrawal fee: SAR 75

• Wrong Dispute: SAR 50

• Current Accounts with Al Rajhi Bank. 

• Copy of Valid ID (national ID/Iqama). 

• Salary certificate mentioning employments from employee. 

• Fill & submit application form. 

• Should be compliant with Al Rajhi Bank’s and SIMAH’s policies for issuance credit cards.

• Current Accounts with Al Rajhi Bank.

• Copy of Valid ID (national ID/Iqama).

• Salary certificate mentioning employments from employee.

• Fill & submit application form.

• Should be compliant with Al Rajhi Bank’s and SIMAH’s policies for issuance credit cards.

• Current Accounts with Al Rajhi Bank.

• Copy of Valid ID (national ID/Iqama).

• Salary certificate mentioning employments from employee.

• Fill & submit application form.

• Should be compliant with Al Rajhi Bank’s and SIMAH’s policies for issuance credit cards.

Enjoy the best-in-class cashback on everyday spending and redeem your cashback through alrajhi bank app, Cashback will be credited to customer’s cashback wallet once merchant, which might take 2 to 14 days from the transaction date, successfully settles the transaction, Cashback caps will be applied on statement cycle, Cashback will be applied on eligible merchants based on terms and conditions.

• Lifestyle Benefits Include: 24/7 global Concierge services that can assist you with your needs flights bookings, hotels, car rental, and events tickets etc, Instant Discounts, Enjoy a variety of great 2 for 1 offer from restaurants to beauty salons, gyms and more s, now at your fingertips when you download the experience app with the ENTERTAINER app. 

• Airport Services includes: Enjoy access at over 1000 airport lounges globally through “Lounge Key” Program, Exclusive airport dining offers with 200+ restaurants globally through DragonPass program during “Visa Dine & Travel” App. 

• “YQ” Meet & Assist: Get up to 20% Off on YQ Meet & Assist, a global network of specialist airport meet & assist service partners. 

• Hotel & Cars: Discount and Offers on the Hotels and Resorts through “Visa Luxury Hotel collection”. Offer Valid –until Jan 2023, Enjoy up to 25% off at selected properties with “Jumeirah Hotel Offers”. Click her to review the updated list of hotels, Save extra 12% discount with Agoda. 

• "Avis” Car Rental Offers: Up to 20% discount on Standard Rates. 

• Up to 10% off retails rates. 

• “Avis Budget” Car Rental Offers: Simply rent your car with Budget and get a 10% discount worldwide. Click here to avail the discount. 

• Protection: Buyers protection provides cardholders with extra peace of mind when purchasing eligible items Extend your warranty on eligible purchases, Medical & travel assistance and insurance.

• Supplementary Card: Free

• Foreign Transaction Fee: 2.75%  

• Replacement Fee: SAR 50 

• Cash Withdrawal fee: SAR 75

• Wrong Dispute: SAR 50

• Current Accounts with Al Rajhi Bank. 

• Copy of Valid ID (national ID/Iqama). 

• Salary certificate mentioning employments from employee. 

• Fill & submit application form. 

• Should be compliant with Al Rajhi Bank’s and SIMAH’s policies for issuance credit cards.

• Current Accounts with Al Rajhi Bank.

• Copy of Valid ID (national ID/Iqama).

• Salary certificate mentioning employments from employee.

• Fill & submit application form.

• Should be compliant with Al Rajhi Bank’s and SIMAH’s policies for issuance credit cards.

• Current Accounts with Al Rajhi Bank.

• Copy of Valid ID (national ID/Iqama).

• Salary certificate mentioning employments from employee.

• Fill & submit application form.

• Should be compliant with Al Rajhi Bank’s and SIMAH’s policies for issuance credit cards.

Enjoy the best-in-class cashback on everyday spending and redeem your cashback through alrajhi bank app, Cashback will be credited to customer’s cashback wallet once merchant, which might take 2 to 14 days from the transaction date, successfully settles the transaction, Cashback caps will be applied on statement cycle, Cashback will be applied on eligible merchants based on terms and conditions.

• Lifestyle Benefits Include: 24/7 global Concierge services that can assist you with your needs flights bookings, hotels, car rental, and events tickets etc, Instant Discounts, Enjoy a variety of great 2 for 1 offer from restaurants to beauty salons, gyms and more s, now at your fingertips when you download the experience app with the ENTERTAINER app. 

• Airport Services includes: Enjoy access at over 1000 airport lounges globally through “Lounge Key” Program, Exclusive airport dining offers with 200+ restaurants globally through DragonPass program during “Visa Dine & Travel” App. 

• “YQ” Meet & Assist: Get up to 20% Off on YQ Meet & Assist, a global network of specialist airport meet & assist service partners. 

• Hotel & Cars: Discount and Offers on the Hotels and Resorts through “Visa Luxury Hotel collection”. Offer Valid –until Jan 2023, Enjoy up to 25% off at selected properties with “Jumeirah Hotel Offers”. Click her to review the updated list of hotels, Save extra 12% discount with Agoda. 

• "Avis” Car Rental Offers: Up to 20% discount on Standard Rates. 

• Up to 10% off retails rates. 

• “Avis Budget” Car Rental Offers: Simply rent your car with Budget and get a 10% discount worldwide. Click here to avail the discount. 

• Protection: Buyers protection provides cardholders with extra peace of mind when purchasing eligible items Extend your warranty on eligible purchases, Medical & travel assistance and insurance.

• Supplementary Card: 2 Free cards and SAR 300 for 3 card and More

• Foreign Transaction Fee: 2.75%  

• Replacement Fee: SAR 50 

• Cash Withdrawal fee: SAR 75

• Wrong Dispute: SAR 50

• Current Accounts with Al Rajhi Bank. 

• Copy of Valid ID (national ID/Iqama). 

• Salary certificate mentioning employments from employee. 

• Fill & submit application form. 

• Should be compliant with Al Rajhi Bank’s and SIMAH’s policies for issuance credit cards.

• Current Accounts with Al Rajhi Bank. 

• Copy of Valid ID (national ID/Iqama). 

• Salary certificate mentioning employments from employee. 

• Fill & submit application form. 

• Should be compliant with Al Rajhi Bank’s and SIMAH’s policies for issuance credit cards.

• Current Accounts with Al Rajhi Bank. 

• Copy of Valid ID (national ID/Iqama). 

• Salary certificate mentioning employments from employee. 

• Fill & submit application form. 

• Should be compliant with Al Rajhi Bank’s and SIMAH’s policies for issuance credit cards.

• MOKAFA Program Allows You To Earn 5 Points Per SAR 1 Domestic Spend And 6 Points On International Spend With Your Card 

• 24/7 Global Concierge Services That Can Assist You With Your Needs Flights Bookings, Hotels, Car Rental, And Events Tickets Etc. 

• Enjoy Access At Over 1000 Airport Lounges Globally Though “Lounge Key” Program And Up To 30% Discount On Meet And Greet At Over 500 Airport. 

• Enjoy The Flexibility Of Paying As Low As 5% Of Your Monthly Card Statement And Choose To Repay Balance Amount Of Your Purchases In Subsequent Month(S). 

• Exclusive Perks With “Kiwi Collection” ,The World’s Largest And Most Diverse And Curated Collection Of Luxury Hotels Including. 

• 0%Tasaheal Program, You Can Convert Your Transactions Into Equal And Flexible Monthly Installments With 0% Profit Margin And ZERO Processing Fee Through Program Partners. 

• Cash Withdrawal, Local & International Cash Withdrawal Up To 30% Of Your Credit Limit. 

• Free Additional Cards For Your Immediate Family Members Give Them The Same Features And Benefits As Per Your Primary Card. 

• Instant Discounts. 

• “Visa Checkout” The Easier Pay Online Service. 

• Purchase Protection Lost, Stolen Or Damaged Goods Purchased Using Credit Cards. 

• Extended Warranty For Purchases Using Your Credit Card.

Enjoy a unique collection of offers and experiences across travel, dining, wellness and more with your Platinum Credit Card, Our free online shopping service is designed to protect you from credit card fraud and misuse when making purchases over the Internet with your credit.

• Supplementary Card: 2 Free cards and SAR 190 for 3 card and More

• Foreign Transaction Fee: 2.75%  

• Replacement Fee: SAR 50 

• Cash Withdrawal fee: SAR 75

• Wrong Dispute: SAR 50

• Current Accounts with Al Rajhi Bank. 

• Copy of Valid ID (national ID/Iqama). 

• Salary certificate mentioning employments from employee. 

• Fill & submit application form. 

• Should be compliant with Al Rajhi Bank’s and SIMAH’s policies for issuance credit cards.

• Current Accounts with Al Rajhi Bank. 

• Copy of Valid ID (national ID/Iqama). 

• Salary certificate mentioning employments from employee. 

• Fill & submit application form. 

• Should be compliant with Al Rajhi Bank’s and SIMAH’s policies for issuance credit cards.

• Current Accounts with Al Rajhi Bank. 

• Copy of Valid ID (national ID/Iqama). 

• Salary certificate mentioning employments from employee. 

• Fill & submit application form. 

• Should be compliant with Al Rajhi Bank’s and SIMAH’s policies for issuance credit cards.

• MOKAFA Program Allows You To Earn 4 Points Per SAR 1 Domestic Spend And 5 Points On International Spend With Your Card. 

• Cash Withdrawal Allows You To Earn Points While Purchasing With Your Card, With Various Instant Redemption Options. 

• Enjoy The Flexibility Of Paying As Low As 5% Of Your Monthly Card Statement. 

• Access, At 25 Airport Lounges Globally Though DragonPass . 

• Exclusive Perks With “Kiwi Collection” The World’s Largest And Most Diverse And Curated Collection Of Luxury Hotels Including: 

- Automatic Room Upgrade Upon Arrival, When Available. 

- Complimentary Continental Breakfast Daily. 

- $25 USD Food Or Beverage Credit. 

• 0% Tasaheal Program You Can Convert Your Transactions Into Equal And Flexible Monthly Installmentswith 0% Profit Margin And ZERO Processing Fee Through Program Partners. 

• Free Additional Cards For Your Immediate Family Members Give Them The Same Features And Benefits As Per Your Primary Card. 

• Instant Discounts. 

• “Visa Checkout” The Easier Pay Online Service.

• MOKAFA Program Allows You To Earn 4 Points Per SAR 1 Domestic Spend And 5 Points On International Spend With Your Card. 

• Cash Withdrawal Allows You To Earn Points While Purchasing With Your Card, With Various Instant Redemption Options. 

• Enjoy The Flexibility Of Paying As Low As 5% Of Your Monthly Card Statement. 

• Access, At 25 Airport Lounges Globally Though DragonPass . 

• Exclusive Perks With “Kiwi Collection” The World’s Largest And Most Diverse And Curated Collection Of Luxury Hotels Including: 

- Automatic Room Upgrade Upon Arrival, When Available. 

- Complimentary Continental Breakfast Daily. 

- $25 USD Food Or Beverage Credit. 

• 0% Tasaheal Program You Can Convert Your Transactions Into Equal And Flexible Monthly Installmentswith 0% Profit Margin And ZERO Processing Fee Through Program Partners. 

• Free Additional Cards For Your Immediate Family Members Give Them The Same Features And Benefits As Per Your Primary Card. 

• Instant Discounts. 

• “Visa Checkout” The Easier Pay Online Service.

• Supplementary Card: 2 Free cards and SAR 500 for 3 card and More.

• Foreign Transaction Fee: 2.75%  

• Replacement Fee: SAR 50 

• Cash Withdrawal fee: SAR 75

• Wrong Dispute: SAR 50

• Current Accounts with Al Rajhi Bank. 

• Copy of Valid ID (national ID/Iqama). 

• Salary certificate mentioning employments from employee. 

• Fill & submit application form. 

• Should be compliant with Al Rajhi Bank’s and SIMAH’s policies for issuance credit cards.

• Current Accounts with Al Rajhi Bank. 

• Copy of Valid ID (national ID/Iqama). 

• Salary certificate mentioning employments from employee. 

• Fill & submit application form. 

• Should be compliant with Al Rajhi Bank’s and SIMAH’s policies for issuance credit cards.

• Current Accounts with Al Rajhi Bank. 

• Copy of Valid ID (national ID/Iqama). 

• Salary certificate mentioning employments from employee. 

• Fill & submit application form. 

• Should be compliant with Al Rajhi Bank’s and SIMAH’s policies for issuance credit cards.

• MOKAFA Program Allows You To Earn 4 Points Per SAR 1 Domestic Spend And 5 Points On International Spend With Your Card.

• Cash Withdrawal Allows You To Earn Points While Purchasing With Your Card, With Various Instant Redemption Options.

• Enjoy The Flexibility Of Paying As Low As 5% Of Your Monthly Card Statement.

• Access, At 25 Airport Lounges Globally Though DragonPass .

• Exclusive Perks With “Kiwi Collection” The World’s Largest And Most Diverse And Curated Collection Of Luxury Hotels Including:

- Automatic Room Upgrade Upon Arrival, When Available.

- Complimentary Continental Breakfast Daily.

- $25 USD Food Or Beverage Credit.

• 0% Tasaheal Program You Can Convert Your Transactions Into Equal And Flexible Monthly Installmentswith 0% Profit Margin And ZERO Processing Fee Through Program Partners

• Free Additional Cards For Your Immediate Family Members Give Them The Same Features And Benefits As Per Your Primary Card.

• Instant Discounts.

• “Visa Checkout” The Easier Pay Online Service.

• MOKAFA Program Allows You To Earn 4 Points Per SAR 1 Domestic Spend And 5 Points On International Spend With Your Card.

• Cash Withdrawal Allows You To Earn Points While Purchasing With Your Card, With Various Instant Redemption Options.

• Enjoy The Flexibility Of Paying As Low As 5% Of Your Monthly Card Statement.

• Access, At 25 Airport Lounges Globally Though DragonPass .

• Exclusive Perks With “Kiwi Collection” The World’s Largest And Most Diverse And Curated Collection Of Luxury Hotels Including:

- Automatic Room Upgrade Upon Arrival, When Available.

- Complimentary Continental Breakfast Daily.

- $25 USD Food Or Beverage Credit.

• 0% Tasaheal Program You Can Convert Your Transactions Into Equal And Flexible Monthly Installmentswith 0% Profit Margin And ZERO Processing Fee Through Program Partners

• Free Additional Cards For Your Immediate Family Members Give Them The Same Features And Benefits As Per Your Primary Card.

• Instant Discounts.

• “Visa Checkout” The Easier Pay Online Service.

• Supplementary Card: 2 Free cards and SAR 300 for 3 card and More.

• Foreign Transaction Fee: 2.75%  

• Replacement Fee: SAR 50 

• Cash Withdrawal fee: SAR 75

• Wrong Dispute: SAR 50

• Current Accounts with Al Rajhi Bank. 

• Copy of Valid ID (national ID/Iqama). 

• Salary certificate mentioning employments from employee. 

• Fill & submit application form. 

• Should be compliant with Al Rajhi Bank’s and SIMAH’s policies for issuance credit cards.

• Current Accounts with Al Rajhi Bank. 

• Copy of Valid ID (national ID/Iqama). 

• Salary certificate mentioning employments from employee. 

• Fill & submit application form. 

• Should be compliant with Al Rajhi Bank’s and SIMAH’s policies for issuance credit cards.

• Current Accounts with Al Rajhi Bank. 

• Copy of Valid ID (national ID/Iqama). 

• Salary certificate mentioning employments from employee. 

• Fill & submit application form. 

• Should be compliant with Al Rajhi Bank’s and SIMAH’s policies for issuance credit cards.

• MOKAFA Program allows you to Earn 5 Points Per SAR 1 Domestic spend and 6 Points on International spend with Your Card. 

• 24/7 global Concierge services that can assist you with your needs flights bookings, hotels, car rental, and events tickets etc. Please call +97143611234 or +442078502829 or through WhatsApp services +447874023129 to take advantage of this service. 

• Enjoy Access At Over 1000 Airport Lounges Globally Though “Lounge Key” Program And Up To 30% Discount On Meet And Greet at Over 500 Airport. 

• Enjoy The Flexibility Of Paying As Low As 5% Of Your Monthly Card Statement And Choose To Repay Balance Amount Of Your Purchases In Subsequent Month(S). 

• Exclusive perks with “kiwi collection” The world’s largest and most diverse and curated collection of luxury hotels including: 

- Automatic room upgrade upon arrival, when available 

- Complimentary continental breakfast daily 

- $25 USD food or beverage credit 

• 0% Tasaheal Program You can convert your transactions into equal and flexible monthly installmentswith 0% profit margin and ZERO processing fee through program partners 

• Cash Withdrawal, Local & International Cash Withdrawal Up To 30% Of Your Credit Limit. 

• Free Additional Cards For Your Immediate Family Members Give Them The Same Features And Benefits As Per Your Primary Card. 

• Instant Discounts 

• 0% Tasaheal Program You can convert your transactions into equal and flexible monthly installmentswith 0% profit margin and ZERO processing fee through program partners 

• Visa Checkout The Easier Pay Online Service. 

• Purchase Protection Lost, Stolen Or Damaged Goods Purchased Using Credit Cards. 

• Extended Warranty For Purchases Using Your Credit Card.

• MOKAFA Program allows you to Earn 5 Points Per SAR 1 Domestic spend and 6 Points on International spend with Your Card. 

• 24/7 global Concierge services that can assist you with your needs flights bookings, hotels, car rental, and events tickets etc. Please call +97143611234 or +442078502829 or through WhatsApp services +447874023129 to take advantage of this service. 

• Enjoy Access At Over 1000 Airport Lounges Globally Though “Lounge Key” Program And Up To 30% Discount On Meet And Greet at Over 500 Airport. 

• Enjoy The Flexibility Of Paying As Low As 5% Of Your Monthly Card Statement And Choose To Repay Balance Amount Of Your Purchases In Subsequent Month(S). 

• Exclusive perks with “kiwi collection” The world’s largest and most diverse and curated collection of luxury hotels including: 

- Automatic room upgrade upon arrival, when available 

- Complimentary continental breakfast daily 

- $25 USD food or beverage credit 

• 0% Tasaheal Program You can convert your transactions into equal and flexible monthly installmentswith 0% profit margin and ZERO processing fee through program partners 

• Cash Withdrawal, Local & International Cash Withdrawal Up To 30% Of Your Credit Limit. 

• Free Additional Cards For Your Immediate Family Members Give Them The Same Features And Benefits As Per Your Primary Card. 

• Instant Discounts 

• 0% Tasaheal Program You can convert your transactions into equal and flexible monthly installmentswith 0% profit margin and ZERO processing fee through program partners 

• Visa Checkout The Easier Pay Online Service. 

• Purchase Protection Lost, Stolen Or Damaged Goods Purchased Using Credit Cards. 

• Extended Warranty For Purchases Using Your Credit Card.

• Supplementary Card: SAR 180.

• Foreign Transaction Fee: 2%  

• Replacement Fee: SAR 25 

• Cash Withdrawal fee: SAR 30

• Wrong Dispute: SAR 30

• Current Accounts with Al Rajhi Bank. 

• Copy of Valid ID (national ID/Iqama). 

• Salary certificate mentioning employments from employee. 

• Fill & submit application form. 

• Should be compliant with Al Rajhi Bank’s and SIMAH’s policies for issuance credit cards.

• Current Accounts with Al Rajhi Bank. 

• Copy of Valid ID (national ID/Iqama). 

• Salary certificate mentioning employments from employee. 

• Fill & submit application form. 

• Should be compliant with Al Rajhi Bank’s and SIMAH’s policies for issuance credit cards.

• Current Accounts with Al Rajhi Bank. 

• Copy of Valid ID (national ID/Iqama). 

• Salary certificate mentioning employments from employee. 

• Fill & submit application form. 

• Should be compliant with Al Rajhi Bank’s and SIMAH’s policies for issuance credit cards.

• Access, At 25 Airport Lounges Globally Though DragonPass.

• Pay 100% Of The Amount Due On Your Card’s Monthly Statement.

• Mokafaa Program Allows You To Earn 4 Points Domestic Per SAR 1 In Your Purchasing And 5 Points In International With Your Card.

• Safe Online Shopping.

• Additional Cards For Family Members.

• Purchase Protection Lost, Stolen Or Damaged Items Provided By Visa International.

• Extended Warranty For Purchases Provided By Visa International.

• Instant Discounts .

• Access, At 25 Airport Lounges Globally Though DragonPass.

• Pay 100% Of The Amount Due On Your Card’s Monthly Statement.

• Mokafaa Program Allows You To Earn 4 Points Domestic Per SAR 1 In Your Purchasing And 5 Points In International With Your Card.

• Safe Online Shopping.

• Additional Cards For Family Members.

• Purchase Protection Lost, Stolen Or Damaged Items Provided By Visa International.

• Extended Warranty For Purchases Provided By Visa International.

• Instant Discounts .

• Supplementary Card: SAR 180.

• Foreign Transaction Fee: 2%  

• Replacement Fee: SAR 25 

• Cash Withdrawal fee: SAR 30

• Wrong Dispute: SAR 30

• Current Accounts with Al Rajhi Bank. 

• Copy of Valid ID (national ID/Iqama). 

• Salary certificate mentioning employments from employee. 

• Fill & submit application form. 

• Should be compliant with Al Rajhi Bank’s and SIMAH’s policies for issuance credit cards.

• Current Accounts with Al Rajhi Bank. 

• Copy of Valid ID (national ID/Iqama). 

• Salary certificate mentioning employments from employee. 

• Fill & submit application form. 

• Should be compliant with Al Rajhi Bank’s and SIMAH’s policies for issuance credit cards.

• Current Accounts with Al Rajhi Bank. 

• Copy of Valid ID (national ID/Iqama). 

• Salary certificate mentioning employments from employee. 

• Fill & submit application form. 

• Should be compliant with Al Rajhi Bank’s and SIMAH’s policies for issuance credit cards.

• Mokafaa Program Allows You To Earn 2 Points Domestic Per SAR 1 In Your Purchasing And 4 Points In International With Your Card. 

• Safe Online Shopping. 

• Additional Cards For Family Members. 

• Instant Discounts.

• Mokafaa Program Allows You To Earn 2 Points Domestic Per SAR 1 In Your Purchasing And 4 Points In International With Your Card. 

• Safe Online Shopping. 

• Additional Cards For Family Members. 

• Instant Discounts.

• Supplementary Card: SAR 180.

• Foreign Transaction Fee: 2%  

• Replacement Fee: SAR 25 

• Cash Withdrawal fee: SAR 30

• Wrong Dispute: SAR 30

• Current Accounts with Al Rajhi Bank. 

• Copy of Valid ID (national ID/Iqama). 

• Salary certificate mentioning employments from employee. 

• Fill & submit application form. 

• Should be compliant with Al Rajhi Bank’s and SIMAH’s policies for issuance credit cards.

• Current Accounts with Al Rajhi Bank. 

• Copy of Valid ID (national ID/Iqama). 

• Salary certificate mentioning employments from employee. 

• Fill & submit application form. 

• Should be compliant with Al Rajhi Bank’s and SIMAH’s policies for issuance credit cards.

• Current Accounts with Al Rajhi Bank. 

• Copy of Valid ID (national ID/Iqama). 

• Salary certificate mentioning employments from employee. 

• Fill & submit application form. 

• Should be compliant with Al Rajhi Bank’s and SIMAH’s policies for issuance credit cards.

• Enjoy Access At Over 1000 Airport Lounges Globally Though “Lounge Key” Program. 

• Pay 100% Of The Amount Due On Your Card’s Monthly Statement. 

• Mokafaa Program Allows You To Earn 4 Points Domestic Per SAR 1 In Your Purchasing And 5 Points In International With Your Card. 

• 24/7 Global Concierge Services That Can Assist You With Your Needs Flights Bookings, Hotels, Car Rental, And Events Tickets Etc. 

• Safe Online Shopping. 

• Additional Cards For Family Members. 

• Instant Discounts. 

• Purchase Protection Lost, Stolen Or Damaged Items Provided By Visa International. 

• Extended Warranty For Purchases Provided By Visa International.

• Enjoy Access At Over 1000 Airport Lounges Globally Though “Lounge Key” Program. 

• Pay 100% Of The Amount Due On Your Card’s Monthly Statement. 

• Mokafaa Program Allows You To Earn 4 Points Domestic Per SAR 1 In Your Purchasing And 5 Points In International With Your Card. 

• 24/7 Global Concierge Services That Can Assist You With Your Needs Flights Bookings, Hotels, Car Rental, And Events Tickets Etc. 

• Safe Online Shopping. 

• Additional Cards For Family Members. 

• Instant Discounts. 

• Purchase Protection Lost, Stolen Or Damaged Items Provided By Visa International. 

• Extended Warranty For Purchases Provided By Visa International.

• Annual Fees: Free 

• Supplementary Card Fees: Free 

• Tawarruq Profit Rate: 2.49% 

• Card Replacement Fees: SAR 100 

• Late Payment Fees: SAR 100 

• Cash Advance Fees: SAR 75 

• PIN Mailer Re-issuance Fees: SAR 40 

• Dispute Fees (False Disputes): SAR 50 

• Additional Statement Fees: SAR 40 

• Foreign Currency Mark-up: 2.25% 

• Minimum Payment Due: 5% or SAR 100 (Whichever is higher)

• Customer’s age must range between 18-65 years 

• Customer must have an account with SAIB 

• Customer must be employed, self-employed, retired, or average balance accountholders

• Filled and signed Credit Card Application form 

• A valid National ID for Saudis and passport for Expatriates 

• Salary certificate 

• 3-month bank statement 

• Copy of ID for potential supplementary cardholder 

• Valid commercial registration for self-employed along with 12-month bank statement

Full Digital Experience:

Start enjoying the benefits of your SAIB Credit Card by activating it via “Flexx Touch” mobile application.

Contactless Payment Service:

Pay your purchases safely and easily by swiping your card on POS devices with Contactless Payment Service.

Apple Pay:

dd your SAIB cards to Apple Pay and enjoy secured and fast payments inside and outside the Kingdom (in stores and online).

Easy Payment Plan - 0% Profit Rate

Buy now and pay later with SAIB Easy Payment Plan program! It is designed to enable credit cardholders of making large purchases and converting them to easy and equal monthly payments in 3, 6, 9, or 12 months at selected partners with 0% profit rate (either by shopping online or at showrooms and stores).

Travel and Lifestyle Benefit

Global Airport Lounge Access

Enjoy access to 25 luxurious airport lounges through DragonPass membership

No registration is required to activate the lounge benefit for your Visa Platinum Card

Meet and Assist Service at Airports

Enjoy discounts of up to 15% off retail rates at over 450 destinations globally by booking with your Visa Platinum credit card

Cardholders can book from here and the discount will be applied directly

Services must be booked at least 72 hours prior to commencement of travel

Offer not to be used in conjunction with other promotions

Cardholders can also book other services such as limo transfer, visa on arrival, baggage porters, etc.

The Entertainer

Incredible experiences await you with The Entertainer! Download "Xperience with the ENTERTAINER" mobile application and register using your Visa Platinum credit card to treat yourself to exclusive 2-for-1 deals on food and entertainment in addition to over 5,000 travel discounts.

4 Months FREE with Anghami

Subscribe to Anghami Plus with your Visa Platinum credit card, and enjoy up to 4 months for free for the first year!

Subscribe from here with your Visa Platinum credit card, and get one month free for every 2-month subscription.

Jumeirah Offers

Up to 25% off stays at the following Jumeirah properties:

Madinat Jumeirah

Jumeirah Royal Saray

Jumeirah Messilah Beach Hotel

Jumeirah Port Soller Hotel & Spa

Jumeirah Frankfurt

Grosvenor House Suites by Jumeirah Living

Jumeirah Lowndes Hotel

Capri Palace Jumeirah

Visa Luxury Hotels Collection

VLHC includes over 900 intriguing and prestigious properties, providing a premium collection of benefits specially designed to offer an unparalleled experience.

Offers:

Best available rate

Automatic Room Upgrade upon arrival

Complimentary in-room Wi-Fi

Complimentary breakfast daily

$25 USD food or beverage credit

VIP guest status

3PM check out (upon request)

Book must be made from here

DragonPass

Enjoy special offers at over 200 airport restaurants globally. Please download the app "Dine & Travel Companion" and register in order to view the offers and the DragonPass Terms and Conditions

* Convert your purchases into flexible installment plans starting from 0% and up to 24 months 

* Get instant points and redeem them however you want in addition to cash back on supermarket purchases! 

* Competitive exchange rates make the meem credit card the perfect travel companion 

* Possibility to request additional cards 

*Near Field Communication 

* Easy to pay via POS 

* Access to more than 25 airport lounges around the world 

* Various offers and discounts to get the most from your meem credit card 

* “Safe Mode” to stop and restart your card when desired and at any time 

* Buyer Protection 

* Mada Pay service 

* Apple Pay service 

* Compliant with the global standard for information security ""PCI DSS"

* Shariah Compliant. 

* meem As’hal program with monthly profit rate starting from 0% instalment 

* Near Field Communication (NFC) feature. 

* Lowest FX Fee. 

* Lowest Annual Fee. 

* Up to 3% Cash back. 

* Safety Mode. 

* 3D Security. 

* Access to VIP Airport Lounges. 

* Extended Warranty. 

* Purchase Protection.

Late Payment Fee 

SAR 100 

monthly profit margin 

2.25% 

Transaction Dispute Fee (unsuccessful) 

SAR 50 

Cash withdrawal fee (up to SAR 5,000) 

SAR 75 

Cash withdrawal fees (more than 5000 SAR) 

Maximum 3%,300 SAR 

Foreign currency conversion fee 

2.70% 

Additional copies of the account statement 

SAR 50 

Replacement card fee 

SAR 150 

Cash Transaction Financing Fee 

It is calculated from the date of the transaction 

Temporary Credit Limit Increase 

SAR 50

Current account with Banque Saudi Fransi

Age: Minimum 18 years, Maximum 60 years for non-priority clients

Signed copy of ID

Salary certificate Letter & Payslip

Last 3 months account statement reflecting salary (if salary not assigned)

Commercial registration (only for self-employed)

Company certificate (only for self-employed)

Copy of last 6 months bank statement (only for self-employed)

Complete and signed application and terms and conditions

For supplementary cards: a signed copy of the user’s ID

Current account with Banque Saudi Fransi 

Age: Minimum 18 years, Maximum 60 years for non-priority clients 

Signed copy of ID 

Salary certificate Letter & Payslip 

Last 3 months account statement reflecting salary (if salary not assigned) 

Commercial registration (only for self-employed) 

Company certificate (only for self-employed) 

Copy of last 6 months bank statement (only for self-employed) 

Complete and signed application and terms and conditions 

For supplementary cards: a signed copy of the user’s ID

Current account with Banque Saudi Fransi 

Age: Minimum 18 years, Maximum 60 years for non-priority clients 

Signed copy of ID 

Salary certificate Letter & Payslip 

Last 3 months account statement reflecting salary (if salary not assigned) 

Commercial registration (only for self-employed) 

Company certificate (only for self-employed) 

Copy of last 6 months bank statement (only for self-employed) 

Complete and signed application and terms and conditions 

For supplementary cards: a signed copy of the user’s ID

Rewards points 

Payment by credit card through digital channels 

Safe Shopping Service 

Electronic account statement

The comprehensive rewards program Jani

Pay utility bills

Exclusive offers and discounts

Easy Payment Program - Installments - Zero Interest

Hundreds of valuable offers via the VISA Explorer app

Late Payment Fee 

SAR 100 

monthly profit margin 

2.25% 

Transaction Dispute Fee (unsuccessful) 

SAR 50 

Cash withdrawal fee (up to SAR 5,000) 

SAR 75 

Cash withdrawal fees (more than 5000 SAR) 

Maximum 3%,300 SAR 

Foreign currency conversion fee 

2.70% 

Additional copies of the account statement 

SAR 50 

Replacement card fee 

SAR 150 

Cash Transaction Financing Fee 

It is calculated from the date of the transaction 

Temporary Credit Limit Increase 

SAR 50

Current account with Banque Saudi Fransi

Age: Minimum 18 years, Maximum 60 years for non-priority clients

Signed copy of ID

Salary certificate Letter & Payslip

Last 3 months account statement reflecting salary (if salary not assigned)

Commercial registration (only for self-employed)

Company certificate (only for self-employed)

Copy of last 6 months bank statement (only for self-employed)

Complete and signed application and terms and conditions

For supplementary cards: a signed copy of the user’s ID

Current account with Banque Saudi Fransi 

Age: Minimum 18 years, Maximum 60 years for non-priority clients 

Signed copy of ID 

Salary certificate Letter & Payslip 

Last 3 months account statement reflecting salary (if salary not assigned) 

Commercial registration (only for self-employed) 

Company certificate (only for self-employed) 

Copy of last 6 months bank statement (only for self-employed) 

Complete and signed application and terms and conditions 

For supplementary cards: a signed copy of the user’s ID

Current account with Banque Saudi Fransi 

Age: Minimum 18 years, Maximum 60 years for non-priority clients 

Signed copy of ID 

Salary certificate Letter & Payslip 

Last 3 months account statement reflecting salary (if salary not assigned) 

Commercial registration (only for self-employed) 

Company certificate (only for self-employed) 

Copy of last 6 months bank statement (only for self-employed) 

Complete and signed application and terms and conditions 

For supplementary cards: a signed copy of the user’s ID

Electronic statement of account: Available

Safe Shopping Service: Available

Reward Points: Available

Payment by credit card via digital channels: Available

Jani Comprehensive Rewards Program: Available 

Payment of utility bills: Available 

Easy Payment Program - Installments - Zero Interest: Available 

• Annual Fees: Free 

• Supplementary Card Fees: Free 

• Tawarruq Profit Rate: 2.49% 

• Card Replacement Fees: SAR 100 

• Late Payment Fees: SAR 100 

• Cash Advance Fees: SAR 75 

• PIN Mailer Re-issuance Fees: SAR 40 

• Dispute Fees (False Disputes): SAR 50 

• Additional Statement Fees: SAR 40 

• Foreign Currency Mark-up: 2.75% 

• Minimum Payment Due: 5% or SAR 100 (Whichever is higher)

• Customer’s age must range between 18-65 years. 

• Customer must have an account with SAIB. 

• Customer must be employed, self-employed, retired, or average balance accountholders. 

• Note: The Bank reserves the right to accept or reject an application based on the policy in place at the time of the request.

• Filled and signed Credit Card Application form. 

• A valid National ID for Saudis. 

• Salary certificate. 

• 3-month bank statement. 

• Copy of ID for potential supplementary cardholder. 

• Valid commercial registration for self-employed along with 12-month bank statement. 

• For more information please call free number at 800 124 8000.

Full Digital Experience

Start enjoying the benefits of your SAIB Credit Card by activating it via “Flexx Touch” mobile application.

Contactless Payment Service

Pay your purchases safely and easily by swiping your card on POS devices with Contactless Payment Service.

Apple Pay

Add your SAIB cards to Apple Pay and enjoy secured and fast payments inside and outside the Kingdom (in stores and online).

Purchase Protection

Shop with ease of mind. With Purchase Protection, your purchases are insured in case of loss, accidental damage or theft.

Protection Against Fraud

Shop with ease of mind. With Purchase Protection, your purchases are insured in case of loss, accidental damage or theft. For details, please click here.

Extended Warranty

Extended warranty doubles the warranty period offered by the merchant for up to 1 year.

Easy Payment Plan - 0% Profit Rate

Buy now and pay later with SAIB Easy Payment Plan program! It is designed to enable credit cardholders of making large purchases and converting them to easy and equal monthly payments in 3, 6, 9, or 12 months at selected partners with 0% profit rate (either by shopping online or at showrooms and stores).

Travel and Lifestyle Benefits

Global Concierge Service

Enjoy a 24-hour global lifestyle premium service, which includes travel information, arrangements, reservation assistance for premium restaurants, bookings for entertainment events, shopping information, gift arrangement and delivery, health clubs, business services and many more.

Now you can access the digital concierge channel in addition to other means of communication. The digital concierge is a fully mobile responsive portal, enabling you to search and book on-the-go. You will also be able to talk to our Lifestyle Managers 24/7 via the Live Chat. Click here to access the online platform and discover Visa Signature’s world.

International Numbers: +973 1667 5426 / +971 4361 1234 /+44 207 8502829

Local Number: 800 8443 488

Global Airport Lounge Access

Enjoy access to 1000+ luxurious airport lounges over 300 cities across the globe with LoungeKey.

No registration is required to activate the lounge benefit for your Visa Signature credit card

SAIB Visa Signature credit cardholder visits are free for the first 12 visits per year (Gregorian year). Afterwards, cardholder will be charged $32 per guest per visit.

After attending the first visit cardholder needs to complete one (1) international transaction (of minimum of $1) in each calendar year to avail from this feature

Cardholder should mention "LoungeKey" to the lounge reception staff when showing his Visa Signature Credit Card as a member of LoungeKey

Meet and Assist Service at Airports

Enjoy discounts of up to 15% off retail rates at over 450 destinations globally by booking with your Visa Platinum credit card

Cardholders can book from here and the discount will be applied directly

Services must be booked at least 72 hours prior to commencement of travel

Offer not to be used in conjunction with other promotions

Cardholders can also book other services such as limo transfer, visa on arrival, baggage porters, etc.

International Medical and Travel Assistance

Visa Signature Credit Card provides you and your family a free International Medical and Travel Assistance while traveling outside the Kingdom for up to 90 days. Complimentary services include helping you to get medical telephone advice, putting you in touch with a local medical service provider and with someone to monitor your medical condition both during and after hospitalization -God forbids.

Money Back on Entertainment Subscriptions

Enjoy 50% Money Back on entertainment subscriptions (Up to $5 per month.

Jumeirah Offers

Up to 25% off stays at the following Jumeirah properties:

Madinat Jumeirah

Jumeirah Royal Saray

Jumeirah Messilah Beach Hotel

Jumeirah Port Soller Hotel & Spa

Jumeirah Frankfurt

Grosvenor House Suites by Jumeirah Living

Jumeirah Lowndes Hotel

Capri Palace Jumeirah

DragonPass

Enjoy special offers at over 200 airport restaurants globally. Please download the app "Dine & Travel Companion" and register in order to view the offers and the DragonPass Terms and Conditions

Travel Insurance

Use your Visa Signature credit card to pay for your travel expenses, and you and your family will be provided with complementary Travel Insurance with a maximum trip duration of 90 days.

For any claims, please email the VISA team at creditcardclaims@crawco.me with the following information:

Cardholder’s name

First 9 digits of card number

Cardholder’s address

The policy or section under which the claim applies

The Entertainer

Incredible experiences await you with The Entertainer! Download "Xperience with the ENTERTAINER" mobile application and register using your Visa Signature credit card to treat yourself to exclusive 2-for-1 deals on food and entertainment in addition to over 5,000 travel discounts.

Visa Luxury Hotels Collection

VLHC includes over 900 intriguing and prestigious properties, providing a premium collection of benefits specially designed to offer an unparalleled experience.

Offers:

Best available rate

Automatic Room Upgrade upon arrival

Complimentary in-room Wi-Fi

Complimentary breakfast daily

$25 USD food or beverage credit

VIP guest status

3PM check out (upon request)

Careem Airport Transfers

Enjoy discounted airport transfers with Careem when you pay with your Visa Signature credit card.

• Annual Fees (First Year): Free 

• Annual Fees (Second year onward): SAR 299 

• Supplementary Card Fees: Free 

• Tawarruq Profit Rate: 2.49% 

• Card Replacement Fees: SAR 100 

• Late Payment Fees: SAR 100 

• Cash Advance Fees: SAR 75 

• PIN Mailer Re-issuance Fees: SAR 40 

• Dispute Fees (False Disputes): SAR 50 

• Additional Statement Fees: SAR 40 

• Foreign Currency Mark-up: 2.75% 

• Minimum Payment Due: 5% or SAR 100 (Whichever is higher)

• Customer’s age must range between 18-65 years. 

• Customer must have an account with SAIB. 

• Customer must be employed, self-employed, retired, or average balance accountholders. 

• Note: The Bank reserves the right to accept or reject an application based on the policy in place at the time of the request.

• Filled and signed Credit Card Application form. 

• A valid National ID for Saudis. 

• Salary certificate. 

• 3-month bank statement. 

• Copy of ID for potential supplementary cardholder. 

• Valid commercial registration for self-employed along with 12-month bank statement. 

• For more information please call free number at 800 124 8000.

Cashback on Transactions

Enjoy up to 10% cashback on everyday spends.

Full Digital Experience

Start enjoying the benefits of your SAIB Credit Card by requesting and activating it via “Flexx Touch” mobile application.

Apple Pay

Add your SAIB cards to Apple Pay and enjoy secured and fast payments inside and outside the Kingdom (in stores and online).

Financial and Security Benefits

Easy Payment Plan - 0% Profit Rate

Buy now and pay later with SAIB Easy Payment Plan program! It is designed to enable credit cardholders of making large purchases and converting them to easy and equal monthly payments in 3, 6, 9, or 12 months at selected partners with 0% profit rate (either by shopping online or at showrooms and stores).

Purchase Protection

Shop with ease of mind. With Purchase Protection, your purchases are insured in case of loss, accidental damage or theft.

Extended Warranty

Extended warranty doubles the warranty period offered by the merchant for up to 1 year.

Terms and Conditions:

Full payment of purchased items must be made with your Platinum Cashback Credit Card

New item purchases only

Proof of full payment with Platinum Cashback Credit Card is required

Travel and Lifestyle Benefits

Global Airport Lounge Access

Enjoy access to 25 luxurious airport lounges through LoungeKey membership

No registration is required to activate the lounge benefit for your Platinum Cashback Credit Card

Meet and Assist Service at Airports

Enjoy discounts of up to 15% off retail rates at over 450 destinations globally by booking with your Platinum Cashback Credit Card

Cardholders can book from here and the discount will be applied directly

Services must be booked at least 72 hours prior to commencement of travel

Offer not to be used in conjunction with other promotions

Cardholders can also book other services such as limo transfer, visa on arrival, baggage porters, etc.

The Entertainer

Incredible experiences await you with The Entertainer! Download "Xperience with the ENTERTAINER" mobile application and register using your Platinum Cashback Credit Card to treat yourself to exclusive 2-for-1 deals on food and entertainment in addition to over 5,000 travel discounts.

4 Months FREE with Anghami

Subscribe to Anghami Plus with your Platinum Cashback Credit Card, and enjoy up to 4 months for free for the first year!

Subscribe from here with your Platinum Cashback Credit Card, and get one month free for every 2-month subscription.

DragonPass

Enjoy special offers at over 200 airport restaurants globally. Please download the app "Dine & Travel Companion" and register in order to view the offers and the DragonPass Terms and Conditions

Jumeirah Offers

Up to 25% off stays at the following Jumeirah properties:

Madinat Jumeirah

Jumeirah Royal Saray

Jumeirah Messilah Beach Hotel

Jumeirah Port Soller Hotel & Spa

Jumeirah Frankfurt

Grosvenor House Suites by Jumeirah Living

Jumeirah Lowndes Hotel

Capri Palace Jumeirah

Visa Luxury Hotels Collection

VLHC includes over 900 intriguing and prestigious properties, providing a premium collection of benefits specially designed to offer an unparalleled experience.

Offers:

Best available rate

Automatic Room Upgrade upon arrival

Complimentary in-room Wi-Fi

Complimentary breakfast daily

$25 USD food or beverage credit

VIP guest status

3PM check out (upon request)

Late Payment Fee 

SAR 100 

monthly profit margin 

2.25% 

Transactional Dispute Fee (unsuccessful) 

SAR 50 

Cash withdrawal fee (up to SAR 5,000) 

SAR 75 

Cash withdrawal fees (more than 5000 SAR) 

Maximum 3%,300 SAR 

Foreign currency conversion fee 

2.70% 

Additional copies of the account statement 

SAR 50 

Replacement card fee 

SAR 150 

Cash Transaction Financing Fee 

It is calculated from the date of the transaction 

Temporary Credit Limit Increase 

SAR 50

Current account with Banque Saudi Fransi

Age: Minimum 18 years, Maximum 60 years for non-priority clients

Signed copy of ID

Salary certificate Letter & Payslip

Last 3 months account statement reflecting salary (if salary not assigned)

Commercial registration (only for self-employed)

Company certificate (only for self-employed)

Copy of last 6 months bank statement (only for self-employed)

Complete and signed application and terms and conditions

For supplementary cards: a signed copy of the user’s ID

Payment by credit card via digital channels: Available

Late Payment Fee 

SAR 100 

Monthly fee to pay 

2.25% 

Fee for disputes related to workers (unsuccessful) 

SAR 50 

Cash withdrawal fee (up to SAR 5,000) 

SAR 75 

Cash withdrawal fee (more than SAR 5,000) 

Maximum 3%,300 SAR 

Foreign currency conversion fee 

2.70% 

Additional copies of the account statement 

SAR 50 

Replacement card fee 

SAR 150 

Cash Transaction Financing Fee 

It is calculated from the date of the transaction 

Temporary Credit Limit Increase 

SAR 50 

Credit limit (example) 10,000 

Annual Percentage Rate 

38.53% 

All product and service fees are in addition to VAT at 5%*

Current account with Banque Saudi Fransi 

Age: Minimum 18 years, Maximum 60 years for non-priority clients 

Signed copy of ID 

Salary certificate Letter & Payslip 

Last 3 months account statement reflecting salary (if salary not assigned) 

Commercial registration (only for self-employed) 

Company certificate (only for self-employed) 

Copy of last 6 months bank statement (only for self-employed) 

Complete and signed application and terms and conditions 

For supplementary cards: a signed copy of the user’s ID

Secure Fransi Plus and Fransi mobile 

Replacement for lost/stolen credit card 

Cash advance up to %30 of the credit limit 

Special discount

Late Payment Fee 

SAR 100 

Monthly fee to pay 

2.20% 

Fee for disputes related to workers (unsuccessful) 

SAR 50 

Cash withdrawal fee (up to SAR 5,000) 

SAR 75 

Cash withdrawal fee (more than SAR 5,000) 

Maximum 3%,300 SAR 

Foreign currency conversion fee 

2.70% 

Additional copies of the account statement 

SAR 50 

Replacement card fee 

SAR 150 

Cash Transaction Financing Fee 

It is calculated from the date of the transaction 

Temporary Credit Limit Increase 

SAR 50 

Credit limit (example) 10,000 

Annual Percentage Rate 

37.71 .% 

All product and service fees are in addition to VAT at 5%*

This is the card for your everyday purchases with extra peace of mind. May it be for groceries, restaurants and the needed vacations.

Late Payment Fee 

SAR 100 

monthly profit margin 

2.25% 

Transactional Dispute Fee (unsuccessful) 

SAR 50 

Cash withdrawal fee (up to SAR 5,000) 

SAR 75 

Cash withdrawal fees (more than 5000 SAR) 

Maximum 3%,300 SAR 

Foreign currency conversion fee 

2.70% 

Additional copies of the account statement 

SAR 50 

Replacement card fee 

SAR 150 

Cash Transaction Financing Fee 

It is calculated from the date of the transaction 

Temporary Credit Limit Increase 

SAR 50 

Credit limit (example) 10,000 

Annual Percentage Rate 

41.35% 

All product and service fees are in addition to VAT at 5%*

Current account with Banque Saudi Fransi

Age: Minimum 18 years, Maximum 60 years for non-priority clients

Signed copy of ID

Salary certificate Letter & Payslip

Last 3 months account statement reflecting salary (if salary not assigned)

Commercial registration (only for self-employed)

Company certificate (only for self-employed)

Copy of last 6 months bank statement (only for self-employed)

Complete and signed application and terms and conditions

For supplementary cards: a signed copy of the user’s ID

For more info, please visit www.mastercard.com/sa

Or download “Mastercard For You” application

Extended Warranty 

Credit Card Payment through Electronic Channels 

Secure online transactions 

E-Statement 

Free Lounge Access 

JANA Reward Program Points

SADAD Pay utility billsSpecial offers and discounts Easy Payment plan ( 0% margin) 

Mastercard Buy 1 Get 1 App to browse the best offers with 900+ offers across 90+ destinations and 600+ merchants get up to 30% off on your flights and hotel bookings around the 

world with Cleartrip 

Enjoy your first ride free (for new Careem customers only) and 20% OFF three rides every month 

Visa cardholders enjoy a 30% discount on shipping from the USA for an entire year with MyUs.comPurchases protection

Late Payment Fee

SAR 100

monthly profit margin

2.25%

Transactional Dispute Fee (unsuccessful)

SAR 50

Cash withdrawal fee (up to SAR 5,000)

SAR 75

Cash withdrawal fees (more than 5000 SAR)

Maximum 3%,300 SAR

Foreign currency conversion fee

2.70%

Additional copies of the account statement

SAR 50

Replacement card fee

SAR 150

Cash Transaction Financing Fee

It is calculated from the date of the transaction

Temporary Credit Limit Increase

SAR 50

Credit limit (example) 10,000

Annual Percentage Rate

41.35%

All product and service fees are in addition to VAT at 5%*

Current account with Banque Saudi Fransi

Age: Minimum 18 years, Maximum 60 years for non-priority clients

Signed copy of ID

Salary certificate Letter & Payslip

Last 3 months account statement reflecting salary (if salary not assigned)

Commercial registration (only for self-employed)

Company certificate (only for self-employed)

Copy of last 6 months bank statement (only for self-employed)

Complete and signed application and terms and conditions

For supplementary cards: a signed copy of the user’s ID

For more info, please visit www.mastercard.com/sa

Or download “Mastercard For You” application

Extended Warranty 

Credit Card Payment through Electronic Channels 

Secure online transactions 

E-Statement 

Free Lounge Access 

JANA Reward Program Points

SADAD Pay utility billsSpecial offers and discounts Easy Payment plan ( 0% margin) 

Mastercard Buy 1 Get 1 App to browse the best offers with 900+ offers across 90+ destinations and 600+ merchants get up to 30% off on your flights and hotel bookings around the 

world with Cleartrip 

Enjoy your first ride free (for new Careem customers only) and 20% OFF three rides every month 

Visa cardholders enjoy a 30% discount on shipping from the USA for an entire year with MyUs.comPurchases protection

• Annual fees for credit card: SAR 350

• Monthly profit margin: Salary Transfer Customer: 2.4%

                         Non- Salary Transfer Customer: 2.55%

• Total annual profit margin:Salary Transfer Customer: 32.92%

                             Non-Salary Transfer Customer: 35.28%

• Additional fee on non-Saudi Riyal transactions: 3%

• Dynamic transfer commission: 2.25%

• Supplementary credit card fees: Free

• Minimum monthly payments: 5% of the due amount, or SAR100. Whichever is higher

• Cash withdrawal fees: SAR 75 per transaction of amount up to SAR 5,000 and 3% or

  SAR 300, whichever is less, for transactions that exceed SAR 5,000

• Late payment: SAR 100

• Reactivating the card (Islamic card only): SAR 100

• Replacements card fees: SAR 50 (based on bank estimation)

• Credit Shield fees (optional): 0.49% of the total outstanding balance, adding it to Card account every month

• Issuing a Transaction: SAR 50

• Copy of valid Saudi National ID for Saudis.

• Copy of valid Iqama or passport for non-Saudis.

• Salary certificate mentioning the starting date.

• The Customer must be 18 years or older.

• Should be salaried or self-employed.

• Copy of valid Saudi national ID for Saudi nationals.

• Copy of valid resident Identity card or Passport for non-Saudi nationals.

• Should be 18 years or older.

• Should be salaried or self-employed.

• Copy of valid Saudi national ID for Saudi nationals.

• Copy of valid resident Identity card or Passport for non-Saudi nationals.

• Should be 18 years or older.

• Should be salaried or self-employed.

• Free delivery on the next day for Noon express purchases.

• Priority in Noon customer service.

• Exclusive offers for restaurants, entertainment and more.

• The card will be free of charges for the first year, and the fees will be waived in the following year when paying an amount of SAR 12,000 or more.

• 3.5% Cashback on noon, noon grocery and SIVVI

• 1% Cashback on all other transactions

• Free next day delivery on noon express items

• Without annual fees for the first year and the fees will be waived in the following year when paying an amount of SAR 12,000 or more

• Annual Membership Fee: SAR 1,500

            Free for Private Banking customers

• Annual Percentage Rate: 2.08% per month-28.02% per annul

• Late Payment: SAR 100

• Cash Withdrawal Fees: SAR 75 per transaction of amount up to SAR 5,000 and 3% or SAR 300, whichever is less, for transactions that exceed SAR 5,000

• Additional fee on international transactions: 2.69%

• Annual Membership Fee (Additional Credit Card): Free

• Annual Membership Fee (Supplementary Credit Card): SAR 50

• Replacement Card: SAR 50

• Credit Shield (Optional): 0.49% of the total outstanding balance

• Monthly Minimum Payment: 5% of the total due or SAR 100, whichever is higher

• Fee for issuing a Transaction doc: SAR 50

• VIP airports lounges access fee: Unlimited, complimentary free access for the cardholder and one guest to over 1000 LoungeKey, Marhaba, and CAC lounges in more than 450 cities in over 135 countries worldwide. ** in case of more than one guest it will counted as $32 fees per guest.

• Copy of valid Saudi national ID for Saudi nationals.

• Copy of valid resident Identity card or Passport for non-Saudi nationals.

• Salary certificate mentioning employment start date for salaried individuals.

• Should be 18 years or older.

• Should be salaried or self-employed.

• Copy of valid Saudi national ID for Saudi nationals.

• Copy of valid resident Identity card or Passport for non-Saudi nationals.

• Should be 18 years or older.

• Should be salaried or self-employed.

• No annual fees for life.

• Unlimited lounge access across at 850+ airports worldwide for the cardholder and one accompanying guest.

• Get free accommodation in more than 200 participant hotel of Marriott Bonvoy in the Middle East and Africa.

• World Elite Concierge service 24/7.

• Enjoy a great discounts on airlines, car rentals & retail stores.

• Discounted Fast track travel Visa service.

• An Unrivaled shopping experience & luxury spa discounts.

• Peace of mind during travel through comprehensive travel inconvenience, medical insurance & fraud protection.

• Receive your credit card PIN securely and instantly through your Riyad Online account. To know how all you need to do is to follow the steps shown in the video.

• Contactless Payment service.

• Emergency services to meet your needs, such as credit cards delivery inside & outside the kingdom and emergency cash while travelling.

• As World Elite MasterCard credit cardholder, you will automatically enroll to Hassad rewards program, where points redemption can be made through Riyad Online, and Riyad Mobile and earn 4000 Hassad points as bonus when spending SAR 40,000 within the first three months.

• Annual Membership Fee: SAR 750 - Free for Diamond Banking customers

• Annual Percentage Rate: 2.08% per month-28.02% per annul

• Late Payment: SAR 100

• Cash Withdrawal Fees: SAR 75 per transaction of amount up to SAR 5,000 and 3% or SAR 300, whichever is less, for transactions that exceed SAR 5,000

• Additional fee on international transactions: 2.69%

• Annual Membership Fee (Additional Credit Card): Free

• Annual Membership Fee (Supplementary Credit Card): SAR 50

• Replacement Card: SAR 50

• Credit Shield (Optional): 0.49% of the total outstanding balance

• Monthly Minimum Payment: 5% of the total due or SAR 100, whichever is higher

• Fee for issuing a Transaction doc: SAR 50

• VIP airports lounges access fee: Unlimited, complimentary free access for the cardholder and one guest to over 1000 LoungeKey, Marhaba, and CAC lounges in more than 450 cities in over 135 countries worldwide. ** in case of more than one guest it will counted as $32 fees per guest.

• Copy of valid Saudi national ID for Saudi nationals

• Copy of valid resident Identity card or Passport for non-Saudi nationals

• Salary certificate mentioning employment start date for salaried individuals

• Should be 18 years or older

• Should be salaried or self-employed

• Copy of valid Saudi national ID for Saudi nationals

• Copy of valid resident Identity card or Passport for non-Saudi nationals

• Should be 18 years or older

• Should be salaried or self-employed

• As a Diamond Banking customer you are exempted from the annual fees for the credit card, but if you lose your program membership you will be charged for the annual fees

• As World MasterCard Credit cardholder, you have unlimited Lounge access at 850+ airports worldwide

• Complimentary nights at more than 200 hundreds participant hotels in the middle east and Africa of Bonvoy Marriott

• Discounts on airlines, car rentals & retail stores

• Online shopping privileges & luxury spa discounts

• Peace of mind during travel through comprehensive travel inconvenience, medical insurance & fraud protection

• Receive your credit card PIN securely and instantly through your Riyad Online account. To know how all you need to do is to follow the steps shown in the video.

• Contactless Payment service for purchases below SAR 300

• Emergency services to meet your needs, such as credit cards delivery inside & outside the kingdom and emergency cash while travelling

• Automatic enrollment into "Hassad" rewards program with Hassad points redemption through Riyad Online and Riyad Mobile with variety of merchants

• Earn 1,600 Hassad points as bonus when spending SAR 25,000 within the first three months from the date of activation of the card

• Visit World MasterCard website for the latest World MasterCard credit card offers

• No annual fees for Diamond Banking customers if they continue with the program’s membership.

• Unlimited Lounge access at airports worldwide.

• Travel Insurance.

• Annual Membership Fee: SAR 500

• Monthly Term Cost: Relationship: 2.35 % - Non-Relationship: 2.50 %

• Annual Profit Rate:Relationship: 32.15 % - Non-Relationship: 34.48 %

• Late Payment: SAR 100

• Cash Withdrawal Fees: SAR 75 per transaction of amount up to SAR 5,000 and 3% or SAR 300, whichever is less, for transactions that exceed SAR 5,000

• Additional fee on international transactions: 2.69%

• Annual Membership Fee (Supplementary Credit Card):Free

• Replacement Card: SAR 50

• Credit Shield (Optional):0.49% of the total outstanding balance

• Monthly Minimum Payment: 5% of the total due or SAR 100, whichever is higher

• Fee for issuing a Transaction doc: 50 SAR

• VIP airports lounges access fee:Free VIP lounge access to 1100+ airports around the world for the cardholder only. ** And for additional guest it will counted as $32 fees per guest.

• Copy of valid Saudi National ID for Saudis.

• Copy of valid Iqama or passport for non-Saudis.

• Salary certificate mentioning the starting date.

• The Customer must be 18 years or older.

• Should be salaried or self-employed.

• Copy of valid Saudi national ID for Saudi nationals

• Copy of valid resident Identity card or Passport for non-Saudi nationals

• Should be 18 years or older

• Should be salaried or self-employed

• As a Golden Banking Customer the annual fees for the Credit card will be waived, unless the membership is no longer valid annual fees will be considered

• Free Access to the Visa Signature Concierge service 24/7 for your travel plans, reservations, and many more

• As a Visa Signature Card holder, register and enjoy lounge key services that allows you a complimentary airport VIP lounge access to 1100+ airports around the world

• Free travel insurance on purchase of tickets using the Riyad Bank's credit card

• Extended warranty on items bought using the card

• Purchase protection on items bought using the card

• 3D Secure for safe online shopping

• Credit Shield for outstanding balance in case of any unforeseen events (may God forbid)

• Medical and legal referral service while travelling abroad for up to 90 days

• Contactless Payment service

• Additional card for any of your family members

• Automatic enrolment into Hassad Rewards Program

• As a cardholder of Visa Signature Credit card you will be able to purchases goods and convert them to Qasset Program

• Enjoy 50 complimentary Hassad points upon activating your credit card, and earn 1,200 Hassad points as bonus when spending SAR 10,000 within the first three months

• Visa Signature card special offers (provided by Visa Int’l)

• Receive your credit card PIN securely and instantly through your Riyad Online account

• Get up to USD $5.00 (or equivalent in Saudi Riyals) as money back on monthly subscription payments for Satellite and Other Pay Television / Radio / Streaming Services

• Settlement period extends to a maximum of 10 days from the date of the transaction

• Free Travel Insurance

• Extended warranty

• Annual waived fees for Golden Banking membership

• Annual Membership Fee: SAR 500

• Monthly Term Cost: Relationship: 2.35 % - Non-Relationship: 2.50 %

• Annual Profit Rate:Relationship: 32.15 % - Non-Relationship: 34.48 %

• Late Payment: SAR 100

• Cash Withdrawal Fees: SAR 75 per transaction of amount up to SAR 5,000 and 3% or SAR 300, whichever is less, for transactions that exceed SAR 5,000

• Additional fee on international transactions: 2.69%

• Annual Membership Fee (Supplementary Credit Card):Free

• Replacement Card: SAR 50

• Credit Shield (Optional):0.49% of the total outstanding balance

• Monthly Minimum Payment: 5% of the total due or SAR 100, whichever is higher

• Fee for issuing a Transaction doc: 50 SAR

• VIP airports lounges access fee:Free VIP lounge access to 1100+ airports around the world for the cardholder only. ** And for additional guest it will counted as $32 fees per guest.

• Copy of valid Saudi national ID for Saudi nationals

• Copy of valid resident Identity card or Passport for non-Saudi nationals

• Salary certificate mentioning employment start date for salaried individual

• Should be 18 years or older

• Should be salaried or self-employed

• Copy of valid Saudi national ID for Saudi nationals

• Copy of valid resident Identity card or Passport for non-Saudi nationals

• Should be 18 years or older

• Should be salaried or self-employed

• Cashback Visa Signature gives you up to 10% Cashback on the eligible categories. For more please check the Cashback program’s terms and conditions

• Free access to more than 1100 airport lounges around 300 cities

• Cashback Visa Signature gives you a wide range of benefits including discounts and benefits on hotels

• Complimentary 24 hour Concierge Services, call within Saudi: 8008443488 , outside Saudi: +97143611234 / +442078502829

• Discounted rides with Careem, promo code: KSAVS

• Enjoy a variety of Dining offers in the Region

• Discounts and world wide access to Visa Golf

• Automatic enrolment into Qasset Program

• Free travel insurance on purchasing of tickets using the Riyad Bank’s Credit Card

• Extended warranty on purchases

• Cashback Reward Program

• Free access to airport lounges

• Travel insurance

• Annual Membership Fee: SAR 500

• Monthly Term Cost: Relationship: 2.35 % - Non-Relationship: 2.50 %

• Annual Profit Rate:Relationship: 32.15 % - Non-Relationship: 34.48 %

• Late Payment: SAR 100

• Cash Withdrawal Fees: SAR 75 per transaction of amount up to SAR 5,000 and 3% or SAR 300, whichever is less, for transactions that exceed SAR 5,000

• Additional fee on international transactions: 2.69%

• Annual Membership Fee (Supplementary Credit Card):Free

• Replacement Card: SAR 50

• Credit Shield (Optional):0.49% of the total outstanding balance

• Monthly Minimum Payment: 5% of the total due or SAR 100, whichever is higher

• Fee for issuing a Transaction doc: 50 SAR

• VIP airports lounges access fee:Free VIP lounge access to 1100+ airports around the world for the cardholder only. ** And for additional guest it will counted as $32 fees per guest.

• Copy of valid Saudi national ID for Saudi nationals

• Copy of valid resident Identity card or Passport for non-Saudi nationals

• Salary certificate mentioning employment start date for salaried individual

• Should be 18 years or older

• Should be salaried or self-employed

• Copy of valid Saudi national ID for Saudi nationals

• Copy of valid resident Identity card or Passport for non-Saudi nationals

• Should be 18 years or older

• Should be salaried or self-employed

• Free access to more than 1100 airport lounges around 300 cities

• Complimentary 24 hour Concierge Services:

• Call within Saudi: 8008443488

• Outside Saudi: +9714 361 1234 / +44 2078502829

• As Ladies Visa Signature card holder, you will get 25% discount on Jumeirah properties around the world

• Ladies Visa Signature card gives you 8% discount on selected hotels

• Ladies Visa Signature gives you discounts on more than 900 luxurious hotels around the world

• 12% discounts on reservations on agoda.com

• As Ladies Visa Signature card holder, you will have free rides with Careem

• Enjoy discounts on Green Fees at golf clubs across the globe using your Ladies Visa Signature card

• As Ladies Visa Signature card holder, you will be able to enjoy a variety of Dining offers in the Region

• Enjoy 20% on Jumeirah Dining world wide

• Get 20% on Meraas Dining using your Ladies Visa Signature card

• As Ladies Visa Signature card holder, you will be able to convert your purchases to Riyad Bank Qasset Program

• As ladies Visa signature holder, you earn 10% Cashback on retail Fashion and Accessories

• Free travel insurance on purchase of tickets using the Riyad Bnak's credit card

• Extended warranty on purchases

• As ladies Visa Signature holder, you earn up to 10% Cashback on retail Fashion and Accessories.

• Free access to more than 1100 airport lounges around 300 cities

• Ladies Visa signature gives you a wide range of benefits including discounts and benefits on hotels

• Complimentary 24 hour Concierge Services, call within Saudi: 8008443488 , outside Saudi: +9714 361 1234/+44 2078502829

• Discounted rides with Careem

• Enjoy a variety of Dining offers in the Region

• Discounts and world wide access to Visa Golf

• Automatic enrolment into Qasset Program

• Free travel insurance on purchase of tickets using the Riyad Bnak's credit card

• Extended warranty on purchases

• Get up to USD $5.00 (or equivalent in Saudi Riyals) as money back on monthly subscription payments for Satellite and Other Pay Television / Radio / Streaming Services

• Settlement period extends to a maximum of 10 days from the date of the transaction

Late Payment Fee

SAR 100

monthly profit margin

2.25%

Transactional Dispute Fee (unsuccessful)

SAR 50

Cash withdrawal fee (up to SAR 5,000)

SAR 75

Cash withdrawal fees (more than 5000 SAR)

Maximum 3%,300 SAR

Foreign currency conversion fee

2.70%

Additional copies of the account statement

SAR 50

Replacement card fee

SAR 150

Cash Transaction Financing Fee

It is calculated from the date of the transaction

Temporary Credit Limit Increase

SAR 50

Credit limit (example) 10,000

Annual Percentage Rate

41.35%

All product and service fees are in addition to VAT at 5%*

Current account with Banque Saudi Fransi

Age: Minimum 18 years, Maximum 60 years for non-priority clients

Signed copy of ID

Salary certificate Letter & Payslip

Last 3 months account statement reflecting salary (if salary not assigned)

Commercial registration (only for self-employed)

Company certificate (only for self-employed)

Copy of last 6 months bank statement (only for self-employed)

Complete and signed application and terms and conditions

For supplementary cards: a signed copy of the user’s ID

For more info, please visit www.mastercard.com/sa

Or download “Mastercard For You” application

SADAD Pay utility billsSpecial offers and discounts Easy Payment plan ( 0% margin) 

Mastercard Buy 1 Get 1 App to browse the best offers with 900+ offers across 90+ destinations and 600+ merchants get up to 30% off on your flights and hotel bookings around the 

world with Cleartrip 

Enjoy your first ride free (for new Careem customers only) and 20% OFF three rides every month 

Visa cardholders enjoy a 30% discount on shipping from the USA for an entire year with MyUs.comPurchases protection

Late Payment Fee

SAR 100

Monthly fee to pay

2.20%

Fee for disputes related to workers (unsuccessful)

SAR 50

Cash withdrawal fee (up to SAR 5,000)

SAR 75

Cash withdrawal fee (more than SAR 5,000)

Maximum 3%,300 SAR

Foreign currency conversion fee

2.70%

Additional copies of the account statement

SAR 50

Replacement card fee

SAR 150

Cash Transaction Financing Fee

It is calculated from the date of the transaction

Temporary Credit Limit Increase

SAR 50

Credit limit (example) 10,000

Annual Percentage Rate

37.71 .%

All product and service fees are in addition to VAT at 5%*

Current account with Banque Saudi Fransi

Minimum salary: 3,500 riyals (for Saudis), 5,000 riyals (for non-Saudis), 10,000 riyals (for self-employed)

Age: a minimum of 18 years and a maximum of 60 years for non-Tamayouz clients

A signed copy of ID

Salary definition letter and salary slip document

Account statement for the last 3 months showing salary (if salary has not been transferred)

Commercial Register (for self-employed persons)

Company identification certificate (for self-employed persons)

Account statement for the last 6 months showing salary (for self-employed persons)

Complete and sign the application form and terms and conditions

For additional cards, you must bring a signed copy of the user's ID

Extended Warranty 

Credit Card Payment through Electronic Channels 

Secure online transactions 

E-Statement 

Free Lounge Access 

JANA Reward Program Points

SADAD Pay utility billsSpecial offers and discounts Easy Payment plan ( 0% margin) 

Mastercard Buy 1 Get 1 App to browse the best offers with 900+ offers across 90+ destinations and 600+ merchants get up to 30% off on your flights and hotel bookings around the 

world with Cleartrip 

Enjoy your first ride free (for new Careem customers only) and 20% OFF three rides every month 

Visa cardholders enjoy a 30% discount on shipping from the USA for an entire year with MyUs.comPurchases protection

Late Payment Fee

SAR 100

monthly profit margin

2.25%

Transactional Dispute Fee (unsuccessful)

SAR 50

Cash withdrawal fee (up to SAR 5,000)

SAR 75

Cash withdrawal fees (more than 5000 SAR)

Maximum 3%,300 SAR

Foreign currency conversion fee

2.70%

Additional copies of the account statement

SAR 50

Replacement card fee

SAR 150

Cash Transaction Financing Fee

It is calculated from the date of the transaction

Temporary Credit Limit Increase

SAR 50

Credit limit (example) 10,000

Annual Percentage Rate

41.35%

All product and service fees are in addition to VAT at 5%*

Current account with Banque Saudi Fransi

Age: a minimum of 18 years and a maximum of 60 years for non-Tamayouz clients

A signed copy of ID

Salary definition letter and salary slip document

Account statement for the last 3 months showing salary (if salary has not been transferred)

Commercial Register (for self-employed persons)

Company identification certificate (for self-employed persons)

Account statement for the last 6 months showing salary (for self-employed persons)

Complete and sign the application form and terms and conditions

For additional cards, you must bring a signed copy of the user's ID

For more information please visit:

Everywhere you want to be | Visa (visamiddleeast.com)

Entering the airport lounges 

With AlFransi's Visa Signature and Infinite credit cards, you will get access to more than 900 airport lounges around the world to put your mind at ease during your travels. 

All you need is to download the Lounge Key application on your mobile to see all the lounges that you can enter around the world 

From 1/1/2019, you will have free access to the airport lounges, and it will be renewed every year if the minimum conditions for using the card (for each year) are met. 

The condition will apply if the card holder uses the equivalent of one US dollar annually through points of sale outside the Kingdom or through a transaction via websites located outside the Kingdom. Any entry that exceeds the free entry limit will be charged a fee of $27 per person per entry. Your free entry will be renewed at the beginning of each year.

Late Payment Fee

SAR 100

monthly profit margin

2.25%

Transactional Dispute Fee (unsuccessful)

SAR 50

Cash withdrawal fee (up to SAR 5,000)

SAR 75

Cash withdrawal fees (more than 5000 SAR)

Maximum 3%,300 SAR

Foreign currency conversion fee

2.70%

Additional copies of the account statement

SAR 50

Replacement card fee

SAR 150

Cash Transaction Financing Fee

It is calculated from the date of the transaction

Temporary Credit Limit Increase

SAR 50

Credit limit (example) 10,000

Annual Percentage Rate

41.35%

All product and service fees are in addition to VAT at 5%*

Current account with Banque Saudi Fransi

Age: Minimum 18 years, Maximum 60 years for non-priority clients

Signed copy of ID

Salary certificate Letter & Payslip

Last 3 months account statement reflecting salary (if salary not assigned)

Commercial registration (only for self-employed)

Company certificate (only for self-employed)

Copy of last 6 months bank statement (only for self-employed)

Complete and signed application and terms and conditions

For supplementary cards: a signed copy of the user’s ID

For more info, please visit www.mastercard.com/sa

Or download “Mastercard For You” application

Covers purchases made locally or internationally. 

Suitable for people who travel frequently.

Late Payment Fee

SAR 100

monthly profit margin

2.20%

Transactional Dispute Fee (unsuccessful)

SAR 50

Cash withdrawal fee (up to SAR 5,000)

SAR 75

Cash withdrawal fees (more than 5000 SAR)

Maximum 3%,300 SAR

Foreign currency conversion fee

2.70%

Additional copies of the account statement

SAR 50

Replacement card fee

SAR 150

Cash Transaction Financing Fee

It is calculated from the date of the transaction

Temporary Credit Limit Increase

SAR 50

Credit limit (example) 10,000

Annual Percentage Rate

41.35%

All product and service fees are in addition to VAT at 5%*

Current account with Banque Saudi Fransi

Age: a minimum of 18 years and a maximum of 60 years for non-Tamayouz clients

A signed copy of ID

Salary definition letter and salary slip document

Account statement for the last 3 months showing salary (if salary has not been transferred)

Commercial Register (for self-employed persons)

Company identification certificate (for self-employed persons)

Account statement for the last 6 months showing salary (for self-employed persons)

Complete and sign the application form and terms and conditions

For additional cards, you must bring a signed copy of the user's ID

For more information please visit:

Everywhere you want to be | Visa (visamiddleeast.com)

Entering the airport lounges 

With AlFransi's Visa Signature and Infinite credit cards, you will get access to more than 900 airport lounges around the world to put your mind at ease during your travels. 

All you need is to download the Lounge Key application on your mobile to see all the lounges that you can enter around the world 

From 1/1/2019, you will have free access to the airport lounges, and it will be renewed every year if the minimum conditions for using the card (for each year) are met. 

The condition will apply if the card holder uses the equivalent of one US dollar annually through points of sale outside the Kingdom or through a transaction via websites located outside the Kingdom. Any entry that exceeds the free entry limit will be charged a fee of $27 per person per entry. Your free entry will be renewed at the beginning of each year.

Card Issuance / Annual Fees (primary card) SAR 750

Supplementary Card Fee SAR 100

Monthly Profit Rate 2.75%

Late Payment Fee SAR 100 (not exceeding the outstanding amount)

Cash Withdrawal Fee SAR 75 for transactions up to SAR 5,000 and 3% for transactions above SAR 5,000 with a cap of SAR 300

International Transaction Fee (Foreign Exchange) 2.75%

Card Replacement Fee SAR 50

Duplicate Statement Fee Free

Temporary Limit Increase Fee SAR 50

Transaction Dispute Fee (unsuccessful) SAR 50

It introduces 8 cashback categories. 

Receive up to 5% cashback from the category of your choice. 

Flexibility to choose categories based on your future purchases on FransiPlus or FransiMobile . 

Receive instant cashback on the daily spends once the transaction appears on the card statement. 

No minimum spends required to avail cashback. 

Access to 25+ airport lounges in the Middle East and Levant

Access to airport lounges 

Lifestyle Credit Card allows you access 25+ airport lounges in the Middle East & Levant. For more information, please click here 

Special Offers and Discounts: 

You can benefit from the discounts at prestigious merchants tied up with Banque Saudi Fransi from dining to shopping, travel to entertainment, and much more. For details, please click here 

Global acceptance 

Enjoy the flexibility and convenience of using your card at more than 30 million merchants worldwide 

Easy Payment Plans – 0% Profit Rate Instalment Plan 

Easy Payment Plan is a 0% profit rate program designed for Banque Saudi Fransi credit cardholders to make large purchases easier by converting them into equal monthly instalments up to 12 months at selected partners. For details click here 

Supplementary cards for your family members 

Lifestyle Credit Card allows you to have additional supplementary cards for all your family members without a need for a separate account, which helps facilitate and monitor your family's spending. Supplementary cards will enjoy the same features and benefits as the primary card.. 

SADAD & MOI utility bill payment 

You may pay all your SADAD and MOI utility bills using Banque Saudi Fransi Credit Card for your convenience and flexibility. 

Chip-and-PIN card safety feature 

The card is secured with a Chip-and-PIN safety feature giving more comfort to the cardholder during financial transactions. 

Secure online shopping – supported by 3D secure (MasterCard SecureCode) 

You can rest and shop without having to worry about your online transactions knowing that all transactions done online using any Banque Saudi Fransi card is supported by 3D secure (MasterCard SecureCode) security feature. 

mada Pay service 

mada Pay is a mobile application that provides Banque Saudi Fransi cardholders a convenient and new way to pay for purchases at stores through Android-based mobile devices by simply adding their cards into this application safely and securely. 

Online access to view your card account 

Banque Saudi Fransi offers you innovative online banking solutions to save you time and effort, and help you carry out your banking transactions anywhere and around the clock without having to visit the branch. 

Apple Pay Service 

Apple Pay is a mobile payment service that provides Banque Saudi Fransi cardholders a convenient and new way to pay for purchases at stores through Apple devices by simply adding their cards into Apple Wallet safely and securely. 

SMS Notification for Each Transaction 

Get additional security with free SMS alerts for every transaction made on your card to provide you with more comfort, security and protection. 

Instant Cash 

Instant cash withdrawal from any ATM worldwide. In addition to easy cash Cash and Balance Transfer up to 30% of Credit Limit 

Minimum Payment Options 

5% or SAR 100 (whichever is higher). 

Customer service around the clock 

Fransi Phone team is available around to clock to serve you. Simply, call 800 124 2121 (if within the Kingdom), or +966 92 0000 576 (if overseas)"

Personal data

Work data

Global acceptance

Enjoy the flexibility and convenience of using your card at more than 30 million merchants worldwide.

Sharia compliant

Rest assure that Banque Saudi Fransi offers an Islamic Sharia-compliant credit card product based on Tawarruq principle.

Supplementary cards for your family members

Visa Al Fursan Platinum Credit Card allows you to have additional supplementary cards for all your family members without a need for a separate account, which helps facilitate and monitor your family’s spending. Supplementary cards will enjoy the same features and benefits as the primary card.

Global airport lounge access

Your Visa Al Fursan Platinum Credit Card allows you to access over 20 international airport lounges. Travel with comfort and joy around the world in more than 300 cities. To know more about the airport lounges subscribed, please visit Visa Middle East website or download the DragonPass application. Terms and conditions apply – please revert to FAQ section

Easy payment plans - 0% profit rate

Easy payment plans without profit rate (0%) is a program designed for Banque Saudi Fransi credit cardholders to make large purchases easier by converting them into equal monthly installment up to 12 months at selected partners. For details, please visit Easy Payment Plan page

Attractive offers and discounts

You can benefit from the discounts at prestigious merchants tied up with Banque Saudi Fransi from dining to shopping, travel to entertainment and much more.

Al Fursan air miles for every transaction

Al Fursan loyalty program for Saudia Airlines will offer you air miles on all transactions done using Visa Al Fursan Platinum Credit Card, which can be redeemed against attractive travel bookings and many more. 

Travel Insurance

When using your Visa Al Fursan Platinum Card from Banque Saudi Fransi to pay for your travel expenses, you will receive a complimentary travel insurance policy for the respective trip, which can be used for visa application purposes as evidence of travel insurance. For more information on coverage and printing the insurance policy certificate and the terms and conditions, please visit Visa Middle East website

Luxurious lifestyle and collection of luxury hotels

Enjoy best offers and promotions provided by Visa Al Fursan Platinum Card from Banque Saudi Fransi and relish every moment with pleasure from spa retreats, to sea excursions, hotel stays and other luxurious experiences. Also, a group of exclusive deals for a handpicked selection of +900 finest hotels around the world, with your Visa Al Fursan Platinum Card from Banque Saudi Fransi, you can enjoy attractive discounts and offers. For more information and to stay tuned on the latest offers, please visit Visa Middle East website

Extended Warranty

Your Visa Al Fursan Platinum from Banque Saudi Fransi provides an extended warranty up to 12 months in addition to the manufacturer warranty on items purchased using the card. For more information and terms and conditions, please visit Visa Middle East website

Purchase Protection

Your Visa Al Fursan Platinum Card from Banque Saudi Fransi provides a purchase protection on items purchased using the card. For more information and terms and conditions, please visit Visa Middle East website

Instant Cash

Instant cash withdrawal up to 30% of your credit limit from any ATM worldwide.

SADAD & MOI utility bill payment

For your convenience and flexibility, you may pay all your SADAD & MOI utility bills using Banque Saudi Fransi Credit Card.

Chip-and-PIN card safety feature

The card is secured with a Chip-and-PIN safety feature giving more comfort to the cardholder during financial transactions.

Secure online shopping - supported by 3D secure (verified by visa)

You can rest and shop without having to worry about your online transactions knowing that all transactions done online using any Banque Saudi Fransi card is supported by 3D secure (verified by visa) security feature.

mada Pay service

mada Pay is a mobile application that provides Banque Saudi Fransi cardholders a convenient and new way to pay for purchases at stores through Android-based mobile devices by simply adding their cards into this application safely and securely. For more information, please visit Mada Pay page

Online access to view your card account

Banque Saudi Fransi offers you innovative online banking solutions to save you time and effort, and help you carry out your banking transactions anywhere and around the clock without having to visit the branch.

SMS notification for each transaction

Get additional security with free SMS alerts for every transaction made on your card to provide you with more comfort, security and protection.

Customer service around the clock

Fransi Phone team is available around to clock to serve you. Simply, call 800 124 2121 (if within the Kingdom), or +966 92 0000 576 (if overseas).

"Card Issuance / Annual Fees (primary card) SAR 1,000

Supplementary Card Fee SAR 75

Monthly Profit Rate 2.2%

Late Payment Fee SAR 100 (not exceeding the outstanding amount)

Cash Withdrawal Fee SAR 75 for transactions up to SAR 5,000 and 3% for transactions above SAR 5,000 with a cap of SAR 300

International Transaction Fee (FX Markup) 2.70%

Card Replacement Fee SAR 50

Transaction Dispute Fee (unsuccessful) SAR 50

Personal data

Work data

Global acceptance

Enjoy the flexibility and convenience of using your card at more than 30 million merchants worldwide.

Sharia compliant

Rest assure that Banque Saudi Fransi offers an Islamic Sharia-compliant credit card product based on Tawarruq principle.

Supplementary cards for your family members

Visa Al Fursan Platinum Credit Card allows you to have additional supplementary cards for all your family members without a need for a separate account, which helps facilitate and monitor your family’s spending. Supplementary cards will enjoy the same features and benefits as the primary card.

Global airport lounge access

Your Visa Al Fursan Platinum Credit Card allows you to access over 20 international airport lounges. Travel with comfort and joy around the world in more than 300 cities. To know more about the airport lounges subscribed, please visit Visa Middle East website or download the DragonPass application. Terms and conditions apply – please revert to FAQ section

Easy payment plans - 0% profit rate

Easy payment plans without profit rate (0%) is a program designed for Banque Saudi Fransi credit cardholders to make large purchases easier by converting them into equal monthly installment up to 12 months at selected partners. For details, please visit Easy Payment Plan page

Attractive offers and discounts

You can benefit from the discounts at prestigious merchants tied up with Banque Saudi Fransi from dining to shopping, travel to entertainment and much more.

Al Fursan air miles for every transaction

Al Fursan loyalty program for Saudia Airlines will offer you air miles on all transactions done using Visa Al Fursan Platinum Credit Card, which can be redeemed against attractive travel bookings and many more. 

Travel Insurance

When using your Visa Al Fursan Platinum Card from Banque Saudi Fransi to pay for your travel expenses, you will receive a complimentary travel insurance policy for the respective trip, which can be used for visa application purposes as evidence of travel insurance. For more information on coverage and printing the insurance policy certificate and the terms and conditions, please visit Visa Middle East website

Luxurious lifestyle and collection of luxury hotels

Enjoy best offers and promotions provided by Visa Al Fursan Platinum Card from Banque Saudi Fransi and relish every moment with pleasure from spa retreats, to sea excursions, hotel stays and other luxurious experiences. Also, a group of exclusive deals for a handpicked selection of +900 finest hotels around the world, with your Visa Al Fursan Platinum Card from Banque Saudi Fransi, you can enjoy attractive discounts and offers. For more information and to stay tuned on the latest offers, please visit Visa Middle East website

Extended Warranty

Your Visa Al Fursan Platinum from Banque Saudi Fransi provides an extended warranty up to 12 months in addition to the manufacturer warranty on items purchased using the card. For more information and terms and conditions, please visit Visa Middle East website

Purchase Protection

Your Visa Al Fursan Platinum Card from Banque Saudi Fransi provides a purchase protection on items purchased using the card. For more information and terms and conditions, please visit Visa Middle East website

Instant Cash

Instant cash withdrawal up to 30% of your credit limit from any ATM worldwide.

SADAD & MOI utility bill payment

For your convenience and flexibility, you may pay all your SADAD & MOI utility bills using Banque Saudi Fransi Credit Card.

Chip-and-PIN card safety feature

The card is secured with a Chip-and-PIN safety feature giving more comfort to the cardholder during financial transactions.

Secure online shopping - supported by 3D secure (verified by visa)

You can rest and shop without having to worry about your online transactions knowing that all transactions done online using any Banque Saudi Fransi card is supported by 3D secure (verified by visa) security feature.

mada Pay service

mada Pay is a mobile application that provides Banque Saudi Fransi cardholders a convenient and new way to pay for purchases at stores through Android-based mobile devices by simply adding their cards into this application safely and securely. For more information, please visit Mada Pay page

Online access to view your card account

Banque Saudi Fransi offers you innovative online banking solutions to save you time and effort, and help you carry out your banking transactions anywhere and around the clock without having to visit the branch.

SMS notification for each transaction

Get additional security with free SMS alerts for every transaction made on your card to provide you with more comfort, security and protection.

Customer service around the clock

Fransi Phone team is available around to clock to serve you. Simply, call 800 124 2121 (if within the Kingdom), or +966 92 0000 576 (if overseas).

"Card Issuance / Annual Fees (primary card) SAR 2,000

Supplementary Card Fee SAR 75

Monthly Profit Rate 2.2%

Late Payment Fee SAR 100 (not exceeding the outstanding amount)

Cash Withdrawal Fee SAR 75 for transactions up to SAR 5,000 and 3% for transactions above SAR 5,000 with a cap of SAR 300

International Transaction Fee (FX Markup) 2.70%

Card Replacement Fee SAR 50

Transaction Dispute Fee (unsuccessful) SAR 50

Personal data

Work data

Global acceptance

Enjoy the flexibility and convenience of using your card at more than 30 million merchants worldwide.

Sharia compliant

Rest assure that Banque Saudi Fransi offers an Islamic Sharia-compliant credit card product based on Tawarruq principle.

Supplementary cards for your family members

Visa Al Fursan Platinum Credit Card allows you to have additional supplementary cards for all your family members without a need for a separate account, which helps facilitate and monitor your family’s spending. Supplementary cards will enjoy the same features and benefits as the primary card.

Global airport lounge access

Your Visa Al Fursan Platinum Credit Card allows you to access over 20 international airport lounges. Travel with comfort and joy around the world in more than 300 cities. To know more about the airport lounges subscribed, please visit Visa Middle East website or download the DragonPass application. Terms and conditions apply – please revert to FAQ section

Easy payment plans - 0% profit rate

Easy payment plans without profit rate (0%) is a program designed for Banque Saudi Fransi credit cardholders to make large purchases easier by converting them into equal monthly installment up to 12 months at selected partners. For details, please visit Easy Payment Plan page

Attractive offers and discounts

You can benefit from the discounts at prestigious merchants tied up with Banque Saudi Fransi from dining to shopping, travel to entertainment and much more.

Al Fursan air miles for every transaction

Al Fursan loyalty program for Saudia Airlines will offer you air miles on all transactions done using Visa Al Fursan Platinum Credit Card, which can be redeemed against attractive travel bookings and many more. 

Travel Insurance

When using your Visa Al Fursan Platinum Card from Banque Saudi Fransi to pay for your travel expenses, you will receive a complimentary travel insurance policy for the respective trip, which can be used for visa application purposes as evidence of travel insurance. For more information on coverage and printing the insurance policy certificate and the terms and conditions, please visit Visa Middle East website

Luxurious lifestyle and collection of luxury hotels

Enjoy best offers and promotions provided by Visa Al Fursan Platinum Card from Banque Saudi Fransi and relish every moment with pleasure from spa retreats, to sea excursions, hotel stays and other luxurious experiences. Also, a group of exclusive deals for a handpicked selection of +900 finest hotels around the world, with your Visa Al Fursan Platinum Card from Banque Saudi Fransi, you can enjoy attractive discounts and offers. For more information and to stay tuned on the latest offers, please visit Visa Middle East website

Extended Warranty

Your Visa Al Fursan Platinum from Banque Saudi Fransi provides an extended warranty up to 12 months in addition to the manufacturer warranty on items purchased using the card. For more information and terms and conditions, please visit Visa Middle East website

Purchase Protection

Your Visa Al Fursan Platinum Card from Banque Saudi Fransi provides a purchase protection on items purchased using the card. For more information and terms and conditions, please visit Visa Middle East website

Instant Cash

Instant cash withdrawal up to 30% of your credit limit from any ATM worldwide.

SADAD & MOI utility bill payment

For your convenience and flexibility, you may pay all your SADAD & MOI utility bills using Banque Saudi Fransi Credit Card.

Chip-and-PIN card safety feature

The card is secured with a Chip-and-PIN safety feature giving more comfort to the cardholder during financial transactions.

Secure online shopping - supported by 3D secure (verified by visa)

You can rest and shop without having to worry about your online transactions knowing that all transactions done online using any Banque Saudi Fransi card is supported by 3D secure (verified by visa) security feature.

mada Pay service

mada Pay is a mobile application that provides Banque Saudi Fransi cardholders a convenient and new way to pay for purchases at stores through Android-based mobile devices by simply adding their cards into this application safely and securely. For more information, please visit Mada Pay page

Online access to view your card account

Banque Saudi Fransi offers you innovative online banking solutions to save you time and effort, and help you carry out your banking transactions anywhere and around the clock without having to visit the branch.

SMS notification for each transaction

Get additional security with free SMS alerts for every transaction made on your card to provide you with more comfort, security and protection.

Customer service around the clock

Fransi Phone team is available around to clock to serve you. Simply, call 800 124 2121 (if within the Kingdom), or +966 92 0000 576 (if overseas).

*All product and service fees are subject to VAT rate of 5%

Using the service with a merchant who provides it when they do their purchase through POS 

Cashback’s minimum value is 1 SAR and maximum value is 400 SAR per day 

This service is available with merchants that display “Purchase with Cashback” sign/poster in their outlets. Cashback service is free of charge

Household staff can withdraw cash with a limit of SAR 5,000 from their accounts by using the Payday Card: 

At any Banque Saudi Fransi ATMs across the Kingdom 

At any local bank ATMs that have the MADA network logo

Primary Issuance Fees SAR 100 

Primary Renewal / Annual Fees SAR 100 

Supplementary / Additional Card Issuance Fees SAR 75 

Supplementary / Additional Renewal / Annual Fees SAR 50 

International Transaction Fee (FX Markup) 2.7% 

Cash Withdrawal Fee 

BSF ATMs: SAR 5 

Non-BSF Local ATMs: SAR 25 

International ATMs: SAR 35 

Card Replacement Fee SAR 50 

Duplicate Statement Fee 

Account statement less than 1 year: 25 SR 

Account Statement from 1-5 years: 30 SR 

Account statement for more than 5 years: 50 SR 

Transaction Dispute Fee (unsuccessful) SAR 50

Personal data

Work data

Easy card request 

“My Space” card can be easily requested via e-channels and can also be instantly issued via branches. Cards requested through e-channels will be delivered via courier within 5 business days. 

Global acceptance 

Enjoy the flexibility and convenience of using your card at more than 30 million merchants worldwide. 

Additional cards for your family members 

“My Space” Card allows you to have additional supplementary cards for all your family members without a need for a separate account, which helps facilitate and monitor your family’s spending. Additional cards will enjoy the same features and benefits as the primary card. 

Attractive offers and discounts 

You can benefit from the discounts at prestigious merchants tied up with Banque Saudi Fransi from dining to shopping, travel to entertainment and much more. For details, please click here 

Jana points for every transaction 

Jana loyalty program will offer you points on all transactions done using Banque Saudi Fransi cards, which can be redeemed against attractive travel bookings, gifts, charity and many more. For more information, please click here 

Instant Cash 

Instant cash withdrawal from any ATM worldwide. 

Chip-and-PIN card safety feature 

The card is secured with a Chip-and-PIN safety feature giving more comfort to the cardholder during financial transactions. 

Secure online shopping – supported by 3D secure (verified by visa) 

You can rest and shop without having to worry about your online transactions knowing that all transactions done online using any Banque Saudi Fransi card is supported by 3D secure (verified by visa) security feature. 

Apple Pay service 

Apple Pay is a mobile payment service that provides Banque Saudi Fransi cardholders a convenient and new way to pay for purchases at stores through Apple devices by simply adding their cards into Apple Wallet safely and securely. For more information, please click here 

mada Pay service 

mada Pay is a mobile application that provides Banque Saudi Fransi cardholders a convenient and new way to pay for purchases at stores through Android-based mobile devices by simply adding their cards into this application safely and securely. For more information, please click here 

Online access to view your card account 

Banque Saudi Fransi offers you innovative online banking solutions to save you time and effort, and help you carry out your banking transactions anywhere and around the clock without having to visit the branch. 

SMS notification for each transaction 

Get additional security with free SMS alerts for every transaction made on your card to provide you with more comfort, security and protection. 

Customer service around the clock 

Fransi Phone team is available around to clock to serve you. Simply, call 800 124 2121 (if within the Kingdom), or +966 92 0000 576 (if overseas)

Easy card request 

“My Space” card can be easily requested via e-channels and can also be instantly issued via branches. Cards requested through e-channels will be delivered via courier within 5 business days. 

Global acceptance 

Enjoy the flexibility and convenience of using your card at more than 30 million merchants worldwide. 

Additional cards for your family members 

“My Space” Card allows you to have additional supplementary cards for all your family members without a need for a separate account, which helps facilitate and monitor your family’s spending. Additional cards will enjoy the same features and benefits as the primary card. 

Attractive offers and discounts 

You can benefit from the discounts at prestigious merchants tied up with Banque Saudi Fransi from dining to shopping, travel to entertainment and much more. For details, please click here 

Jana points for every transaction 

Jana loyalty program will offer you points on all transactions done using Banque Saudi Fransi cards, which can be redeemed against attractive travel bookings, gifts, charity and many more. For more information, please click here 

Instant Cash 

Instant cash withdrawal from any ATM worldwide. 

Chip-and-PIN card safety feature 

The card is secured with a Chip-and-PIN safety feature giving more comfort to the cardholder during financial transactions. 

Secure online shopping – supported by 3D secure (verified by visa) 

You can rest and shop without having to worry about your online transactions knowing that all transactions done online using any Banque Saudi Fransi card is supported by 3D secure (verified by visa) security feature. 

Apple Pay service 

Apple Pay is a mobile payment service that provides Banque Saudi Fransi cardholders a convenient and new way to pay for purchases at stores through Apple devices by simply adding their cards into Apple Wallet safely and securely. For more information, please click here 

mada Pay service 

mada Pay is a mobile application that provides Banque Saudi Fransi cardholders a convenient and new way to pay for purchases at stores through Android-based mobile devices by simply adding their cards into this application safely and securely. For more information, please click here 

Online access to view your card account 

Banque Saudi Fransi offers you innovative online banking solutions to save you time and effort, and help you carry out your banking transactions anywhere and around the clock without having to visit the branch. 

SMS notification for each transaction 

Get additional security with free SMS alerts for every transaction made on your card to provide you with more comfort, security and protection. 

Customer service around the clock 

Fransi Phone team is available around to clock to serve you. Simply, call 800 124 2121 (if within the Kingdom), or +966 92 0000 576 (if overseas)

Issuance fee 100 SAR 

Annual Fees 100 SAR 

Additional Card 75 SAR 

Additional Renewal / Annual fees 50 SAR 

Card replacement fee 50 SAR 

Add Currency 25 SAR 

Cash withdrawal fee from Banque Saudi Fransi ATM 5 SAR 

Cash withdrawal fee from Local ATMs 25 SAR or equivalent in that currency 

Cash withdrawal from international ATM 35 SAR or equivalent in that currency 

Additional Statement Fee Free 

Dispute fee 50 SAR 

Transfer to or from card Free of charge 

Purchase fee if one of the card’s currencies is insufficient 1% of the transaction value 

Purchase fee in currencies to be deducted from SAR wallet 2.7% of the transaction value

Personal data

Work data

Global acceptance 

Enjoy the flexibility and convenience of using your card through online websites worldwide. 

Instant issuance 

Immediate virtual issuance, with all the information you need appearing on your screen. 

Instant Cash 

Instant cash withdrawal up to 30% of your credit limit from any ATM worldwide. 

Chip-and-PIN card safety feature 

The card is secured with a Chip-and-PIN safety feature giving more comfort to the cardholder during financial transactions. 

Secure online shopping – supported by 3D secure (verified by visa) 

You can chill and shop without having to worry about your online transactions knowing that all transactions done online by any Banque Saudi Fransi card is supported by 3D secure (verified by visa) security feature. A text message is going to be sent to your registered mobile number to complete the transaction. 

Easy Currency Conversion 

You can transfer currencies with ease and speed through the electronic channels ""Fransi Plus"" or ""Fransi Mobile"" without having to visit the branch and without transfer fees. 

Adding Currencies 

My Currencies Card enables you to add more than 15 currencies to the card in addition to a basket of the main currencies, which are Saudi Riyal, US dollar, Pound Sterling, Euro, Emirati Dirham.

Converting Rate 

My Currency Card allows you to convert with fixed rate for the USD at 3.75 SAR for each 1 USD; additionally to the competitive rate for the other currencies. 

Apple Pay & Mada Pay services 

Apple Pay & Mada Pay are mobile applications that provide Banque Saudi Fransi cardholders convenient and new way to pay for purchases at stores whether locally or internationally using Apple or Android applications by simply adding their cards into the applications safely and securely. 

Online access to view your card account 

Banque Saudi Fransi offers you innovative online banking solutions to save you time and effort, and help you carry out your banking transactions anywhere and around the clock without having to visit the branch. 

SMS notification for each transaction 

Get additional security with free SMS alerts for every transaction conducted on your card to provide you with more comfort, security and protection. 

Customer service around the clock 

Fransi Phone team is available around to clock to serve you. Simply, call 800 124 2121 (if within the Kingdom), or +966 92 0000 576 (if overseas) 

• Annual Membership Fee: SAR 390

• Monthly Term Cost: Relationship: 2.40 %-Non-Relationship: 2.55 %

• Annual Profit Rate: Relationship: 32.92 %-Non-Relationship: 35.28 %

• Late Payment: SAR 100

• Cash Withdrawal Fees: SAR 75 per transaction of amount up to SAR 5,000 and 3% or SAR 300, whichever is less, for transactions that exceed SAR 5,000

• Additional fee on international transactions: 2.69%

• Annual Membership Fee (Supplementary Credit Card):Free

• Replacement Card: SAR 50

• Credit Shield (Optional):0.49% of the total outstanding balance

• Monthly Minimum Payment: 5% of the total due or SAR 100, whichever is higher

• Fee for issuing a Transaction doc: 50 SAR

• VIP airports lounges access fee:Free VIP lounge access to 1100+ airports around the world for the cardholder only. ** And for additional guest it will counted as $32 fees per guest.

• Copy of valid Saudi national ID for Saudi nationals

• Copy of valid resident Identity card or Passport for non-Saudi nationals

• Salary certificate mentioning employment start date for salaried individuals

• Should be 18 years or older

• Should be salaried or self-employed

• Copy of valid Saudi national ID for Saudi nationals.

• Copy of valid resident Identity card or Passport for non-Saudi nationals.

• Should be 18 years or older.

• Should be salaried or self-employed.

• 3D Secure for safe online shopping.

• Purchase protection for items bought using the card.

• Fraud protection for items bought using the card.

• Available as a Shari'a compliant card.

• Special offers for the Platinum Credit card provided by Mastercard.

• Free additional credit cards for family members.

• Credit Shield for outstanding balance in case of any unforeseen events (may God forbid).

• Contactless Payment service for purchases below SAR 300.

• Automatic enrolment into Hassad Rewards Program.

• As a cardholder of Mastercard Platinum Credit card you will be able to purchases goods and convert them to Qasset Program.

• Unlimited, complimentary access to over 25 regional and international lounges.

• Fraud protection.

• No annual fee for the first year.

• Annual Membership Fee: SAR 290

• Monthly Term Cost: Relationship: 2.40 %-Non-Relationship: 2.55 %

• Annual Profit Rate: Relationship: 32.92 %-Non-Relationship: 35.28 %

• Late Payment: SAR 100

• Cash Withdrawal Fees: SAR 75 per transaction of amount up to SAR 5,000 and 3% or SAR 300, whichever is less, for transactions that exceed SAR 5,000

• Additional fee on international transactions: 2.69%

• Annual Membership Fee (Supplementary Credit Card):Free

• Replacement Card: SAR 50

• Credit Shield (Optional):0.49% of the total outstanding balance

• Monthly Minimum Payment: 5% of the total due or SAR 100, whichever is higher

• Fee for issuing a Transaction doc: 50 SAR

• VIP airports lounges access fee:Free VIP lounge access to 1100+ airports around the world for the cardholder only. ** And for additional guest it will counted as $32 fees per guest.

• Copy of valid Saudi National ID for Saudis.

• Copy of valid Iqama or passport for non-Saudis.

• Salary certificate mentioning the starting date.

• The Customer must be 18 years or older.

• Should be salaried or self-employed.

• Copy of valid Saudi national ID for Saudi nationals.

• Copy of valid resident Identity card or Passport for non-Saudi nationals.

• Should be 18 years or older.

• Should be salaried or self-employed.

• Free access into airport VIP lounges (Cairo, Abu Dhabi, Dubai, Jeddah, Kuwait, and Amman).

• Shari'a compliant card.

• Free additional credit cards for any of your family members.

• Credit Shield for outstanding balance in case of any unforeseen events (may God forbid).

• 3D Secure for safe online shopping.

• Fraud protection for items bought using the card.

• Automatic enrolment into Hassad Rewards Program.

• As a cardholder of Ttanium Credit card you will be able to purchases goods and convert them to Qasset Program.

• Contactless Payment service for purchases below SAR 300.

• Enjoy 20 complimentary Hassad points upon activating your credit card, and earn 400 Hassad points as bonus when spending SAR 5000 within the first three months.

• Enjoy special discounts at selected shops, restaurants and hotels.

• Special discounts at selected shops, restaurants and hotels.

• Automatic enrolment into Hassad Rewards Program.

• Your family members will benefit from Qasset Program where they can convert their purchases and enjoy payment plans of their choice.

• 3D Secure login for safe online shopping.

• Credit Shield for outstanding balance in case of any unforeseen events (may God forbid).

• Contactless Payment service for purchases below SAR 300.

• Free access to VIP lounges at airports.

• Fraud protection.

• Copy of valid Saudi national ID for Saudi nationals

• Copy of valid resident Identity card or Passport for non-Saudi nationals

• Salary certificate mentioning employment start date for salaried individual

• Should be 18 years or older

• Should be salaried or self-employed

• Copy of valid Saudi national ID for Saudi nationals

• Copy of valid resident Identity card or Passport for non-Saudi nationals

• Should be 18 years or older

• Should be salaried or self-employed

• Cash Withdrawal up to 30%.

• Protection and security while shopping online.

• No annual fee for the first year.

• credit advisor.

Supplementary Cards fees: Up to 5 free supplementary.

• Copy of valid Saudi National ID for Saudis.

• Copy of valid Iqama or passport for non-Saudis.

• Salary certificate mentioning the starting date.

• The Customer must be 18 years or older.

• Should be salaried or self-employed.

• Copy of valid Saudi National ID for Saudis.

• Copy of valid Iqama or passport for non-Saudis.

• The Customer must be 18 years or older.

• Free Credit Card Protection

• Premier MasterCard Travel Insurance

• Free Airport Lounge access

• No annual fee for SABB Premier customers.

• Preferential currency conversion rate.

• International Acceptance: The card is recognized locally as well as internationally at more than 29 million outlets world-wide.

• Multi-currency flexibility.

• Flexible repayment methods.

• Convenient 24-hour toll-free number within the Kingdom and abroad.

• Lost card protection if SABB is informed immediately that the card is lost in writing.

• Up to 30% of your credit limit can be withdrawn as a cash advance from 900,000 ATMs and financial institutions within the Kingdom and around the world.

• Free supplementary cards are available for your family members. In addition, you can set the credit limit for each card.

• SMS alert Service.

• Internet and Phone banking.

Supplementary Cards fees: Up to 5 free supplementary.

• Copy of valid Iqama or passport for non-Saudis

• Salary certificate mentioning the starting date

• The Customer must be 18 years or older

• Should be salaried or self-employed

• Copy of valid Iqama or passport for non-Saudis

• The Customer must be 18 years or older

• Exclusive Offers and Discounts.

• Free multi-trip travel insurance.

• Free Airport Lounge Access.

• No annual fee for the first year

• No annual fee for SABB Premier customers

• No SABB account is required

• Cash on Call: Easy, instant cash on your credit card.

• Payment flexibility: Pay as low as 5% of the total outstanding and revolve the remaining amount subject to preferential Tawarruq profit rate (APR 28.68%)

• International Acceptance: The card is recognized locally as well as internationally at more than 29 million outlets world-wide.

• Flexible repayment methods: Ability to settle outstanding bills via SABB Direct or SABBNET, or pay by cash or cheque at any of our branches or through SADAD Service.

• Convenience of our 24-hour toll-free number within the Kingdom and from abroad.

• Full lost card protection if SABB is informed immediately upon loss of card in writing.

• Up to 30% of credit limit can be withdrawn as cash advance from 900,000 ATMs and financial institutions within the Kingdom and around the world.

• FREE Supplementary cards are available for your family members. In addition, you can set the credit limit for each card.

• Internet and Phone banking

• SMS alert service

• Multi-currency flexibility: Statements are expressed in Saudi Riyals.

Supplementary Cards fees: Up to 5 free supplementary.

• Copy of valid Iqama or passport for non-Saudis

• Salary certificate mentioning the starting date

• The Customer must be 18 years or older

• Should be salaried or self-employed

• Copy of valid Iqama or passport for non-Saudis

• The Customer must be 18 years or older

• Earn Skywards Miles on Everyday Spends

• Complimentary Emirates Skywards Silver Membership

• 10,000 bonus Skywards Miles

• Priority check-in when flying Emirates from Saudi Arabia

• 5% off Emirates Holidays packages booked from Saudi Arabia

• 25% off the purchase of Skywards Miles

• Unlimited complimentary access to airport by LoungeKey

• Concierge Services

• Airport Dining Discount Program with DragonPass

• YQ Meet & Assist Airport Service

• Avis Car Rental

• Free SABB Credit Card Protection

• Travel Insurance

• Purchase Protection

• Extended Warranty

• Fraudulent Card Misuse Protection

• SABB AQSAT

• At SABB, The Cardholder and his/her family are our highest priority. That's why we would like to offer them the opportunity to share their credit card benefits and features with their loved ones by applying for a free supplementary SABB Credit Card.

• Cardholder can easily monitor their monthly expenses by viewing the monthly statement. Cardholder can also control the monthly spending limit of the supplementary credit card(s) by setting a specific limit for each card.

Supplementary Cards fees: Up to 5 free supplementary.

• Copy of valid Iqama or passport for non-Saudis.

• Salary certificate mentioning the starting date.

• The Customer must be 18 years or older.

• Should be salaried or self-employed.

• Copy of valid Iqama or passport for non-Saudis

• The Customer must be 18 years or older

• No annual fee for the first year

• No SABB account is required

• Payment flexibility: Pay as low as 5% of the total outstanding and revolve the remaining amount subject to annual percentage rate (APR 28.68%)

• International Acceptance: The card is recognized locally as well as internationally at more than 29 million outlets world-wide.

• Flexible repayment methods: Ability to settle outstanding bills via SABB Direct or SABBNET, or pay by cash or cheque at any of our branches or through SADAD Service

• Convenient 24-hour toll-free number within the Kingdom and from abroad

• Full lost card protection if SABB is informed immediately upon loss of card in writing

• Up to 30% of credit limit can be withdrawn as cash advance from 900,000 ATMs and financial institutions within the Kingdom and around the world

• Cash on Call

• Internet and Phone banking

• Free Purchase Protection

• No Card Annual Fee for the First Year

• ALFURSAN Reward Miles Program

• ALFURSAN Points On Everyday Spend

• Travel insurance up to USD 250,000 (Travel Insurance up to USD 250,000 for cardholder, spouse & children, including Optional Certificate of insurance sufficient for Schengen Visa and 24/7 Emergency Travel Assistance Service available worldwide) Emergency Medical Insurance (Emergency medical expenses, Emergency evacuation, Repatriation)

• Personal Accident/Travel Accident Benefit Up to SAR 187,500

• Emergency Medical Benefits Up to SAR 375,000

• Trip Inconvenience Protection Up to SAR 11,250

• Luggage Protection Up to SAR 5,625

• Free Airport Lounge access

Supplementary Cards fees: Up to 5 free supplementary.

• Copy of valid Iqama or passport for non-Saudis

• Salary certificate mentioning the starting date

• The Customer must be 18 years or older

• Should be salaried or self-employed

• Copy of valid Iqama or passport for non-Saudis.

• The Customer must be 18 years or older.

• Supplementary Cards fees: Up to 5 free supplementary.

• No annual fee for SABB Advance customers

• Payment flexibility: Pay as low as 5% of the total outstanding and revolve the remaining amount subject to preferential annual percentage rate (APR 28.68%)

• International Acceptance: The card is recognized locally as well as internationally at more than 29 million outlets world-wide.

• Flexible repayment methods: Ability to settle outstanding bills via SABB Direct or SABBNET, or pay by cash or cheque at any of our branches or through SADAD Service.

• Convenience of our 24-hour toll-free number within

• Full lost card protection if SABB is informed immediately upon loss of card in writing. the Kingdom and from abroad.

• Up to 30% of credit limit can be withdrawn as cash advance from 900,000 ATMs and financial institutions within the Kingdom and around the world.

• Cash on Call.

• Internet and Phone banking.

• SMS alert Service.

• Free Purchase Protection.

• Free Airport Lounge access

• ICSABB+ Programme

Supplementary Cards: Up to 5 free supplementary.

• Copy of valid Iqama or passport for non-Saudis

• Salary certificate mentioning the starting date

• The Customer must be 18 years or older

• Should be salaried or self-employed

• Copy of valid Iqama or passport for non-Saudis

• The Customer must be 18 years or older

• No annual fee for the first year

• No annual fee for SABB Premier customers

• No SABB account is required

• Payment flexibility: Pay as low as 5% of the total outstanding and revolve the remaining amount subject to annual percentage rate (APR 28.68%)

• International Acceptance: The card is recognized locally as well as internationally at more than 29 million outlets world-wide.

• Flexible repayment methods: Ability to settle outstanding bills via SABB Direct or SABBNET, or pay by cash or cheque at any of our branches or through SADAD Service

• Convenient 24-hour toll-free number within the Kingdom and from abroad

• Full lost card protection if SABB is informed immediately upon loss of card in writing

• Up to 30% of credit limit can be withdrawn as cash advance from 900,000 ATMs and financial institutions within the Kingdom and around the world

• Cash on Call

• Internet and Phone banking

• SMS alert Service

• Free Purchase Protection

• Free Airport Lounge access

• ICSABB+ Programme

Supplementary Cards: Up to 5 free supplementary.

• Copy of valid Iqama or passport for non-Saudis

• Salary certificate mentioning the starting date

• The Customer must be 18 years or older

• Should be salaried or self-employed

• Copy of valid Iqama or passport for non-Saudis

• The Customer must be 18 years or older

• Free SABB Credit Protection

• Free Airport lounge access

• Exclusive Offers and Discounts

• ICSABB+ Programme

• 3D Secure

• E-Statements

• Utility Bill Payments

• Information about the Supplementary Card

• No annual fee for the first year

• No annual fee for SABB Premier customers

• No SABB account is required

• Free Purchase and Baggage Protection

• Free supplementary cards are available for your family members. In addition, you can set the credit limit for each card

• Payment flexibility: Pay as low as 5% of the total outstanding and revolve the remaining amount subject to annual percentage rate (28.68%)

• International Acceptance: The card is recognized locally as well as internationally at more than 29 million outlets world-wide

• Multi-currency flexibility: Statements are expressed in Saudi Riyals

• Flexible repayment methods: Ability to settle outstanding bills via SABB Direct or SABBNET, or pay by cash or cheque at any of our branches or through SADAD Service

• Convenient 24-hour toll-free number within the Kingdom and from abroad

• Full lost card protection if SABB is informed immediately upon loss of card in writing

• Up to 30% of credit limit can be withdrawn as cash advance from 900,000 ATMs and financial institutions within the Kingdom and around the world

• Cash on Call

• SMS alert Service

• Internet and Phone banking

The Saudi citizen must possess a valid national ID or valid residency.

You must be registered in the Absher service to authenticate and approve your application.

Your mobile number.

A valid email address.

You must be registered with the National Post

The customer must be over 18 years old.

In the event that the age of the applicant to open a Bank AlJazira online account is less than 18 years, he must visit the branch accompanied by a guardian.

Sharia Compliant 

LoungeKey offers you unlimited and complimentary access to over 500 airport lounges worldwide (for you and 1 guest per visit) 

Register in Hilton Honors Gold that offers you a world of privileges and services in HHonors Hilton program 

Enjoy Harrods Rewards Black tier card. Register and you will enjoy a number of special services and privileges as the card offers you discounts and 

special offers when you shop at Harrods 

Concierge Service 

Secure Online Shopping 

PIN Number for All Your Transactions 

Extended Warranty and Purchase Protection 

Travel Insurance 

Medical & Legal Referrals 

Free Supplementary Cards 

Flexible Payments 

Instant Cash Withdrawal 

24 Hours Customer Service

The Saudi citizen must possess a valid national ID or valid residency.

You must be registered in the Absher service to authenticate and approve your application.

Your mobile number.

A valid email address.

You must be registered with the National Post

The customer must be over 18 years old.

In the event that the age of the applicant to open a Bank AlJazira online account is less than 18 years, he must visit the branch accompanied by a guardian.

Worldwide Acceptance: Visa Classic cards are accepted at tens of millions of locations around the world. 

Mokafaaty Program: a reward program that offers customers the ability to choose between two redemption options, redeeming Bank AlJazira credit card reward points to vouchers from participating merchants or as 1% Cashback. 

Flexible Payment Options: from 5% of the total amount due or SAR 200 (whichever is higher) to full payment. 

Free supplementary cards: share the wonderful benefits of your card with your family members, who are over 18 of age, there is no limit to the number of supplementary cards. 

Minimum Salary: For Saudi nationals SAR 3000 - For Non Saudi nationals SAR 5000 

You can withdraw up to 30% of the limit from all ATMs around the world. 

Instant SMS Notifications: you will be automatically notified to every transaction you make with your card. 

Expense management through monthly detailed statement of accounts. 

AlJazira VISA card payment is available via multiple channels such as, ATM, AlJazira Online, IVR, and branches. 

Enjoy the best offers and instant discounts in Saudi Arabia and around the world.

The Saudi citizen must possess a valid national ID or valid residency.

You must be registered in the Absher service to authenticate and approve your application.

Your mobile number.

A valid email address.

You must be registered with the National Post

The customer must be over 18 years old.

In the event that the age of the applicant to open a Bank AlJazira online account is less than 18 years, he must visit the branch accompanied by a guardian.

Free Miles

LoungeKey

Concierge Service

Secure Online Shopping

PIN Number For All Your Transactions

Extended Warranty

Purchase Protection

Medical & Legal Referrals

Free Supplementary Card

Emergency Cash

Seasonal Offers From BAJ Partners

Special Offers and Preferred Access Worldwide

Flexible Payments

Instant Cash Withdrawals

Cash Transfer

Instant SMS Notifications

24 Hour Customer Service

SADAD Service

The Saudi citizen must possess a valid national ID or valid residency.

You must be registered in the Absher service to authenticate and approve your application.

Your mobile number.

A valid email address.

You must be registered with the National Post

The customer must be over 18 years old.

In the event that the age of the applicant to open a Bank AlJazira online account is less than 18 years, he must visit the branch accompanied by a guardian.

SharFree Miles

Free Miles

Visa Lounge Access

Secure Online Shopping

PIN Number for All Your Transactions

Extended Warranty

Purchase Protection

Medical & Legal Referrals

Free Supplementary Cards

Emergency Cash

Emergency Card

Seasonal Offers from BAJ Partners

Special Offers and Preferred Access Worldwide

Flexible Payments

Instant Cash Withdrawal

Cash Transfer

Instant SMS Notification

24 Hours Customer Service

SADAD Service

The Saudi citizen must possess a valid national ID or valid residency.

You must be registered in the Absher service to authenticate and approve your application.

Your mobile number.

A valid email address.

You must be registered with the National Post

The customer must be over 18 years old.

In the event that the age of the applicant to open a Bank AlJazira online account is less than 18 years, he must visit the branch accompanied by a guardian.

Features Worldwide Acceptance: Visa Platinum cards are accepted at tens of millions of locations around the world.

Mokafaaty Program: a reward program that offers customers the ability to choose between two redemption options, redeeming Bank AlJazira credit card reward points to vouchers from participating merchants or as 1% Cashback. Customers are automatically enrolled in the program once the credit card is issued.

Visa Lounge Access: Present your Bank AlJazira Platinum credit card and get complimentary access to more than 25 airport lounges globally, there is no need for you to register in advance in order to gain access to the lounges. You simply need to present your eligible card to the lounge staff and mention ‘DragonPass’ to avail access. 

You have a 6-member visit cap at all lounges in the program. Any member visits above this entitlement and all guest visits will be charged at $27 per person per visit. Your free visit count will be reset on 31 January 2019. 

In order to view the list of lounges in the program click here. And you can download the “DragonPass Dine and Travel Companion” app from the App Store or Google Play and register by inputting your Bank AlJazira Platinum credit card number. 

Flexible Payment Options: from 5% of the total amount due or SAR 200 (whichever is higher) to full payment.

Emergency Card: your lost card will be replaced within 48 hours while travelling anywhere around the world.

Minimum Salary: 5000 S.R.

Free supplementary Cards: share the wonderful benefits of your card with your family members, who are over 18 of age, there is no limit to the number of supplementary cards.

You can withdraw up to 30% of the limit from all ATMs around the world.

Instant SMS Notifications: you will be automatically notified to every transaction you make with your card.

Expense management through a monthly detailed statement of accounts.

AlJazira VISA card payment available via multiple channels such as, ATM, AlJazira Online, AlJazira Phone, and branches.

Enjoy the best offers and instant discounts in Saudi Arabia and around the world. For more details about the offers and discounts please visit www.baj.com.sa/offeren

Medical & Legal Referral: free medical services include medical phone advise, referral to local medical services provider and the monitoring of a medical condition in and after hospitalization. The legal referral includes referral to lawyers and legal assistance in case of emergency need while travelling.

24-Hour Customer Service: for more information, please call 920006666. 

Extended Warranty: Use your Bank AlJazira Platinum Credit Card to pay for your purchases and items purchased may be eligible for the benefit of Extended Warranty. This benefit automatically doubles the original manufacturer’s warranty for an item purchased with your Bank AlJazira Platinum Credit Card.

The Saudi citizen must possess a valid national ID or valid residency.

You must be registered in the Absher service to authenticate and approve your application.

Your mobile number.

A valid email address.

You must be registered with the National Post

The customer must be over 18 years old.

In the event that the age of the applicant to open a Bank AlJazira online account is less than 18 years, he must visit the branch accompanied by a guardian.

Sharia Compliant: this card is designed, as all Bank AlJazira products, in full compliance with sharia regulations and the world acceptance payment systems. 

Mokafaaty Program: a reward program that offers customers the ability to choose between two redemption options, redeeming Bank AlJazira credit card reward points to vouchers from participating merchants or as 1% Cashback. Customers are automatically enrolled in the program once the credit card is issued. 

Concierge Service: Infinite credit card from Bank AlJazira provides exclusive 24/7 complimentary service for you to make your bookings comfortably. 

LoungeKey: LoungeKey offers you unlimited and complimentary access to over 650 airport lounges worldwide (for you and 1 guest per visit). 

For any other accompanying guests, $27 per person per visit will be charged directly to your credit card. 

All you have to do is present your Infinite Card at the participating airport lounges. To find out about the participating airport lounges, please visit www.loungekey.com/visainfinitemena 

For more information please contact the LoungeKey 24/7 Customer Services Team:Tel: From Saudi Arabia: +9668008448875 

International: +44(0)2088650767 

Email: info@loungekey.com 

Emergency Services: 

Lost and stolen card reporting: In the event card is lost or stolen, the bank will arrange to replace your card in 24 hours*. 

Within KSA call 800 244 2626 or outside KSA + 966 11431 6262 

Emergency encashment up to $2000*. 

Within KSA call 800 844 3488 or outside KSA + 130 396 71065 

*Terms and Conditions Apply 

Medical & Legal Referrals: 

Free medical services include medical phone advice, referral to local medical services provider and the monitoring of a medical condition in and after hospitalization. Legal referral includes referral to lawyers and legal assistance in case of emergency need while travelling. 

Please call within Saudi Arabia 800 844 3488 or + 44 208 762 8373 from outside Saudi Arabia. 

Instant cash withdrawal up to 30% of credit limit at millions of ATMs around the world. 

Unlimited supplementary cards (For family members +18). 

Cash Transfer: transfer funds from your card account directly to your current account via Bank AlJazira online services. 

Purchase Protection: When paying with your Bank AlJazira Infinite Credit Card, you will benefit from Purchase Protection for stolen or damaged goods purchased. 

For further assistance, please call this number: +971 (4) 253 6024 

Extended Warranty: Use your Bank AlJazira Infinite Credit Card to pay for your purchases and items purchased may be eligible for the benefit of Extended Warranty. This benefit automatically doubles the original manufacturer’s warranty for an item purchased with your Bank AlJazira Infinite Credit Card. 

For further assistance, please call this number: +971 (4) 253 6024 

For more information please click here 

Travel Insurance: 

Bank AlJazira Infinite Credit Card offers you and your family travel insurance with a number of benefits which includes personal accident coverage, health coverage, medical and travel inconvenience. 

For further assistance, please call this number: +971 (4) 253 6024

The Saudi citizen must possess a valid national ID or valid residency.

You must be registered in the Absher service to authenticate and approve your application.

Your mobile number.

A valid email address.

You must be registered with the National Post

The customer must be over 18 years old.

In the event that the age of the applicant to open a Bank AlJazira online account is less than 18 years, he must visit the branch accompanied by a guardian.

Sharia Compliant: this card is designed, as all Bank AlJazira products, in full compliance with sharia regulations and the world acceptance payment systems. 

Global Acceptance: MasterCard Titanium credit cards have a global acceptance of over 32 million outlets. 

Mokafaaty Program: A reward program that offers customers the ability to choose between two redemption options, redeeming Bank AlJazira credit card reward points to vouchers from participating merchants or as 1% Cashback. Customers are automatically enrolled in the program once the credit card is issued. 

The earned points can be redeemed with vouchers from participating merchants. With MasterCard Titanium Credit card a world of rewards that has no limits is offered through Mokafaaty Program. 

Airport Lounge Access: Enjoy airport lounge access at selected airport lounges in the Middle East and Africa. No matter how often you travel or which class you travel, all you need to do is present your MasterCard Titanium credit card at the lounge counter. Please click here for details of lounges and associated Terms & Conditions. 

Priceless Arabia from MasterCard: Enter a world of unequalled opportunities with Priceless Arabia! Access experiences and offers when you travel to the Arabian region and discover a new level of culture and adventure. Visit www.pricelessarabia.com to access these benefits and more. 

Fraud Protection: Provides coverage in case your card has unauthorized transactions (whether in his/her possession or not). Fraud protection provided through MasterCard and is subject to MasterCard Insurance terms & conditions. Please click here. 

Secure Online Shopping: This feature offers security for your online shopping through SecureCode created by MasterCard to make your online shopping safer and to protect your account and information. Once you make an online purchase from a participating merchant, you will be sent a verification code to your registered mobile number, this code must be entered to verify the transaction and complete your purchase. You will get instant SMS with the verification code for every transaction you perform with participated merchants to complete your transaction. 

PIN Number for All Your Transactions: Completing your transactions using your MasterCard Titanium credit card at the point of sale has become more secure with a new feature provided by Bank AlJazira. You will be asked to select your own Personal Identification Number (PIN) and use it to make transactions on your Card. If you would like to set up or change your PIN, please call +966 9 2000 6666. 

Important Points: To set up or change PIN code for your Credit Card: Register at AlJazira Phone Banking, AlJazira Online or AlJazira SMART 

Be sure that your Credit Card is activated 

Free Supplementary Cards: Share with your family members MasterCard Titanium features by issuing an unlimited number of free supplementary cards for members who are 18 years old or more. 

Emergency Card: Your lost card will be replaced within 48 hours while travelling anywhere around the world. 

Emergency Cash: If you are travelling outside your country of residence and your card is lost or stolen, this service enables you to get emergency cash within a few hours for your peace of mind. Emergency encashment up to $2000* please call +966 9 2000 6666 

You can also call MasterCard for emergency services, for details please click here. 

*Terms and Conditions Apply 

Seasonal Offers from BAJ partners: Enjoy special offers and promotions from selected merchants only for MasterCard Titanium cardholders. 

Flexible Payments: You can choose your payment preference. Minimum payment 5% of the total amount due or 200 S.R (whichever is higher) or full payment. 

Instant cash withdrawal: You can withdraw up to 30% of the limit from all ATMs around the world. 

Cash Transfer: Transfer funds from your card account directly to your current account via Bank AlJazira online services. 

Instant SMS Notification: For more security, an instant SMS will be sent to your registered mobile upon using your credit card in any purchase, cash withdrawal or payment transaction. 

24 Hours Customer Service: For more information, please call +966 9 2000 6666 and +966 11 431 7474 from outside Saudi Arabia. 

SADAD Service: If you don’t have an account with AlJazira bank, SADAD service allows you to pay the credit card due amount via your account with any local bank. 

AlJazira Online: We offer you secure access to your accounts wherever you are for your Credit Card services and other Services.

The Saudi citizen must possess a valid national ID or valid residency.

You must be registered in the Absher service to authenticate and approve your application.

Your mobile number.

A valid email address.

You must be registered with the National Post

The customer must be over 18 years old.

In the event that the age of the applicant to open a Bank AlJazira online account is less than 18 years, he must visit the branch accompanied by a guardian.

Global Acceptance: The WORLD ELITE™ MasterCard® Credit Card is designed with the world acceptance payment systems. 

World Elite™ Concierge: The World Elite™ Concierge is always just a phone call away. Place one call to 800 844 5736 or +1 312 843 5350 for International calls to access:24/7 personalized service, both English and Arabic speakers to cater to your needs. 

Mokafaaty Program: A reward program that offers customers the ability to choose between two redemption options, redeeming Bank AlJazira credit card reward points to vouchers from participating merchants or as 1% Cashback. Customers are automatically enrolled in the program once the credit card is issued. 

The earned points can be redeemed with vouchers from participating merchants. With MasterCard World Elite Credit Card a world of rewards that have no limits is offered through Mokafaaty Program. 

MasterCard® Airport Concierge: Enjoy MasterCard® Airport Concierge and receive personal, dedicated Meet & Greet service to facilitate a smooth journey at the airport. Whether departing, arriving, or just connecting flights, you enjoy special savings of 15% off on VIP services at over 470 airports globally. Simply dial the World Elite™ Concierge to book your service. 

Airport Lounge Access: Travel should always feel like a privilege. And, with LoungeKey it does. As a World Elite™ MasterCard® cardholder you receive: complimentary LoungeKey airport lounge membership, unlimited complimentary access for you and one accompanying guest (per visit) to over 550 VIP lounges in more than 400 cities in over 120 countries, worldwide. Show your World Elite™ MasterCard® at participating lounges. For more information click here. 

VIP Meet & Assist Service at Dubai International Airport: As a World Elite™ MasterCard® cardholder, you can now relax and enjoy the entire travel journey, whether you are landing in or departing from Dubai. With Marhaba Elite, you get premium services, including airport transfer services in luxury vehicles, meet & greet on the departure curb-side, porter assistance with baggage to the gate, expedited service through the immigration process, assistance to baggage claim along with a dedicated exit to the car transfer area. 

Travel Inconvenience Insurance: You should never have to deal with the inconveniences of travel alone. When your luggage goes amiss or flight delays interrupt your plans, World Elite™ MasterCard® can compensate you for baggage loss and delay, trip cancellation or curtailment or delay, missed connection. 

Global Hotel Alliance DISCOVERY Black Membership: you can make your next hotel stay even better with Black membership offered in the Global Hotel Alliance DISCOVERY loyalty program. You get exclusive benefits, such as guaranteed room availability for bookings up to 24 hours prior to arrival, double room upgrades, and late checkout until 6 pm. All Black membership benefits across GHA’s 33 hotel brands, including Anantara, Corinthia, Kempinski, and Pan Pacific Hotels and Resorts, with more than 500 luxury hotels and resorts in 76 countries around the world. Simply call the World Elite™ Concierge to enrol and get upgraded to Black membership. 

Starwood Hotels & Resorts Complimentary Hotel Nights: ensure your stay is truly rewarding at more than 175 Starwood Hotels & Resorts properties across Europe, Middle East, and Asia: Book two nights and get the third night free 

Book four nights and get the fifth and six nights free 

The above benefits are available across the Starwood Hotels & Resorts portfolio, which includes brands such as St. Regis, Le Méridien, Luxury Collection, Westin, W Hotels, Sheraton. 

Simply call the World Elite™ Concierge or click here to make your booking. 

Luxury Serviced Apartment Discounts: Now when you travel for extended periods of time, you can feel at home with discounts of up to 15% off your stay at prime luxury serviced apartments, which includes:over 1,500 one fine stay properties across London, New York, Los Angeles,and Paris,over 25 Oakwood properties across 8 countries in Asia Pacific, including China, Japan, Thailand, and India. 

Simply call the World Elite™ Concierge to find a luxury serviced apartment in your next destination. 

World Elite™ Luxury Hotels and Resorts: Pamper yourself at an intimate boutique hotel. Indulge in a world-class resort. Create memories that will last a lifetime at over 1,000 of the world’s finest hotels and resorts, including InterContinental Hotels Group, Preferred Hotel Group, Raffles, Fairmont, and Swissotel Hotels and Resorts. 

Dial the World Elite™ Concierge to book your next trip. 

MasterCard® Global Emergency Service: Whether you’re on the other side of the world or just running an errand around the corner, your card can be lost or stolen. With MasterCard® Global Emergency Service, World Elite™ MasterCard® you know that one call to the World Elite™ Concierge can:block your card from being used and ensure a new replacement card is on the way and will be delivered to you in under 24 hours, get an emergency cash advance within an hour at any of over 250,000 Western Union locations around the world, locate an ATM or find the answer to an account question. 

Discounted Fast Track Travel Visa Service: applying for travel visas has become much easier with World Elite™ MasterCard®! KSA residents applying for Australia, Netherlands, UK, Italy, Denmark, Bulgaria, Malta, Spain, Portugal, Austria, Singapore, Canada, France, Switzerland, Germany and Sweden travel visas get a 40% discount on exclusives privileges, which include:priority appointment scheduling,document collection from your premises,form filling,typing services. 

Simply call the World Elite™ Concierge to schedule the service. 

Hertz Gold Plus Rewards® President’s Circle Membership: You are automatically eligible for Hertz Gold Plus Rewards ® President’s Circle membership, which is otherwise obtainable through 20 qualifying Hertz Gold Plus Rewards ® in a 12-month period. With Hertz Gold Plus Rewards ® President’s Circle, cardholders get preferred benefits, such as: bypassing the rental queue at many of the world’s busiest airport, guaranteed one car class upgrade at participating locations, faster returns with Hertz Instant Return, faster returns with Hertz Instant Return, discount rates. 

Travel Medical Insurance: you and your loved ones deserve peace of mind every time you travel. Rest assured that you will receive compensation for medical care or emergency help if you need it. For the greatest peace of mind, enhanced protection options are available to ensure that while you’re travelling, your health and safety needs are met promptly and efficiently: personal accident insurance, emergency medical evacuation and repatriation, Medical emergency expenses, daily in-hospital cash benefit. 

Card Fraud Protection: Credit card fraud is inconvenient, invasive, and damaging. You will benefit from exceptional protection against fraudulent account activity. Get reimbursed up to USD 2,000 per claim and a maximum of USD 4,000 over a 12-month period for unauthorized charges: on your lost or stolen MasterCard®, up to 24 hours prior to the event first being reported to the card issuer,made on your bank account and/or credit account through in-store,telephone, ATM withdrawals, and/or online purchases, using your payment card information, up to two months prior to you first reporting the event to your bank. 

Secure Online Shopping: This feature offers security for your online shopping through SecureCode created by MasterCard to make your online shopping safer and to protect your account and information. Once you make an online purchase from a participating merchant, you will be sent a verification code to your registered mobile number, this code must be entered to verify the transaction and complete your purchase. You will get instant SMS with the verification code for every transaction you perform with participated merchants to complete your transaction. 

PIN Number for All Your Transactions: Completing your transactions using your WORLD ELITE™ MasterCard® credit card at the point of sale has become more secure with a new feature provided by Bank AlJazira. You will be asked to select your own Personal Identification Number (PIN) and use it to make transactions on your Card. 

If you would like to set up or change your PIN, please call 800 244 6262. Or login to AlJazira Online/AlJazira SMART. 

Important Points: To set up or change the PIN code for your Credit Card: Register at AlJazira Phone Banking, AlJazira Online or AlJazira SMART. 

Be sure that your Credit Card is activated 

Free Supplementary Cards: Share with your family members WORLD ELITE™ MasterCard® features by issuing an unlimited number of free supplementary cards for members who are 18 years old or more. 

Emergency Card: Your lost card will be replaced within 48 hours while travelling anywhere around the world. 

Seasonal Offers from BAJ Partners: Enjoy special offers and promotions from selected merchants only for WORLD ELITE™ MasterCard® cardholders. 

Flexible Payments: You can choose your payment preference. Minimum payment 5% of the total amount due or 200 S.R (whichever is higher) or full payment. 

Instant Cash Withdrawal: You can withdraw up to 50% of the limit from all ATMs around the world. 

Cash Transfer: Transfer funds from your card account directly to your current account via Bank AlJazira online services. 

Instant SMS Notification: For more security, an instant SMS will be sent to your registered mobile upon using your credit card in any purchase, cash withdrawal or payment transaction. 

24 Hours Customer Service: For more information, please call 800 244 6262 and +966 11 431 6262 from outside Saudi Arabia. 

SADAD Service: If you don’t have an account with bank AlJazira, SADAD service allows you to pay the credit card due amount via your account with any local bank. 

AlJazira Online: We offer you secure access to your accounts wherever you are for your Credit Card services and other Services.

• One-time administration fee: 50 SAR

• Replacement card issuance fee (in case of loss): 50 SAR

• The possibility of depositing the card (with a maximum of 100,000 riyals per month) through SABB Direct or SABB Net.

• The card is accepted globally at many points of sale (locally and internationally) as well as on online shopping sites.

• With the Triple Protection Service from SABB, you are in complete safety during your online shopping operations.